MARIEN-VAN AEKEN: what changed
What changed
MARIEN-VAN AEKEN
NACE 66.220, Insurance agents and brokers
filed annual accounts (NBB)
Net result for the year
€52,582
2024 · €36,274+€16,308
Equity
€212,748
2024 · €208,274+€4,474
Cash
€101,601
2024 · €95,838+€5,763
Balance sheet total
€279,995
2024 · €319,304-€39,309
Largest movements
Assets
- Tangible fixed assets -€27,719
down €27,719 (-25.0%), from €110,660 to €82,941
of which Furniture and vehicles: -€27,137
- Intangible fixed assets -€20,766
down €20,766 (-92.0%), from €22,575 to €1,809
- Cash +€5,763
up €5,763 (+6.0%), from €95,838 to €101,601
mainly Depreciation (+€54,303) and Net result for the year (+€52,582)
Equity and liabilities
- Current portion of long-term debt -€24,583
down €24,583 (-58.1%), from €42,344 to €17,761
- Debts after one year -€17,761
down €17,761 (-38.0%), from €46,735 to €28,974
- Reserves +€4,474
up €4,474 (+2.4%), from €189,674 to €194,148
of which Distributable reserves: +€4,474
Income statement
- Gross operating margin +€15,956
up €15,956 (+9.9%), from €160,936 to €176,892
- Taxes +€7,124
up €7,124 (+44.2%), from €16,129 to €23,253
- Depreciation -€3,719
down €3,719 (-6.4%), from €58,022 to €54,303
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€36,274
Gross operating margin
+€15,956
Staff costs
-€476
Depreciation
+€3,719
Other operating charges
+€275
Other operating items
+€3,995
Financial income
-€505
Financial charges
+€469
Taxes
-€7,124
Result 2025
€52,582
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€102,033
Investment
-€5,818
Financing
-€90,452
Cash 2024
€95,838
From operations (derived)
+€102,033
Net result for the year
+€52,582
Depreciation
+€54,303
Receivables within one year
-€972
Deferred charges and accrued income
-€2,441
Trade debts
+€542
Tax, wage and social debts
-€945
Other debts
-€1,757
Accrued charges and deferred income
+€721
Investment (derived)
-€5,818
Investment in fixed assets (net)
-€5,818
Financing
-€90,452
Debts after one year
-€17,761
Current portion of long-term debt
-€24,583
Contributions, distributions and other
-€48,108
Cash 2025
€101,601
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €319,304 | €279,995 | -€39,309 | -12.3% |
| Fixed assets | 21/28 | €133,235 | €84,750 | -€48,485 | -36.4% |
| Intangible fixed assets | 21 | €22,575 | €1,809 | -€20,766 | -92.0% |
| Tangible fixed assets | 22/27 | €110,660 | €82,941 | -€27,719 | -25.0% |
| Plant, machinery and equipment | 23 | €2,786 | €3,016 | +€230 | +8.3% |
| Furniture and vehicles | 24 | €105,622 | €78,484 | -€27,137 | -25.7% |
| Other tangible fixed assets | 26 | €2,252 | €1,441 | -€811 | -36.0% |
| Current assets | 29/58 | €186,069 | €195,245 | +€9,176 | +4.9% |
| Amounts receivable within one year | 40/41 | €37,212 | €38,184 | +€972 | +2.6% |
| Trade receivables | 40 | €28,803 | €30,458 | +€1,655 | +5.7% |
| Other amounts receivable | 41 | €8,409 | €7,726 | -€683 | -8.1% |
| Current investments | 50/53 | €50,188 | €50,188 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €95,838 | €101,601 | +€5,763 | +6.0% |
| Deferred charges and accrued income | 490/1 | €2,831 | €5,273 | +€2,441 | +86.2% |
| Total equity and liabilities | 10/49 | €319,304 | €279,995 | -€39,309 | -12.3% |
| Equity | 10/15 | €208,274 | €212,748 | +€4,474 | +2.1% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €189,674 | €194,148 | +€4,474 | +2.4% |
| Tax-exempt reserves | 132 | €122 | €122 | = | 0.0% |
| Distributable reserves | 133 | €189,551 | €194,026 | +€4,474 | +2.4% |
| Amounts payable | 17/49 | €111,030 | €67,247 | -€43,783 | -39.4% |
| Amounts payable after more than one year | 17 | €46,735 | €28,974 | -€17,761 | -38.0% |
| Financial debts | 170/4 | €46,735 | €28,974 | -€17,761 | -38.0% |
| Amounts payable within one year | 42/48 | €63,822 | €37,079 | -€26,743 | -41.9% |
| Current portion of amounts payable after more than one year | 42 | €42,344 | €17,761 | -€24,583 | -58.1% |
| Trade debts | 44 | €1,154 | €1,696 | +€542 | +47.0% |
| Suppliers | 440/4 | €1,154 | €1,696 | +€542 | +47.0% |
| Taxes, remuneration and social security | 45 | €17,295 | €16,350 | -€945 | -5.5% |
| Taxes | 450/3 | €7,696 | €6,060 | -€1,636 | -21.3% |
| Remuneration and social security | 454/9 | €9,599 | €10,290 | +€691 | +7.2% |
| Other amounts payable | 47/48 | €3,029 | €1,272 | -€1,757 | -58.0% |
| Accrued charges and deferred income | 492/3 | €473 | €1,195 | +€721 | +152% |
| Remuneration, social security and pensions | 62 | €44,843 | €45,319 | +€476 | +1.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €58,022 | €54,303 | -€3,719 | -6.4% |
| Other operating charges | 640/8 | €1,186 | €911 | -€275 | -23.2% |
| Non-recurring operating charges | 66A | €3,995 | - | -€3,995 | |
| Gross operating margin | 9900 | €160,936 | €176,892 | +€15,956 | +9.9% |
| Operating profit (loss) | 9901 | €52,890 | €76,359 | +€23,469 | +44.4% |
| Financial income | 75/76B | €2,235 | €1,730 | -€505 | -22.6% |
| Recurring financial income | 75 | €2,235 | €1,730 | -€505 | -22.6% |
| Financial charges | 65/66B | €2,723 | €2,254 | -€469 | -17.2% |
| Recurring financial charges | 65 | €2,723 | €2,254 | -€469 | -17.2% |
| Profit (loss) for the period before taxes | 9903 | €52,403 | €75,836 | +€23,432 | +44.7% |
| Income taxes | 67/77 | €16,129 | €23,253 | +€7,124 | +44.2% |
| Profit (loss) for the period | 9904 | €36,274 | €52,582 | +€16,308 | +45.0% |
| Profit (loss) for the period to be appropriated | 9905 | €36,274 | €52,582 | +€16,308 | +45.0% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.