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MARCEL: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MARCEL

BE 0781.632.730
NACE 47.639, Retail sale of other sporting goods
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€7,444
2024 · €10,701-€18,145
Equity
€22,125
2024 · €29,569-€7,444
Cash
€21,905
2024 · €26,435-€4,531
Balance sheet total
€116,536
2024 · €116,522+€15

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€9,206

    up €9,206 (+11.2%), from €81,944 to €91,150

  • Receivables within one year -€4,712

    down €4,712 (-70.0%), from €6,730 to €2,018

    of which Other amounts receivable: -€4,857

  • Cash -€4,531

    down €4,531 (-17.1%), from €26,435 to €21,905

    mainly Trade debts (-€10,945) and Stocks and contracts (-€9,206)

Equity and liabilities
  • Short-term financial debts +€25,000

    new in 2025: €25,000

  • Trade debts -€10,945

    down €10,945 (-22.9%), from €47,694 to €36,749

  • Profit (loss) carried forward -€7,444

    new in 2025: -€7,444

  • Tax, wage and social debts -€6,758

    down €6,758 (-48.7%), from €13,865 to €7,107

    of which Taxes: -€6,858

Income statement
  • Gross operating margin -€22,106

    down €22,106, from €18,388 to -€3,718

  • Taxes -€4,307

    down €4,307 (-100.0%), from €4,307 to €0

  • Financial charges +€410

    up €410 (+11.6%), from €3,544 to €3,954

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €10,701
Gross operating margin -€22,106
Other operating charges -€12
Financial income +€76
Financial charges -€410
Taxes +€4,307
Result 2025 -€7,444

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€29,531
Investment €0
Financing +€25,000
Cash 2024 €26,435
Net result for the year -€7,444
Stocks and contracts -€9,206
Receivables within one year +€4,712
Deferred charges and accrued income -€52
Trade debts -€10,945
Tax, wage and social debts -€6,758
Accrued charges and deferred income +€162
Short-term financial debts +€25,000
Cash 2025 €21,905
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €116,522 €116,536 +€15 0.0%
Fixed assets 21/28 €400 €400 = 0.0%
Financial fixed assets 28 €400 €400 = 0.0%
Current assets 29/58 €116,122 €116,136 +€15 0.0%
Stocks and contracts in progress 3 €81,944 €91,150 +€9,206 +11.2%
Stocks 30/36 €81,944 €91,150 +€9,206 +11.2%
Amounts receivable within one year 40/41 €6,730 €2,018 -€4,712 -70.0%
Trade receivables 40 - €145 +€145
Other amounts receivable 41 €6,730 €1,873 -€4,857 -72.2%
Cash at bank and in hand 54/58 €26,435 €21,905 -€4,531 -17.1%
Deferred charges and accrued income 490/1 €1,012 €1,064 +€52 +5.1%
Total equity and liabilities 10/49 €116,522 €116,536 +€15 0.0%
Equity 10/15 €29,569 €22,125 -€7,444 -25.2%
Contributions 10/11 €16,000 €16,000 = 0.0%
Reserves 13 €13,569 €13,569 = 0.0%
Distributable reserves 133 €13,569 €13,569 = 0.0%
Profit (loss) carried forward 14 - -€7,444 -€7,444
Amounts payable 17/49 €86,952 €94,411 +€7,459 +8.6%
Amounts payable after more than one year 17 €25,000 €25,000 = 0.0%
Trade debts 175 €25,000 €25,000 = 0.0%
Amounts payable within one year 42/48 €61,559 €68,856 +€7,297 +11.9%
Financial debts 43 - €25,000 +€25,000
Credit institutions 430/8 - €25,000 +€25,000
Trade debts 44 €47,694 €36,749 -€10,945 -22.9%
Suppliers 440/4 €47,694 €36,749 -€10,945 -22.9%
Taxes, remuneration and social security 45 €13,865 €7,107 -€6,758 -48.7%
Taxes 450/3 €13,865 €7,007 -€6,858 -49.5%
Remuneration and social security 454/9 - €100 +€100
Accrued charges and deferred income 492/3 €393 €555 +€162 +41.2%
Other operating charges 640/8 €232 €244 +€12 +5.2%
Gross operating margin 9900 €18,388 -€3,718 -€22,106
Operating profit (loss) 9901 €18,156 -€3,962 -€22,118
Financial income 75/76B €396 €472 +€76 +19.1%
Recurring financial income 75 €396 €472 +€76 +19.1%
Financial charges 65/66B €3,544 €3,954 +€410 +11.6%
Recurring financial charges 65 €3,544 €3,954 +€410 +11.6%
Profit (loss) for the period before taxes 9903 €15,008 -€7,444 -€22,452
Income taxes 67/77 €4,307 €0 -€4,307 -100.0%
Profit (loss) for the period 9904 €10,701 -€7,444 -€18,145
Profit (loss) for the period to be appropriated 9905 €10,701 -€7,444 -€18,145

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.