MANI-WELL: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MANI-WELL
Largest movements
- Cash -€18,739
down €18,739 (-29.4%), from €63,715 to €44,977
mainly Tax, wage and social debts (-€44,762) and Net result for the year (-€33,252)
- Deferred charges and accrued income -€6,850
down €6,850 (-91.8%), from €7,458 to €608
- Tangible fixed assets +€6,504
new in 2025: €6,504
of which Land and buildings: +€5,137
- Other debts +€65,165
new in 2025: €65,165
- Tax, wage and social debts -€44,762
down €44,762 (-88.3%), from €50,705 to €5,943
of which Remuneration and social security: -€27,873
- Profit (loss) carried forward -€33,252
down €33,252 (-822%), from -€4,047 to -€37,299
- Trade debts -€6,983
down €6,983 (-93.6%), from €7,458 to €475
- Gross operating margin -€264,645
down €264,645, from €232,122 to -€32,523
- Staff costs -€235,732
down €235,732 (-99.8%), from €236,172 to €440
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €75,216 | €55,384 | -€19,832 | -26.4% |
| Fixed assets | 21/28 | - | €6,504 | +€6,504 | |
| Tangible fixed assets | 22/27 | - | €6,504 | +€6,504 | |
| Land and buildings | 22 | - | €5,137 | +€5,137 | |
| Furniture and vehicles | 24 | - | €1,367 | +€1,367 | |
| Current assets | 29/58 | €75,216 | €48,880 | -€26,336 | -35.0% |
| Amounts receivable within one year | 40/41 | €4,042 | €3,295 | -€747 | -18.5% |
| Other amounts receivable | 41 | €4,042 | €3,295 | -€747 | -18.5% |
| Cash at bank and in hand | 54/58 | €63,715 | €44,977 | -€18,739 | -29.4% |
| Deferred charges and accrued income | 490/1 | €7,458 | €608 | -€6,850 | -91.8% |
| Total equity and liabilities | 10/49 | €75,216 | €55,384 | -€19,832 | -26.4% |
| Equity | 10/15 | €17,053 | -€16,200 | -€33,252 | |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €16,099 | €16,099 | = | 0.0% |
| Distributable reserves | 133 | €16,099 | €16,099 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€4,047 | -€37,299 | -€33,252 | -822% |
| Amounts payable | 17/49 | €58,163 | €71,583 | +€13,420 | +23.1% |
| Amounts payable within one year | 42/48 | €58,163 | €71,583 | +€13,420 | +23.1% |
| Trade debts | 44 | €7,458 | €475 | -€6,983 | -93.6% |
| Suppliers | 440/4 | €7,458 | €475 | -€6,983 | -93.6% |
| Taxes, remuneration and social security | 45 | €50,705 | €5,943 | -€44,762 | -88.3% |
| Taxes | 450/3 | €16,888 | - | -€16,888 | |
| Remuneration and social security | 454/9 | €33,817 | €5,943 | -€27,873 | -82.4% |
| Other amounts payable | 47/48 | - | €65,165 | +€65,165 | |
| Non-recurring operating income | 76A | - | €1,709 | +€1,709 | |
| Remuneration, social security and pensions | 62 | €236,172 | €440 | -€235,732 | -99.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €163 | +€163 | |
| Other operating charges | 640/8 | - | €53 | +€53 | |
| Gross operating margin | 9900 | €232,122 | -€32,523 | -€264,645 | |
| Operating profit (loss) | 9901 | -€4,050 | -€33,180 | -€29,129 | -719% |
| Financial income | 75/76B | €122 | - | -€122 | |
| Recurring financial income | 75 | €122 | - | -€122 | |
| Financial charges | 65/66B | €119 | €73 | -€46 | -38.8% |
| Recurring financial charges | 65 | €119 | €73 | -€46 | -38.8% |
| Profit (loss) for the period before taxes | 9903 | -€4,047 | -€33,252 | -€29,206 | -722% |
| Profit (loss) for the period | 9904 | -€4,047 | -€33,252 | -€29,206 | -722% |
| Profit (loss) for the period to be appropriated | 9905 | -€4,047 | -€33,252 | -€29,206 | -722% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.