MAMY ZANE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MAMY ZANE
Largest movements
- Tangible fixed assets +€6,072
up €6,072 (+1.8%), from €344,827 to €350,899
of which Land and buildings: +€5,000
- Other debts +€11,143
up €11,143 (+11.5%), from €97,057 to €108,200
- Profit (loss) carried forward -€7,284
down €7,284 (-9.2%), from -€79,575 to -€86,859
- Revaluation surpluses +€5,000
up €5,000 (+1.7%), from €295,000 to €300,000
- Gross operating margin -€2,393
down €2,393 (-84.2%), from €2,840 to €448
- Financial charges -€773
down €773 (-23.3%), from €3,312 to €2,539
- Depreciation -€320
down €320 (-9.3%), from €3,435 to €3,115
- Other operating charges +€42
up €42 (+2.1%), from €2,036 to €2,078
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €346,643 | €355,996 | +€9,353 | +2.7% |
| Fixed assets | 21/28 | €344,827 | €350,899 | +€6,072 | +1.8% |
| Tangible fixed assets | 22/27 | €344,827 | €350,899 | +€6,072 | +1.8% |
| Land and buildings | 22 | €302,755 | €307,755 | +€5,000 | +1.7% |
| Plant, machinery and equipment | 23 | €42,072 | €43,144 | +€1,072 | +2.5% |
| Current assets | 29/58 | €1,815 | €5,097 | +€3,281 | +181% |
| Cash at bank and in hand | 54/58 | €1,815 | €5,097 | +€3,281 | +181% |
| Total equity and liabilities | 10/49 | €346,643 | €355,996 | +€9,353 | +2.7% |
| Equity | 10/15 | €249,525 | €247,241 | -€2,284 | -0.9% |
| Contributions | 10/11 | €31,000 | €31,000 | = | 0.0% |
| Contributions outside capital | 11 | - | €31,000 | +€31,000 | |
| Other | 1109/19 | - | €31,000 | +€31,000 | |
| Revaluation surpluses | 12 | €295,000 | €300,000 | +€5,000 | +1.7% |
| Reserves | 13 | €3,100 | €3,100 | = | 0.0% |
| Non-distributable reserves | 130/1 | €3,100 | €3,100 | = | 0.0% |
| Legal reserve | 130 | - | €3,100 | +€3,100 | |
| Other | 1319 | €3,100 | - | -€3,100 | |
| Profit (loss) carried forward | 14 | -€79,575 | -€86,859 | -€7,284 | -9.2% |
| Amounts payable | 17/49 | €97,118 | €108,755 | +€11,638 | +12.0% |
| Amounts payable within one year | 42/48 | €97,057 | €108,200 | +€11,143 | +11.5% |
| Other amounts payable | 47/48 | €97,057 | €108,200 | +€11,143 | +11.5% |
| Accrued charges and deferred income | 492/3 | €61 | €556 | +€495 | +818% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,435 | €3,115 | -€320 | -9.3% |
| Other operating charges | 640/8 | €2,036 | €2,078 | +€42 | +2.1% |
| Gross operating margin | 9900 | €2,840 | €448 | -€2,393 | -84.2% |
| Operating profit (loss) | 9901 | -€2,630 | -€4,746 | -€2,115 | -80.4% |
| Financial charges | 65/66B | €3,312 | €2,539 | -€773 | -23.3% |
| Recurring financial charges | 65 | €3,312 | €2,539 | -€773 | -23.3% |
| Profit (loss) for the period before taxes | 9903 | -€5,942 | -€7,284 | -€1,342 | -22.6% |
| Profit (loss) for the period | 9904 | -€5,942 | -€7,284 | -€1,342 | -22.6% |
| Profit (loss) for the period to be appropriated | 9905 | -€5,942 | -€7,284 | -€1,342 | -22.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.