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MALTIMA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MALTIMA

BE 0807.487.287
NACE 46.423, Wholesale of clothing, excluding workwear and underwear
fiscal year 2025 against 2026filed annual accounts (NBB)
Net result for the year
€19,524
2025 · €35,166-€15,642
Equity
€1.2m
2025 · €1.2m-€33,476
Cash
€66,004
2025 · €113,700-€47,696
Balance sheet total
€1.4m
2025 · €1.5m-€106,295

Largest movements

2025 to 2026
Assets
  • Stocks and contracts -€51,244

    down €51,244 (-8.5%), from €602,541 to €551,297

  • Cash -€47,696

    down €47,696 (-41.9%), from €113,700 to €66,004

    mainly Contributions, distributions and other (-€53,000) and Investment in fixed assets (net) (-€39,139)

Equity and liabilities
  • Reserves -€33,476

    down €33,476 (-3.3%), from €1.0m to €975,265

    of which Distributable reserves: -€33,476

  • Debts after one year -€23,333

    down €23,333 (-100.0%), from €23,333 to €0

  • Trade debts -€22,460

    down €22,460 (-37.9%), from €59,223 to €36,764

  • Current portion of long-term debt -€17,211

    down €17,211 (-42.5%), from €40,544 to €23,333

Income statement
  • Gross operating margin -€42,437

    down €42,437 (-8.6%), from €495,247 to €452,811

  • Staff costs -€13,892

    down €13,892 (-3.5%), from €399,672 to €385,780

  • Taxes -€5,684

    down €5,684 (-45.3%), from €12,549 to €6,865

From the 2025 result to the 2026 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2025 €35,166
Gross operating margin -€42,437
Staff costs +€13,892
Depreciation +€4,657
Other operating charges -€344
Financial income +€264
Financial charges +€2,641
Taxes +€5,684
Result 2026 €19,524

Cash bridge derived

cash 2025 to 2026

Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€84,987
Investment -€39,139
Financing -€93,544
Cash 2025 €113,700
Net result for the year +€19,524
Depreciation +€43,048
Stocks and contracts +€51,244
Receivables within one year +€3,196
Deferred charges and accrued income +€250
Trade debts -€22,460
Tax, wage and social debts +€1,123
Other debts -€8,450
Accrued charges and deferred income -€2,487
Investment in fixed assets (net) -€39,139
Debts after one year -€23,333
Current portion of long-term debt -€17,211
Contributions, distributions and other -€53,000
Cash 2026 €66,004
Every line side by side 54 lines
Line Code 2025 2026 Change %
Total assets 20/58 €1,459,940 €1,353,646 -€106,295 -7.3%
Fixed assets 21/28 €622,869 €618,961 -€3,909 -0.6%
Tangible fixed assets 22/27 €622,869 €618,961 -€3,909 -0.6%
Land and buildings 22 €576,387 €550,445 -€25,942 -4.5%
Plant, machinery and equipment 23 €44,987 €59,000 +€14,013 +31.1%
Furniture and vehicles 24 €0 €8,464 +€8,464 +21159500.0%
Other tangible fixed assets 26 €1,495 €1,051 -€444 -29.7%
Current assets 29/58 €837,071 €734,685 -€102,386 -12.2%
Stocks and contracts in progress 3 €602,541 €551,297 -€51,244 -8.5%
Stocks 30/36 €602,541 €551,297 -€51,244 -8.5%
Amounts receivable within one year 40/41 €33,263 €30,067 -€3,196 -9.6%
Trade receivables 40 €0 €188 +€188
Other amounts receivable 41 €33,263 €29,878 -€3,384 -10.2%
Current investments 50/53 €75,053 €75,053 = 0.0%
Cash at bank and in hand 54/58 €113,700 €66,004 -€47,696 -41.9%
Deferred charges and accrued income 490/1 €12,514 €12,264 -€250 -2.0%
Total equity and liabilities 10/49 €1,459,940 €1,353,646 -€106,295 -7.3%
Equity 10/15 €1,236,143 €1,202,667 -€33,476 -2.7%
Contributions 10/11 €227,401 €227,401 = 0.0%
Capital 10 €205,000 €205,000 = 0.0%
Issued capital 100 €205,000 €205,000 = 0.0%
Outside capital 11 €22,401 €22,401 = 0.0%
Share premium 1100/10 €22,401 €22,401 = 0.0%
Reserves 13 €1,008,742 €975,265 -€33,476 -3.3%
Non-distributable reserves 130/1 €95,553 €95,553 = 0.0%
Legal reserve 130 €20,500 €20,500 = 0.0%
Own shares acquired 1312 €75,053 €75,053 = 0.0%
Distributable reserves 133 €913,188 €879,712 -€33,476 -3.7%
Profit (loss) carried forward 14 €0 €0 =
Amounts payable 17/49 €223,797 €150,979 -€72,818 -32.5%
Amounts payable after more than one year 17 €23,333 €0 -€23,333 -100.0%
Financial debts 170/4 €23,333 €0 -€23,333 -100.0%
Amounts payable within one year 42/48 €197,527 €150,529 -€46,998 -23.8%
Current portion of amounts payable after more than one year 42 €40,544 €23,333 -€17,211 -42.5%
Trade debts 44 €59,223 €36,764 -€22,460 -37.9%
Suppliers 440/4 €59,223 €36,764 -€22,460 -37.9%
Taxes, remuneration and social security 45 €87,313 €88,436 +€1,123 +1.3%
Taxes 450/3 €13,068 €16,485 +€3,417 +26.1%
Remuneration and social security 454/9 €74,245 €71,951 -€2,294 -3.1%
Other amounts payable 47/48 €10,446 €1,997 -€8,450 -80.9%
Accrued charges and deferred income 492/3 €2,937 €450 -€2,487 -84.7%
Remuneration, social security and pensions 62 €399,672 €385,780 -€13,892 -3.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €47,705 €43,048 -€4,657 -9.8%
Other operating charges 640/8 €16,085 €16,429 +€344 +2.1%
Gross operating margin 9900 €495,247 €452,811 -€42,437 -8.6%
Operating profit (loss) 9901 €31,785 €7,554 -€24,231 -76.2%
Financial income 75/76B €27,448 €27,712 +€264 +1.0%
Recurring financial income 75 €27,448 €27,712 +€264 +1.0%
Financial charges 65/66B €11,518 €8,877 -€2,641 -22.9%
Recurring financial charges 65 €11,518 €8,877 -€2,641 -22.9%
Profit (loss) for the period before taxes 9903 €47,716 €26,389 -€21,327 -44.7%
Income taxes 67/77 €12,549 €6,865 -€5,684 -45.3%
Profit (loss) for the period 9904 €35,166 €19,524 -€15,642 -44.5%
Profit (loss) for the period to be appropriated 9905 €35,166 €19,524 -€15,642 -44.5%

Source: filed annual accounts (NBB), fiscal years ended 31 January 2025 and 31 January 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.