Malo Consult: what changed
Malo Consult
Largest movements
- Tangible fixed assets -€5,507
down €5,507 (-17.1%), from €32,273 to €26,766
of which Furniture and vehicles: -€3,381
- Receivables within one year -€4,463
down €4,463 (-54.9%), from €8,125 to €3,662
of which Trade receivables: -€3,652
- Cash -€2,834
down €2,834 (-44.3%), from €6,401 to €3,567
mainly Other debts (-€5,229) and Debts after one year (-€3,410)
- Deferred charges and accrued income +€2,244
up €2,244 (+77.8%), from €2,883 to €5,127
- Other debts -€5,229
down €5,229 (-27.5%), from €19,019 to €13,790
- Debts after one year -€3,410
down €3,410 (-62.1%), from €5,489 to €2,080
- Profit (loss) carried forward -€2,718
down €2,718 (-46.3%), from -€5,876 to -€8,593
- Depreciation +€1,487
up €1,487 (+37.0%), from €4,020 to €5,507
- Staff costs +€1,120
up €1,120 (+94.1%), from €1,190 to €2,310
- Gross operating margin +€603
up €603 (+6.9%), from €8,743 to €9,346
- Financial charges -€550
down €550 (-37.3%), from €1,475 to €925
- Other operating charges +€424
up €424 (+41.9%), from €1,012 to €1,435
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €49,682 | €39,122 | -€10,560 | -21.3% |
| Fixed assets | 21/28 | €32,273 | €26,766 | -€5,507 | -17.1% |
| Tangible fixed assets | 22/27 | €32,273 | €26,766 | -€5,507 | -17.1% |
| Furniture and vehicles | 24 | €15,367 | €11,987 | -€3,381 | -22.0% |
| Other tangible fixed assets | 26 | €16,905 | €14,779 | -€2,126 | -12.6% |
| Current assets | 29/58 | €17,409 | €12,356 | -€5,053 | -29.0% |
| Amounts receivable within one year | 40/41 | €8,125 | €3,662 | -€4,463 | -54.9% |
| Trade receivables | 40 | €6,405 | €2,753 | -€3,652 | -57.0% |
| Other amounts receivable | 41 | €1,720 | €909 | -€811 | -47.1% |
| Cash at bank and in hand | 54/58 | €6,401 | €3,567 | -€2,834 | -44.3% |
| Deferred charges and accrued income | 490/1 | €2,883 | €5,127 | +€2,244 | +77.8% |
| Total equity and liabilities | 10/49 | €49,682 | €39,122 | -€10,560 | -21.3% |
| Equity | 10/15 | €10,398 | €7,681 | -€2,718 | -26.1% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €11,274 | €11,274 | = | 0.0% |
| Distributable reserves | 133 | €11,274 | €11,274 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€5,876 | -€8,593 | -€2,718 | -46.3% |
| Amounts payable | 17/49 | €39,283 | €31,441 | -€7,842 | -20.0% |
| Amounts payable after more than one year | 17 | €5,489 | €2,080 | -€3,410 | -62.1% |
| Financial debts | 170/4 | €5,489 | €2,080 | -€3,410 | -62.1% |
| Amounts payable within one year | 42/48 | €33,729 | €29,362 | -€4,367 | -12.9% |
| Current portion of amounts payable after more than one year | 42 | €3,222 | €3,410 | +€187 | +5.8% |
| Trade debts | 44 | €7,677 | €7,951 | +€274 | +3.6% |
| Suppliers | 440/4 | €7,677 | €7,951 | +€274 | +3.6% |
| Taxes, remuneration and social security | 45 | €3,811 | €4,211 | +€400 | +10.5% |
| Taxes | 450/3 | €3,811 | €4,211 | +€400 | +10.5% |
| Other amounts payable | 47/48 | €19,019 | €13,790 | -€5,229 | -27.5% |
| Accrued charges and deferred income | 492/3 | €65 | - | -€65 | |
| Remuneration, social security and pensions | 62 | €1,190 | €2,310 | +€1,120 | +94.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,020 | €5,507 | +€1,487 | +37.0% |
| Other operating charges | 640/8 | €1,012 | €1,435 | +€424 | +41.9% |
| Gross operating margin | 9900 | €8,743 | €9,346 | +€603 | +6.9% |
| Operating profit (loss) | 9901 | €2,522 | €94 | -€2,428 | -96.3% |
| Financial income | 75/76B | €240 | €4 | -€237 | -98.4% |
| Recurring financial income | 75 | €240 | €4 | -€237 | -98.4% |
| Financial charges | 65/66B | €1,475 | €925 | -€550 | -37.3% |
| Recurring financial charges | 65 | €1,475 | €925 | -€550 | -37.3% |
| Profit (loss) for the period before taxes | 9903 | €1,287 | -€827 | -€2,114 | |
| Income taxes | 67/77 | €2,246 | €1,891 | -€355 | -15.8% |
| Profit (loss) for the period | 9904 | -€959 | -€2,718 | -€1,759 | -183% |
| Profit (loss) for the period to be appropriated | 9905 | -€959 | -€2,718 | -€1,759 | -183% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.