MALENGRET ASSURANCES: what changed
What changed
MALENGRET ASSURANCES
NACE 66.220, Insurance agents and brokers
filed annual accounts (NBB)
Net result for the year
€316,812
2024 · €24,791+€292,021
Equity
€185,471
2024 · €68,659+€116,812
Cash
€246,985
2024 · €46,466+€200,519
Balance sheet total
€431,633
2024 · €150,823+€280,810
Largest movements
Assets
- Cash +€200,519
up €200,519 (+432%), from €46,466 to €246,985
mainly Net result for the year (+€316,812) and Other debts (+€167,599)
- Receivables within one year +€79,862
up €79,862 (+159%), from €50,079 to €129,941
of which Other amounts receivable: +€57,941
Equity and liabilities
- Other debts +€167,599
up €167,599 (+646%), from €25,936 to €193,535
- Profit (loss) carried forward +€116,812
up €116,812 (+250%), from €46,704 to €163,516
- Tax, wage and social debts +€30,737
up €30,737 (+714%), from €4,306 to €35,043
- Current portion of long-term debt -€19,958
down €19,958 (-58.5%), from €34,094 to €14,136
- Debts after one year -€14,136
down €14,136 (-85.7%), from €16,494 to €2,358
Income statement
- Gross operating margin +€295,693
up €295,693 (+282%), from €105,039 to €400,732
- Taxes +€20,143
new in 2025: €20,143
- Depreciation -€12,716
down €12,716 (-36.9%), from €34,499 to €21,783
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€24,791
Gross operating margin
+€295,693
Staff costs
+€2,613
Depreciation
+€12,716
Other operating charges
+€336
Financial income
+€180
Financial charges
+€626
Taxes
-€20,143
Result 2025
€316,812
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€456,825
Investment
-€22,212
Financing
-€234,094
Cash 2024
€46,466
From operations (derived)
+€456,825
Net result for the year
+€316,812
Depreciation
+€21,783
Receivables within one year
-€79,862
Trade debts
-€244
Tax, wage and social debts
+€30,737
Other debts
+€167,599
Investment (derived)
-€22,212
Investment in fixed assets (net)
-€22,212
Financing
-€234,094
Debts after one year
-€14,136
Current portion of long-term debt
-€19,958
Contributions, distributions and other
-€200,000
Cash 2025
€246,985
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €150,823 | €431,633 | +€280,810 | +186% |
| Fixed assets | 21/28 | €54,278 | €54,707 | +€429 | +0.8% |
| Tangible fixed assets | 22/27 | €54,013 | €54,442 | +€429 | +0.8% |
| Land and buildings | 22 | - | €3,046 | +€3,046 | |
| Plant, machinery and equipment | 23 | €18,834 | €16,488 | -€2,346 | -12.5% |
| Furniture and vehicles | 24 | €35,179 | €34,908 | -€271 | -0.8% |
| Financial fixed assets | 28 | €265 | €265 | = | 0.0% |
| Current assets | 29/58 | €96,545 | €376,926 | +€280,381 | +290% |
| Amounts receivable within one year | 40/41 | €50,079 | €129,941 | +€79,862 | +159% |
| Trade receivables | 40 | €79 | €22,000 | +€21,921 | +27,748% |
| Other amounts receivable | 41 | €50,000 | €107,941 | +€57,941 | +116% |
| Cash at bank and in hand | 54/58 | €46,466 | €246,985 | +€200,519 | +432% |
| Total equity and liabilities | 10/49 | €150,823 | €431,633 | +€280,810 | +186% |
| Equity | 10/15 | €68,659 | €185,471 | +€116,812 | +170% |
| Contributions | 10/11 | €21,955 | €21,955 | = | 0.0% |
| Capital | 10 | €21,955 | €21,955 | = | 0.0% |
| Issued capital | 100 | €21,955 | €21,955 | = | 0.0% |
| Profit (loss) carried forward | 14 | €46,704 | €163,516 | +€116,812 | +250% |
| Amounts payable | 17/49 | €82,164 | €246,162 | +€163,998 | +200% |
| Amounts payable after more than one year | 17 | €16,494 | €2,358 | -€14,136 | -85.7% |
| Financial debts | 170/4 | €16,494 | €2,358 | -€14,136 | -85.7% |
| Amounts payable within one year | 42/48 | €65,670 | €243,804 | +€178,134 | +271% |
| Current portion of amounts payable after more than one year | 42 | €34,094 | €14,136 | -€19,958 | -58.5% |
| Trade debts | 44 | €1,334 | €1,090 | -€244 | -18.3% |
| Suppliers | 440/4 | €1,334 | €1,090 | -€244 | -18.3% |
| Taxes, remuneration and social security | 45 | €4,306 | €35,043 | +€30,737 | +714% |
| Remuneration and social security | 454/9 | €4,306 | €35,043 | +€30,737 | +714% |
| Other amounts payable | 47/48 | €25,936 | €193,535 | +€167,599 | +646% |
| Remuneration, social security and pensions | 62 | €42,800 | €40,187 | -€2,613 | -6.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €34,499 | €21,783 | -€12,716 | -36.9% |
| Other operating charges | 640/8 | €1,433 | €1,097 | -€336 | -23.4% |
| Gross operating margin | 9900 | €105,039 | €400,732 | +€295,693 | +282% |
| Operating profit (loss) | 9901 | €26,307 | €337,665 | +€311,358 | +1,184% |
| Financial income | 75/76B | - | €180 | +€180 | |
| Recurring financial income | 75 | - | €180 | +€180 | |
| Financial charges | 65/66B | €1,516 | €890 | -€626 | -41.3% |
| Recurring financial charges | 65 | €1,516 | €890 | -€626 | -41.3% |
| Profit (loss) for the period before taxes | 9903 | €24,791 | €336,955 | +€312,164 | +1,259% |
| Income taxes | 67/77 | - | €20,143 | +€20,143 | |
| Profit (loss) for the period | 9904 | €24,791 | €316,812 | +€292,021 | +1,178% |
| Profit (loss) for the period to be appropriated | 9905 | €24,791 | €316,812 | +€292,021 | +1,178% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.