MAISON SAINT-VINCENT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MAISON SAINT-VINCENT
Largest movements
- Cash +€15,598
up €15,598 (+4.5%), from €349,742 to €365,340
mainly Trade debts (+€20,412) and Accrued charges and deferred income (+€12,910)
- Tangible fixed assets +€8,418
up €8,418 (+22.3%), from €37,793 to €46,211
of which Land and buildings: +€9,999
- Deferred charges and accrued income +€4,473
new in 2025: €4,473
- Trade debts +€20,412
up €20,412 (+35.1%), from €58,084 to €78,496
- Accrued charges and deferred income +€12,910
new in 2025: €12,910
- Profit (loss) carried forward -€9,960
down €9,960 (-3.0%), from €332,494 to €322,534
- Tax, wage and social debts +€7,018
up €7,018 (+240%), from €2,928 to €9,945
- Gross operating margin -€20,458
down €20,458 (-95.9%), from €21,335 to €878
- Turnover -€17,652
down €17,652 (-20.4%), from €86,433 to €68,780
- Taxes +€7,468
new in 2025: €7,468
- Purchases and services +€2,805
up €2,805 (+4.3%), from €65,097 to €67,903
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €413,965 | €444,345 | +€30,380 | +7.3% |
| Fixed assets | 21/28 | €37,793 | €46,211 | +€8,418 | +22.3% |
| Tangible fixed assets | 22/27 | €37,793 | €46,211 | +€8,418 | +22.3% |
| Land and buildings | 22 | €25,825 | €35,825 | +€9,999 | +38.7% |
| Furniture and vehicles | 24 | €11,968 | €10,387 | -€1,581 | -13.2% |
| Current assets | 29/58 | €376,172 | €398,134 | +€21,961 | +5.8% |
| Amounts receivable within one year | 40/41 | €26,430 | €28,321 | +€1,890 | +7.2% |
| Trade receivables | 40 | €26,430 | €28,321 | +€1,890 | +7.2% |
| Cash at bank and in hand | 54/58 | €349,742 | €365,340 | +€15,598 | +4.5% |
| Deferred charges and accrued income | 490/1 | - | €4,473 | +€4,473 | |
| Total equity and liabilities | 10/49 | €413,965 | €444,345 | +€30,380 | +7.3% |
| Equity | 10/15 | €352,954 | €342,994 | -€9,960 | -2.8% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €332,494 | €322,534 | -€9,960 | -3.0% |
| Amounts payable | 17/49 | €61,012 | €101,351 | +€40,339 | +66.1% |
| Amounts payable within one year | 42/48 | €61,012 | €88,441 | +€27,430 | +45.0% |
| Trade debts | 44 | €58,084 | €78,496 | +€20,412 | +35.1% |
| Suppliers | 440/4 | €58,084 | €78,496 | +€20,412 | +35.1% |
| Taxes, remuneration and social security | 45 | €2,928 | €9,945 | +€7,018 | +240% |
| Taxes | 450/3 | €2,928 | €9,945 | +€7,018 | +240% |
| Accrued charges and deferred income | 492/3 | - | €12,910 | +€12,910 | |
| Turnover | 70 | €86,433 | €68,780 | -€17,652 | -20.4% |
| Goods, raw materials, services and sundry goods | 60/61 | €65,097 | €67,903 | +€2,805 | +4.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,503 | €4,503 | = | 0.0% |
| Gross operating margin | 9900 | €21,335 | €878 | -€20,458 | -95.9% |
| Operating profit (loss) | 9901 | €16,832 | -€3,626 | -€20,458 | |
| Financial income | 75/76B | €2,301 | €1,883 | -€418 | -18.2% |
| Recurring financial income | 75 | €2,262 | €1,883 | -€379 | -16.8% |
| Non-recurring financial income | 76B | €39 | - | -€39 | |
| Financial charges | 65/66B | €863 | €749 | -€114 | -13.3% |
| Recurring financial charges | 65 | €863 | €749 | -€114 | -13.3% |
| Profit (loss) for the period before taxes | 9903 | €18,270 | -€2,492 | -€20,762 | |
| Income taxes | 67/77 | - | €7,468 | +€7,468 | |
| Profit (loss) for the period | 9904 | €18,270 | -€9,960 | -€28,229 | |
| Profit (loss) for the period to be appropriated | 9905 | €18,270 | -€9,960 | -€28,229 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.