Maison PETERS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
Maison PETERS
NACE 47.715, Retail trade
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
-€13,325
2024 · -€3,235-€10,090
Equity
€168,059
2024 · €181,384-€13,325
Cash
€33,183
2024 · €31,678+€1,505
Balance sheet total
€185,055
2024 · €202,029-€16,974
Largest movements
Assets
- Stocks and contracts -€9,523
down €9,523 (-6.5%), from €145,469 to €135,946
- Deferred charges and accrued income -€5,112
down €5,112 (-71.8%), from €7,115 to €2,003
- Tangible fixed assets -€2,616
down €2,616 (-17.0%), from €15,424 to €12,808
of which Other tangible fixed assets: -€2,481
Equity and liabilities
- Profit (loss) carried forward -€13,325
down €13,325 (-10.9%), from €121,774 to €108,449
Income statement
- Gross operating margin -€10,456
down €10,456 (-23.7%), from €44,192 to €33,736
- Depreciation -€1,057
down €1,057 (-19.2%), from €5,505 to €4,448
- Staff costs +€472
up €472 (+1.2%), from €39,473 to €39,944
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€3,235
Gross operating margin
-€10,456
Staff costs
-€472
Depreciation
+€1,057
Other operating charges
-€192
Financial income
+€28
Financial charges
-€52
Taxes
-€2
Result 2025
-€13,325
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€3,919
Investment
-€633
Financing
-€1,781
Cash 2024
€31,678
From operations (derived)
+€3,919
Net result for the year
-€13,325
Depreciation
+€4,448
Stocks and contracts
+€9,523
Smaller working-capital items
+€27
Deferred charges and accrued income
+€5,112
Trade debts
-€725
Tax, wage and social debts
-€1,141
Investment (derived)
-€633
Investment in fixed assets (net)
-€633
Financing
-€1,781
Debts after one year
-€151
Current portion of long-term debt
-€1,630
Cash 2025
€33,183
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €202,029 | €185,055 | -€16,974 | -8.4% |
| Fixed assets | 21/28 | €17,230 | €13,414 | -€3,816 | -22.1% |
| Intangible fixed assets | 21 | €1,746 | €546 | -€1,200 | -68.7% |
| Tangible fixed assets | 22/27 | €15,424 | €12,808 | -€2,616 | -17.0% |
| Plant, machinery and equipment | 23 | €630 | €491 | -€139 | -22.1% |
| Furniture and vehicles | 24 | €2,140 | €2,144 | +€4 | +0.2% |
| Other tangible fixed assets | 26 | €12,654 | €10,173 | -€2,481 | -19.6% |
| Financial fixed assets | 28 | €60 | €60 | = | 0.0% |
| Current assets | 29/58 | €184,799 | €171,641 | -€13,158 | -7.1% |
| Stocks and contracts in progress | 3 | €145,469 | €135,946 | -€9,523 | -6.5% |
| Stocks | 30/36 | €145,469 | €135,946 | -€9,523 | -6.5% |
| Amounts receivable within one year | 40/41 | €537 | €509 | -€28 | -5.2% |
| Trade receivables | 40 | €537 | €509 | -€28 | -5.2% |
| Cash at bank and in hand | 54/58 | €31,678 | €33,183 | +€1,505 | +4.8% |
| Deferred charges and accrued income | 490/1 | €7,115 | €2,003 | -€5,112 | -71.8% |
| Total equity and liabilities | 10/49 | €202,029 | €185,055 | -€16,974 | -8.4% |
| Equity | 10/15 | €181,384 | €168,059 | -€13,325 | -7.3% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €41,011 | €41,011 | = | 0.0% |
| Tax-exempt reserves | 132 | €992 | €992 | = | 0.0% |
| Distributable reserves | 133 | €40,019 | €40,019 | = | 0.0% |
| Profit (loss) carried forward | 14 | €121,774 | €108,449 | -€13,325 | -10.9% |
| Amounts payable | 17/49 | €20,644 | €16,996 | -€3,648 | -17.7% |
| Amounts payable after more than one year | 17 | €151 | - | -€151 | |
| Financial debts | 170/4 | €151 | - | -€151 | |
| Amounts payable within one year | 42/48 | €20,078 | €16,567 | -€3,511 | -17.5% |
| Current portion of amounts payable after more than one year | 42 | €1,781 | €151 | -€1,630 | -91.5% |
| Trade debts | 44 | €2,808 | €2,083 | -€725 | -25.8% |
| Suppliers | 440/4 | €2,808 | €2,083 | -€725 | -25.8% |
| Taxes, remuneration and social security | 45 | €15,054 | €13,913 | -€1,141 | -7.6% |
| Taxes | 450/3 | €9,382 | €6,063 | -€3,319 | -35.4% |
| Remuneration and social security | 454/9 | €5,672 | €7,850 | +€2,178 | +38.4% |
| Other amounts payable | 47/48 | €435 | €420 | -€15 | -3.4% |
| Accrued charges and deferred income | 492/3 | €416 | €429 | +€13 | +3.2% |
| Remuneration, social security and pensions | 62 | €39,473 | €39,944 | +€472 | +1.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,505 | €4,448 | -€1,057 | -19.2% |
| Other operating charges | 640/8 | €957 | €1,149 | +€192 | +20.1% |
| Gross operating margin | 9900 | €44,192 | €33,736 | -€10,456 | -23.7% |
| Operating profit (loss) | 9901 | -€1,742 | -€11,806 | -€10,064 | -578% |
| Financial income | 75/76B | €1 | €29 | +€28 | +4,473% |
| Recurring financial income | 75 | €1 | €29 | +€28 | +4,473% |
| Financial charges | 65/66B | €1,354 | €1,407 | +€52 | +3.9% |
| Recurring financial charges | 65 | €1,354 | €1,407 | +€52 | +3.9% |
| Profit (loss) for the period before taxes | 9903 | -€3,096 | -€13,184 | -€10,088 | -326% |
| Income taxes | 67/77 | €139 | €141 | +€2 | +1.7% |
| Profit (loss) for the period | 9904 | -€3,235 | -€13,325 | -€10,090 | -312% |
| Profit (loss) for the period to be appropriated | 9905 | -€3,235 | -€13,325 | -€10,090 | -312% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.