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Maal: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Maal

BE 0805.574.112
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€16,202
2024 · €1,494+€14,708
Equity
€22,696
2024 · €6,494+€16,202
Cash
€1,596
2024 · €1,590+€6
Balance sheet total
€32,252
2024 · €18,659+€13,593

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€10,646

    up €10,646 (+1725.4%), from €617 to €11,263

    of which Trade receivables: +€8,985

  • Stocks and contracts +€2,941

    up €2,941 (+17.9%), from €16,452 to €19,393

Equity and liabilities
  • Profit (loss) carried forward +€16,202

    up €16,202 (+1084.5%), from €1,494 to €17,696

  • Other debts -€9,497

    no longer reported in 2025 (was €9,497)

  • Trade debts +€3,471

    up €3,471 (+1116.1%), from €311 to €3,782

  • Tax, wage and social debts +€3,417

    up €3,417 (+145.0%), from €2,357 to €5,774

    of which Taxes: +€4,849

Income statement
  • Turnover +€106,271

    up €106,271 (+30.8%), from €345,111 to €451,382

  • Purchases and services +€100,919

    up €100,919 (+31.3%), from €322,268 to €423,187

  • Gross operating margin +€27,881

    up €27,881 (+122.1%), from €22,843 to €50,724

  • Staff costs +€10,247

    up €10,247 (+71.6%), from €14,321 to €24,568

  • Taxes +€5,470

    new in 2025: €5,470

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1,494
Gross operating margin +€27,881
Staff costs -€10,247
Other operating charges +€2,688
Financial charges -€144
Taxes -€5,470
Result 2025 €16,202

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€6
Investment €0
Financing €0
Cash 2024 €1,590
Net result for the year +€16,202
Stocks and contracts -€2,941
Receivables within one year -€10,646
Trade debts +€3,471
Tax, wage and social debts +€3,417
Other debts -€9,497
Cash 2025 €1,596
Every line side by side 34 lines
Line Code 2024 2025 Change %
Total assets 20/58 €18,659 €32,252 +€13,593 +72.8%
Current assets 29/58 €18,659 €32,252 +€13,593 +72.8%
Stocks and contracts in progress 3 €16,452 €19,393 +€2,941 +17.9%
Stocks 30/36 €16,452 €19,393 +€2,941 +17.9%
Amounts receivable within one year 40/41 €617 €11,263 +€10,646 +1725.4%
Trade receivables 40 - €8,985 +€8,985
Other amounts receivable 41 €617 €2,278 +€1,661 +269.2%
Cash at bank and in hand 54/58 €1,590 €1,596 +€6 +0.4%
Total equity and liabilities 10/49 €18,659 €32,252 +€13,593 +72.8%
Equity 10/15 €6,494 €22,696 +€16,202 +249.5%
Contributions 10/11 €5,000 €5,000 = 0.0%
Outside capital 11 €5,000 - -€5,000
Other 1109/19 €5,000 - -€5,000
Profit (loss) carried forward 14 €1,494 €17,696 +€16,202 +1084.5%
Amounts payable 17/49 €12,165 €9,556 -€2,609 -21.4%
Amounts payable within one year 42/48 €12,165 €9,556 -€2,609 -21.4%
Trade debts 44 €311 €3,782 +€3,471 +1116.1%
Suppliers 440/4 €311 €3,782 +€3,471 +1116.1%
Taxes, remuneration and social security 45 €2,357 €5,774 +€3,417 +145.0%
Taxes 450/3 €925 €5,774 +€4,849 +524.2%
Remuneration and social security 454/9 €1,432 - -€1,432
Other amounts payable 47/48 €9,497 - -€9,497
Turnover 70 €345,111 €451,382 +€106,271 +30.8%
Goods, raw materials, services and sundry goods 60/61 €322,268 €423,187 +€100,919 +31.3%
Remuneration, social security and pensions 62 €14,321 €24,568 +€10,247 +71.6%
Other operating charges 640/8 €6,976 €4,288 -€2,688 -38.5%
Gross operating margin 9900 €22,843 €50,724 +€27,881 +122.1%
Operating profit (loss) 9901 €1,546 €21,868 +€20,322 +1314.5%
Financial charges 65/66B €52 €196 +€144 +276.9%
Recurring financial charges 65 €52 €196 +€144 +276.9%
Profit (loss) for the period before taxes 9903 €1,494 €21,672 +€20,178 +1350.6%
Income taxes 67/77 - €5,470 +€5,470
Profit (loss) for the period 9904 €1,494 €16,202 +€14,708 +984.5%
Profit (loss) for the period to be appropriated 9905 €1,494 €16,202 +€14,708 +984.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.