M&Y SOLUTIONS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
M&Y SOLUTIONS
Largest movements
- Tangible fixed assets -€19,328
down €19,328 (-33.2%), from €58,249 to €38,921
- Cash +€19,038
up €19,038, from €0 to €19,038
mainly Net result for the year (+€34,992) and Depreciation (+€19,328)
- Deferred charges and accrued income +€2,404
new in 2025: €2,404
- Other debts -€49,498
down €49,498 (-75.8%), from €65,299 to €15,802
- Profit (loss) carried forward +€34,992
up €34,992, from -€33,218 to €1,774
- Tax, wage and social debts +€16,629
up €16,629 (+71.6%), from €23,234 to €39,864
of which Taxes: +€13,707
- Short-term financial debts -€2,534
down €2,534 (-100%), from €2,534 to €0
- Trade debts +€1,862
up €1,862 (+24.6%), from €7,557 to €9,419
- Gross operating margin +€86,988
up €86,988, from -€12,454 to €74,534
- Taxes +€6,561
up €6,561 (+2,746%), from €239 to €6,800
- Staff costs +€5,477
up €5,477, from -€5,463 to €14
- Financial income -€4,419
down €4,419 (-100.0%), from €4,419 to €0
- Financial charges +€2,324
up €2,324 (+1,549,220%), from €0 to €2,324
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €68,407 | €69,858 | +€1,451 | +2.1% |
| Fixed assets | 21/28 | €58,378 | €39,050 | -€19,328 | -33.1% |
| Tangible fixed assets | 22/27 | €58,249 | €38,921 | -€19,328 | -33.2% |
| Furniture and vehicles | 24 | €58,249 | €38,921 | -€19,328 | -33.2% |
| Financial fixed assets | 28 | €129 | €129 | = | 0.0% |
| Current assets | 29/58 | €10,029 | €30,809 | +€20,779 | +207% |
| Amounts receivable within one year | 40/41 | €10,029 | €9,367 | -€663 | -6.6% |
| Trade receivables | 40 | €9,581 | €8,623 | -€958 | -10.0% |
| Other amounts receivable | 41 | €449 | €744 | +€295 | +65.8% |
| Cash at bank and in hand | 54/58 | €0 | €19,038 | +€19,038 | |
| Deferred charges and accrued income | 490/1 | - | €2,404 | +€2,404 | |
| Total equity and liabilities | 10/49 | €68,407 | €69,858 | +€1,451 | +2.1% |
| Equity | 10/15 | -€30,218 | €4,774 | +€34,992 | |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€33,218 | €1,774 | +€34,992 | |
| Amounts payable | 17/49 | €98,625 | €65,084 | -€33,541 | -34.0% |
| Amounts payable within one year | 42/48 | €98,625 | €65,084 | -€33,541 | -34.0% |
| Financial debts | 43 | €2,534 | €0 | -€2,534 | -100% |
| Credit institutions | 430/8 | €2,534 | €0 | -€2,534 | -100% |
| Trade debts | 44 | €7,557 | €9,419 | +€1,862 | +24.6% |
| Suppliers | 440/4 | €7,557 | €9,419 | +€1,862 | +24.6% |
| Taxes, remuneration and social security | 45 | €23,234 | €39,864 | +€16,629 | +71.6% |
| Taxes | 450/3 | €13,591 | €27,299 | +€13,707 | +101% |
| Remuneration and social security | 454/9 | €9,643 | €12,565 | +€2,922 | +30.3% |
| Other amounts payable | 47/48 | €65,299 | €15,802 | -€49,498 | -75.8% |
| Remuneration, social security and pensions | 62 | -€5,463 | €14 | +€5,477 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €19,328 | €19,328 | = | 0.0% |
| Other operating charges | 640/8 | €863 | €976 | +€113 | +13.1% |
| Non-recurring operating charges | 66A | - | €10,100 | +€10,100 | |
| Gross operating margin | 9900 | -€12,454 | €74,534 | +€86,988 | |
| Operating profit (loss) | 9901 | -€27,183 | €44,116 | +€71,298 | |
| Financial income | 75/76B | €4,419 | €0 | -€4,419 | -100.0% |
| Recurring financial income | 75 | €4,419 | €0 | -€4,419 | -100.0% |
| Financial charges | 65/66B | €0 | €2,324 | +€2,324 | +1,549,220% |
| Recurring financial charges | 65 | €0 | €2,324 | +€2,324 | +1,549,220% |
| Profit (loss) for the period before taxes | 9903 | -€22,764 | €41,792 | +€64,556 | |
| Income taxes | 67/77 | €239 | €6,800 | +€6,561 | +2,746% |
| Profit (loss) for the period | 9904 | -€23,003 | €34,992 | +€57,995 | |
| Profit (loss) for the period to be appropriated | 9905 | -€23,003 | €34,992 | +€57,995 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.