M.V.L. IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
M.V.L. IMMO
Largest movements
- Cash -€4,430
down €4,430 (-6.5%), from €68,564 to €64,134
mainly Trade debts (-€5,829) and Other debts (-€2,090)
- Receivables within one year -€4,036
down €4,036 (-51.5%), from €7,833 to €3,798
of which Trade receivables: -€5,829
- Trade debts -€5,829
down €5,829 (-86.0%), from €6,779 to €949
- Other debts -€2,090
down €2,090 (-7.7%), from €27,093 to €25,003
- Financial charges +€96
up €96 (+44.7%), from €216 to €312
- Gross operating margin +€19
up €19 (+7.6%), from -€253 to -€234
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €76,557 | €68,092 | -€8,465 | -11.1% |
| Fixed assets | 21/28 | €160 | €160 | = | 0.0% |
| Financial fixed assets | 28 | €160 | €160 | = | 0.0% |
| Current assets | 29/58 | €76,397 | €67,932 | -€8,465 | -11.1% |
| Amounts receivable within one year | 40/41 | €7,833 | €3,798 | -€4,036 | -51.5% |
| Trade receivables | 40 | €5,829 | - | -€5,829 | |
| Other amounts receivable | 41 | €2,004 | €3,798 | +€1,794 | +89.5% |
| Cash at bank and in hand | 54/58 | €68,564 | €64,134 | -€4,430 | -6.5% |
| Total equity and liabilities | 10/49 | €76,557 | €68,092 | -€8,465 | -11.1% |
| Equity | 10/15 | €42,686 | €42,140 | -€546 | -1.3% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | €36,486 | €35,940 | -€546 | -1.5% |
| Amounts payable | 17/49 | €33,871 | €25,952 | -€7,919 | -23.4% |
| Amounts payable within one year | 42/48 | €33,871 | €25,952 | -€7,919 | -23.4% |
| Trade debts | 44 | €6,779 | €949 | -€5,829 | -86.0% |
| Suppliers | 440/4 | €6,779 | €949 | -€5,829 | -86.0% |
| Other amounts payable | 47/48 | €27,093 | €25,003 | -€2,090 | -7.7% |
| Gross operating margin | 9900 | -€253 | -€234 | +€19 | +7.6% |
| Operating profit (loss) | 9901 | -€253 | -€234 | +€19 | +7.6% |
| Financial charges | 65/66B | €216 | €312 | +€96 | +44.7% |
| Recurring financial charges | 65 | €216 | €312 | +€96 | +44.7% |
| Profit (loss) for the period before taxes | 9903 | -€469 | -€546 | -€77 | -16.5% |
| Profit (loss) for the period | 9904 | -€469 | -€546 | -€77 | -16.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€469 | -€546 | -€77 | -16.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.