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M-M: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

M-M

BE 0821.716.494
NACE 56.301, Cafés and bars
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€997
2024 · -€15,158+€14,161
Equity
-€6,515
2024 · -€5,518-€997
Cash
€4,248
2024 · €2,130+€2,118
Balance sheet total
€200,297
2024 · €203,654-€3,356

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€8,440

    down €8,440 (-4.3%), from €198,178 to €189,738

    of which Land and buildings: -€8,236

  • Cash +€2,118

    up €2,118 (+99.4%), from €2,130 to €4,248

    mainly Depreciation (+€8,440) and Other debts (+€7,385)

Equity and liabilities
  • Debts after one year -€13,795

    down €13,795 (-15.9%), from €86,603 to €72,808

  • Other debts +€7,385

    up €7,385 (+6.9%), from €107,340 to €114,725

Income statement
  • Gross operating margin +€10,680

    up €10,680 (+566.3%), from €1,886 to €12,566

  • Financial income +€2,589

    new in 2025: €2,589

  • Financial charges -€674

    down €674 (-12.0%), from €5,637 to €4,963

  • Depreciation -€285

    down €285 (-3.3%), from €8,725 to €8,440

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€15,158
Gross operating margin +€10,680
Depreciation +€285
Other operating charges -€73
Financial income +€2,589
Financial charges +€674
Taxes +€5
Result 2025 -€997

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€15,243
Investment €0
Financing -€13,125
Cash 2024 €2,130
Net result for the year -€997
Depreciation +€8,440
Stocks and contracts +€145
Receivables within one year -€1,376
Deferred charges and accrued income -€1,734
Trade debts +€1,774
Tax, wage and social debts +€1,607
Other debts +€7,385
Debts after one year -€13,795
Current portion of long-term debt +€670
Cash 2025 €4,248
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €203,654 €200,297 -€3,356 -1.6%
Fixed assets 21/28 €198,179 €189,739 -€8,440 -4.3%
Intangible fixed assets 21 €1 €1 = 0.0%
Tangible fixed assets 22/27 €198,178 €189,738 -€8,440 -4.3%
Land and buildings 22 €197,614 €189,378 -€8,236 -4.2%
Plant, machinery and equipment 23 €564 €360 -€204 -36.1%
Current assets 29/58 €5,475 €10,558 +€5,084 +92.9%
Stocks and contracts in progress 3 €975 €829 -€145 -14.9%
Stocks 30/36 €975 €829 -€145 -14.9%
Amounts receivable within one year 40/41 €690 €2,066 +€1,376 +199.6%
Trade receivables 40 €690 €2,066 +€1,376 +199.6%
Cash at bank and in hand 54/58 €2,130 €4,248 +€2,118 +99.4%
Deferred charges and accrued income 490/1 €1,680 €3,414 +€1,734 +103.2%
Total equity and liabilities 10/49 €203,654 €200,297 -€3,356 -1.6%
Equity 10/15 -€5,518 -€6,515 -€997 -18.1%
Contributions 10/11 €6,200 €6,200 = 0.0%
Capital 10 €6,200 €6,200 = 0.0%
Issued capital 100 €18,600 €18,600 = 0.0%
Uncalled capital 101 €12,400 €12,400 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Legal reserve 130 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 -€13,578 -€14,575 -€997 -7.3%
Amounts payable 17/49 €209,172 €206,812 -€2,359 -1.1%
Amounts payable after more than one year 17 €86,603 €72,808 -€13,795 -15.9%
Financial debts 170/4 €86,603 €72,808 -€13,795 -15.9%
Amounts payable within one year 42/48 €122,568 €134,004 +€11,436 +9.3%
Current portion of amounts payable after more than one year 42 €13,125 €13,795 +€670 +5.1%
Trade debts 44 €725 €2,499 +€1,774 +244.8%
Suppliers 440/4 €725 €2,499 +€1,774 +244.8%
Taxes, remuneration and social security 45 €1,378 €2,985 +€1,607 +116.6%
Taxes 450/3 €1,378 €2,985 +€1,607 +116.6%
Other amounts payable 47/48 €107,340 €114,725 +€7,385 +6.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €8,725 €8,440 -€285 -3.3%
Other operating charges 640/8 €2,421 €2,493 +€73 +3.0%
Gross operating margin 9900 €1,886 €12,566 +€10,680 +566.3%
Operating profit (loss) 9901 -€9,259 €1,633 +€10,892
Financial income 75/76B - €2,589 +€2,589
Recurring financial income 75 - €2,589 +€2,589
Financial charges 65/66B €5,637 €4,963 -€674 -12.0%
Recurring financial charges 65 €5,637 €4,963 -€674 -12.0%
Profit (loss) for the period before taxes 9903 -€14,896 -€741 +€14,155 +95.0%
Income taxes 67/77 €262 €256 -€5 -2.1%
Profit (loss) for the period 9904 -€15,158 -€997 +€14,161 +93.4%
Profit (loss) for the period to be appropriated 9905 -€15,158 -€997 +€14,161 +93.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.