M.A. SOLUTION - HABITAT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
M.A. SOLUTION - HABITAT
Largest movements
- Tangible fixed assets -€10,205
down €10,205 (-39.5%), from €25,824 to €15,619
of which Furniture and vehicles: -€9,961
- Cash +€7,672
up €7,672 (+13.6%), from €56,400 to €64,072
mainly Net result for the year (+€17,807) and Depreciation (+€10,225)
- Profit (loss) carried forward +€17,807
up €17,807 (+31.4%), from €56,795 to €74,602
- Tax, wage and social debts -€13,954
down €13,954 (-75.7%), from €18,435 to €4,482
- Current portion of long-term debt -€2,876
down €2,876 (-82.8%), from €3,472 to €596
- Other debts -€1,766
down €1,766 (-22.7%), from €7,766 to €6,000
- Gross operating margin -€2,609
down €2,609 (-7.1%), from €36,741 to €34,133
- Other operating charges +€571
up €571 (+107%), from €532 to €1,103
- Taxes -€500
down €500 (-9.0%), from €5,543 to €5,042
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €93,647 | €91,572 | -€2,075 | -2.2% |
| Fixed assets | 21/28 | €25,882 | €15,658 | -€10,225 | -39.5% |
| Intangible fixed assets | 21 | €59 | €39 | -€20 | -33.9% |
| Tangible fixed assets | 22/27 | €25,824 | €15,619 | -€10,205 | -39.5% |
| Plant, machinery and equipment | 23 | €243 | €0 | -€243 | -100% |
| Furniture and vehicles | 24 | €25,580 | €15,619 | -€9,961 | -38.9% |
| Current assets | 29/58 | €67,765 | €75,914 | +€8,149 | +12.0% |
| Amounts receivable within one year | 40/41 | €11,365 | €11,842 | +€477 | +4.2% |
| Trade receivables | 40 | €10,760 | €2,048 | -€8,712 | -81.0% |
| Other amounts receivable | 41 | €605 | €9,794 | +€9,189 | +1,520% |
| Cash at bank and in hand | 54/58 | €56,400 | €64,072 | +€7,672 | +13.6% |
| Total equity and liabilities | 10/49 | €93,647 | €91,572 | -€2,075 | -2.2% |
| Equity | 10/15 | €61,795 | €79,602 | +€17,807 | +28.8% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €56,795 | €74,602 | +€17,807 | +31.4% |
| Amounts payable | 17/49 | €31,852 | €11,969 | -€19,883 | -62.4% |
| Amounts payable after more than one year | 17 | €596 | €0 | -€596 | -100% |
| Financial debts | 170/4 | €596 | €0 | -€596 | -100% |
| Amounts payable within one year | 42/48 | €31,257 | €11,969 | -€19,287 | -61.7% |
| Current portion of amounts payable after more than one year | 42 | €3,472 | €596 | -€2,876 | -82.8% |
| Trade debts | 44 | €1,584 | €892 | -€692 | -43.7% |
| Suppliers | 440/4 | €1,584 | €892 | -€692 | -43.7% |
| Taxes, remuneration and social security | 45 | €18,435 | €4,482 | -€13,954 | -75.7% |
| Taxes | 450/3 | €18,435 | €4,482 | -€13,954 | -75.7% |
| Other amounts payable | 47/48 | €7,766 | €6,000 | -€1,766 | -22.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,238 | €10,225 | -€13 | -0.1% |
| Other operating charges | 640/8 | €532 | €1,103 | +€571 | +107% |
| Gross operating margin | 9900 | €36,741 | €34,133 | -€2,609 | -7.1% |
| Operating profit (loss) | 9901 | €25,971 | €22,805 | -€3,167 | -12.2% |
| Financial income | 75/76B | €0 | €252 | +€252 | +840,000% |
| Recurring financial income | 75 | €0 | €252 | +€252 | +840,000% |
| Financial charges | 65/66B | €381 | €207 | -€174 | -45.6% |
| Recurring financial charges | 65 | €381 | €207 | -€174 | -45.6% |
| Profit (loss) for the period before taxes | 9903 | €25,590 | €22,849 | -€2,741 | -10.7% |
| Income taxes | 67/77 | €5,543 | €5,042 | -€500 | -9.0% |
| Profit (loss) for the period | 9904 | €20,048 | €17,807 | -€2,241 | -11.2% |
| Profit (loss) for the period to be appropriated | 9905 | €20,048 | €17,807 | -€2,241 | -11.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.