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LUYS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

LUYS

BE 0441.742.156
NACE 10.712, Artisanal bread and fresh pastry making
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€8,133
2024 · -€13,038+€21,171
Equity
€32,846
2024 · €24,712+€8,133
Cash
€5,344
2024 · €3,287+€2,057
Balance sheet total
€375,676
2024 · €439,043-€63,367

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€46,806

    down €46,806 (-93.0%), from €50,306 to €3,500

    of which Trade receivables: -€46,800

  • Tangible fixed assets -€16,525

    down €16,525 (-4.3%), from €382,259 to €365,735

    of which Furniture and vehicles: -€10,045

Equity and liabilities
  • Debts after one year -€45,308

    down €45,308 (-13.2%), from €344,508 to €299,199

    of which Financial debts: -€30,031

  • Current portion of long-term debt -€31,527

    down €31,527 (-51.2%), from €61,558 to €30,031

  • Profit (loss) carried forward +€8,133

    up €8,133 (+6.7%), from -€122,020 to -€113,887

  • Trade debts +€7,005

    up €7,005 (+452.8%), from €1,547 to €8,552

Income statement
  • Financial charges -€18,303

    down €18,303 (-86.7%), from €21,110 to €2,807

  • Depreciation -€2,914

    down €2,914 (-5.8%), from €50,439 to €47,525

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€13,038
Gross operating margin +€196
Depreciation +€2,914
Other operating charges -€258
Financial income -€0
Financial charges +€18,303
Taxes +€16
Result 2025 €8,133

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€109,892
Investment -€31,000
Financing -€76,835
Cash 2024 €3,287
Net result for the year +€8,133
Depreciation +€47,525
Receivables within one year +€46,806
Deferred charges and accrued income +€2,094
Trade debts +€7,005
Tax, wage and social debts -€1,517
Smaller working-capital items -€153
Investment in fixed assets (net) -€31,000
Debts after one year -€45,308
Current portion of long-term debt -€31,527
Cash 2025 €5,344
Every line side by side 43 lines
Line Code 2024 2025 Change %
Total assets 20/58 €439,043 €375,676 -€63,367 -14.4%
Fixed assets 21/28 €382,259 €365,735 -€16,525 -4.3%
Tangible fixed assets 22/27 €382,259 €365,735 -€16,525 -4.3%
Land and buildings 22 €365,674 €359,194 -€6,480 -1.8%
Furniture and vehicles 24 €16,585 €6,540 -€10,045 -60.6%
Current assets 29/58 €56,784 €9,941 -€46,843 -82.5%
Amounts receivable within one year 40/41 €50,306 €3,500 -€46,806 -93.0%
Trade receivables 40 €50,300 €3,500 -€46,800 -93.0%
Other amounts receivable 41 €6 €0 -€6 -100.0%
Cash at bank and in hand 54/58 €3,287 €5,344 +€2,057 +62.6%
Deferred charges and accrued income 490/1 €3,191 €1,097 -€2,094 -65.6%
Total equity and liabilities 10/49 €439,043 €375,676 -€63,367 -14.4%
Equity 10/15 €24,712 €32,846 +€8,133 +32.9%
Contributions 10/11 €124,000 €124,000 = 0.0%
Reserves 13 €22,732 €22,732 = 0.0%
Tax-exempt reserves 132 €3,257 €3,257 = 0.0%
Distributable reserves 133 €19,475 €19,475 = 0.0%
Profit (loss) carried forward 14 -€122,020 -€113,887 +€8,133 +6.7%
Amounts payable 17/49 €414,331 €342,830 -€71,501 -17.3%
Amounts payable after more than one year 17 €344,508 €299,199 -€45,308 -13.2%
Financial debts 170/4 €30,031 €0 -€30,031 -100.0%
Other amounts payable 178/9 €314,477 €299,199 -€15,277 -4.9%
Amounts payable within one year 42/48 €69,761 €43,631 -€26,131 -37.5%
Current portion of amounts payable after more than one year 42 €61,558 €30,031 -€31,527 -51.2%
Trade debts 44 €1,547 €8,552 +€7,005 +452.8%
Suppliers 440/4 €1,547 €8,552 +€7,005 +452.8%
Advances received on contracts in progress 46 €91 €0 -€91 -100.0%
Taxes, remuneration and social security 45 €6,565 €5,048 -€1,517 -23.1%
Taxes 450/3 €6,565 €3,048 -€3,517 -53.6%
Remuneration and social security 454/9 - €2,000 +€2,000
Accrued charges and deferred income 492/3 €62 €0 -€62 -100.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €50,439 €47,525 -€2,914 -5.8%
Other operating charges 640/8 €5,479 €5,737 +€258 +4.7%
Gross operating margin 9900 €64,169 €64,365 +€196 +0.3%
Operating profit (loss) 9901 €8,251 €11,103 +€2,852 +34.6%
Financial income 75/76B €0 €0 -€0 -100.0%
Recurring financial income 75 €0 €0 -€0 -100.0%
Financial charges 65/66B €21,110 €2,807 -€18,303 -86.7%
Recurring financial charges 65 €21,110 €2,807 -€18,303 -86.7%
Profit (loss) for the period before taxes 9903 -€12,859 €8,296 +€21,155
Income taxes 67/77 €179 €162 -€16 -9.2%
Profit (loss) for the period 9904 -€13,038 €8,133 +€21,171
Profit (loss) for the period to be appropriated 9905 -€13,038 €8,133 +€21,171

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.