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LUMUMAR: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

LUMUMAR

BE 0552.597.914
NACE 70.200, Business and other management consultancy
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€3,485
2024 · €63,378-€59,893
Equity
€150,076
2024 · €167,478-€17,402
Cash
€173,188
2024 · €205,402-€32,214
Balance sheet total
€529,536
2024 · €549,570-€20,034

Largest movements

2024 to 2025
Assets
  • Cash -€32,214

    down €32,214 (-15.7%), from €205,402 to €173,188

    mainly Investment in fixed assets (net) (-€23,202) and Contributions, distributions and other (-€20,887)

  • Tangible fixed assets +€10,280

    up €10,280 (+3.2%), from €320,529 to €330,809

    of which Furniture and vehicles: +€18,867

  • Current investments +€7,213

    new in 2025: €7,213

  • Receivables within one year -€5,647

    down €5,647 (-25.0%), from €22,584 to €16,937

    of which Other amounts receivable: -€6,236

Equity and liabilities
  • Reserves -€20,887

    down €20,887 (-13.7%), from €152,055 to €131,168

    of which Distributable reserves: -€20,887

  • Other debts -€6,609

    down €6,609 (-68.4%), from €9,665 to €3,056

Income statement
  • Gross operating margin -€95,515

    down €95,515 (-73.3%), from €130,297 to €34,782

  • Depreciation +€4,902

    up €4,902 (+61.1%), from €8,020 to €12,922

  • Financial charges -€1,361

    down €1,361 (-9.3%), from €14,581 to €13,220

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €63,378
Gross operating margin -€95,515
Depreciation -€4,902
Other operating charges -€331
Other operating items +€34,223
Financial income +€659
Financial charges +€1,361
Taxes -€1,242
Deferred taxes and other +€5,854
Result 2025 €3,485

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€15,296
Investment -€30,415
Financing -€17,095
Cash 2024 €205,402
Net result for the year +€3,485
Depreciation +€12,922
Receivables within one year +€5,647
Deferred charges and accrued income -€334
Trade debts -€3,150
Tax, wage and social debts +€4,847
Other debts -€6,609
Accrued charges and deferred income -€1,512
Investment in fixed assets (net) -€23,202
Current investments -€7,213
Debts after one year +€1,016
Current portion of long-term debt +€2,776
Contributions, distributions and other -€20,887
Cash 2025 €173,188
Every line side by side 52 lines
Line Code 2024 2025 Change %
Total assets 20/58 €549,570 €529,536 -€20,034 -3.6%
Fixed assets 21/28 €320,529 €330,809 +€10,280 +3.2%
Tangible fixed assets 22/27 €320,529 €330,809 +€10,280 +3.2%
Land and buildings 22 €306,898 €300,380 -€6,518 -2.1%
Plant, machinery and equipment 23 €10,751 €8,682 -€2,069 -19.2%
Furniture and vehicles 24 €0 €18,867 +€18,867
Other tangible fixed assets 26 €2,880 €2,880 = 0.0%
Current assets 29/58 €229,041 €198,727 -€30,314 -13.2%
Amounts receivable within one year 40/41 €22,584 €16,937 -€5,647 -25.0%
Trade receivables 40 €8,689 €9,278 +€589 +6.8%
Other amounts receivable 41 €13,895 €7,659 -€6,236 -44.9%
Current investments 50/53 - €7,213 +€7,213
Cash at bank and in hand 54/58 €205,402 €173,188 -€32,214 -15.7%
Deferred charges and accrued income 490/1 €1,055 €1,389 +€334 +31.7%
Total equity and liabilities 10/49 €549,570 €529,536 -€20,034 -3.6%
Equity 10/15 €167,478 €150,076 -€17,402 -10.4%
Contributions 10/11 €20,000 €20,000 = 0.0%
Reserves 13 €152,055 €131,168 -€20,887 -13.7%
Tax-exempt reserves 132 €130,331 €130,331 = 0.0%
Distributable reserves 133 €21,724 €837 -€20,887 -96.1%
Profit (loss) carried forward 14 -€4,577 -€1,092 +€3,485 +76.1%
Provisions and deferred taxes 16 €43,444 €43,444 = 0.0%
Deferred taxes 168 €43,444 €43,444 = 0.0%
Amounts payable 17/49 €338,648 €336,016 -€2,632 -0.8%
Amounts payable after more than one year 17 €303,897 €304,913 +€1,016 +0.3%
Financial debts 170/4 €303,897 €304,913 +€1,016 +0.3%
Amounts payable within one year 42/48 €29,894 €27,758 -€2,136 -7.1%
Current portion of amounts payable after more than one year 42 €15,483 €18,259 +€2,776 +17.9%
Trade debts 44 €3,788 €638 -€3,150 -83.2%
Suppliers 440/4 €3,788 €638 -€3,150 -83.2%
Taxes, remuneration and social security 45 €958 €5,805 +€4,847 +505.9%
Taxes 450/3 €114 €4,472 +€4,358 +3822.8%
Remuneration and social security 454/9 €844 €1,333 +€489 +57.9%
Other amounts payable 47/48 €9,665 €3,056 -€6,609 -68.4%
Accrued charges and deferred income 492/3 €4,857 €3,345 -€1,512 -31.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €8,020 €12,922 +€4,902 +61.1%
Other operating charges 640/8 €3,680 €4,011 +€331 +9.0%
Non-recurring operating charges 66A €34,223 - -€34,223
Gross operating margin 9900 €130,297 €34,782 -€95,515 -73.3%
Operating profit (loss) 9901 €84,374 €17,849 -€66,525 -78.8%
Financial income 75/76B €544 €1,203 +€659 +121.1%
Recurring financial income 75 €544 €1,203 +€659 +121.1%
Financial charges 65/66B €14,581 €13,220 -€1,361 -9.3%
Recurring financial charges 65 €14,581 €13,220 -€1,361 -9.3%
Profit (loss) for the period before taxes 9903 €70,337 €5,832 -€64,505 -91.7%
Transfer from deferred taxes 780 €5,860 - -€5,860
Transfer to deferred taxes 680 €11,714 - -€11,714
Income taxes 67/77 €1,105 €2,347 +€1,242 +112.4%
Profit (loss) for the period 9904 €63,378 €3,485 -€59,893 -94.5%
Transfer from tax-exempt reserves 789 €17,581 - -€17,581
Transfer to tax-exempt reserves 689 €35,141 - -€35,141
Profit (loss) for the period to be appropriated 9905 €45,818 €3,485 -€42,333 -92.4%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.