LUMI IMMO CONSEILS: what changed
LUMI IMMO CONSEILS
Largest movements
- Cash +€6,883
new in 2025: €6,883
mainly Net result for the year (+€13,322) and Other debts (+€4,323)
- Receivables within one year -€806
down €806 (-7.6%), from €10,612 to €9,806
of which Other amounts receivable: -€1,626
- Tangible fixed assets -€487
down €487 (-33.3%), from €1,464 to €977
- Deferred charges and accrued income -€439
no longer reported in 2025 (was €439)
- Reserves +€12,500
up €12,500 (+41.0%), from €30,498 to €42,998
- Current portion of long-term debt -€10,213
no longer reported in 2025 (was €10,213)
- Other debts +€4,323
new in 2025: €4,323
- Tax, wage and social debts -€2,640
down €2,640 (-52.6%), from €5,020 to €2,380
of which Remuneration and social security: -€1,750
- Profit (loss) carried forward +€822
up €822 (+1.4%), from -€57,974 to -€57,152
- Gross operating margin +€31,333
up €31,333, from -€12,104 to €19,229
- Taxes +€1,263
up €1,263 (+734%), from €172 to €1,435
- Financial income -€713
no longer reported in 2025 (was €713)
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €12,515 | €17,666 | +€5,151 | +41.2% |
| Fixed assets | 21/28 | €1,464 | €977 | -€487 | -33.3% |
| Tangible fixed assets | 22/27 | €1,464 | €977 | -€487 | -33.3% |
| Furniture and vehicles | 24 | €1,464 | €977 | -€487 | -33.3% |
| Current assets | 29/58 | €11,051 | €16,689 | +€5,638 | +51.0% |
| Amounts receivable within one year | 40/41 | €10,612 | €9,806 | -€806 | -7.6% |
| Trade receivables | 40 | €8,970 | €9,790 | +€820 | +9.1% |
| Other amounts receivable | 41 | €1,642 | €16 | -€1,626 | -99.0% |
| Cash at bank and in hand | 54/58 | - | €6,883 | +€6,883 | |
| Deferred charges and accrued income | 490/1 | €439 | - | -€439 | |
| Total equity and liabilities | 10/49 | €12,515 | €17,666 | +€5,151 | +41.2% |
| Equity | 10/15 | -€7,476 | €5,846 | +€13,322 | |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €30,498 | €42,998 | +€12,500 | +41.0% |
| Distributable reserves | 133 | €30,498 | €42,998 | +€12,500 | +41.0% |
| Profit (loss) carried forward | 14 | -€57,974 | -€57,152 | +€822 | +1.4% |
| Amounts payable | 17/49 | €19,991 | €11,820 | -€8,171 | -40.9% |
| Amounts payable within one year | 42/48 | €19,991 | €11,820 | -€8,171 | -40.9% |
| Current portion of amounts payable after more than one year | 42 | €10,213 | - | -€10,213 | |
| Trade debts | 44 | €4,758 | €5,117 | +€359 | +7.5% |
| Suppliers | 440/4 | €4,758 | €5,117 | +€359 | +7.5% |
| Taxes, remuneration and social security | 45 | €5,020 | €2,380 | -€2,640 | -52.6% |
| Taxes | 450/3 | €3,270 | €2,380 | -€890 | -27.2% |
| Remuneration and social security | 454/9 | €1,750 | - | -€1,750 | |
| Other amounts payable | 47/48 | - | €4,323 | +€4,323 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €483 | €487 | +€4 | +0.8% |
| Other operating charges | 640/8 | €658 | €588 | -€70 | -10.6% |
| Gross operating margin | 9900 | -€12,104 | €19,229 | +€31,333 | |
| Operating profit (loss) | 9901 | -€13,245 | €18,154 | +€31,399 | |
| Financial income | 75/76B | €713 | - | -€713 | |
| Recurring financial income | 75 | €713 | - | -€713 | |
| Financial charges | 65/66B | €3,398 | €3,397 | -€1 | 0.0% |
| Recurring financial charges | 65 | €3,398 | €3,397 | -€1 | 0.0% |
| Profit (loss) for the period before taxes | 9903 | -€15,930 | €14,757 | +€30,687 | |
| Income taxes | 67/77 | €172 | €1,435 | +€1,263 | +734% |
| Profit (loss) for the period | 9904 | -€16,102 | €13,322 | +€29,424 | |
| Profit (loss) for the period to be appropriated | 9905 | -€16,102 | €13,322 | +€29,424 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.