Lumar Vloeren: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Lumar Vloeren
Largest movements
- Receivables within one year -€4,338
down €4,338 (-11.3%), from €38,473 to €34,135
of which Trade receivables: -€3,737
- Deferred charges and accrued income +€1,500
up €1,500 (+50.0%), from €3,000 to €4,500
- Trade debts -€1,781
down €1,781 (-100%), from €1,781 to €0
- Profit (loss) carried forward -€1,255
down €1,255 (-61.0%), from -€2,058 to -€3,313
- Gross operating margin -€2,535
down €2,535, from €98 to -€2,437
- Other operating charges +€120
up €120, from €0 to €120
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €89,112 | €85,526 | -€3,586 | -4.0% |
| Fixed assets | 21/28 | €78 | €78 | = | 0.0% |
| Financial fixed assets | 28 | €78 | €78 | = | 0.0% |
| Current assets | 29/58 | €89,034 | €85,448 | -€3,586 | -4.0% |
| Amounts receivable after more than one year | 29 | €40,000 | €40,000 | = | 0.0% |
| Other amounts receivable | 291 | €40,000 | €40,000 | = | 0.0% |
| Stocks and contracts in progress | 3 | €220 | €0 | -€220 | -100% |
| Stocks | 30/36 | €220 | €0 | -€220 | -100% |
| Amounts receivable within one year | 40/41 | €38,473 | €34,135 | -€4,338 | -11.3% |
| Trade receivables | 40 | €11,830 | €8,093 | -€3,737 | -31.6% |
| Other amounts receivable | 41 | €26,643 | €26,042 | -€601 | -2.3% |
| Current investments | 50/53 | €6,813 | €6,813 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €528 | €0 | -€528 | -100% |
| Deferred charges and accrued income | 490/1 | €3,000 | €4,500 | +€1,500 | +50.0% |
| Total equity and liabilities | 10/49 | €89,112 | €85,526 | -€3,586 | -4.0% |
| Equity | 10/15 | €73,255 | €72,000 | -€1,255 | -1.7% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €56,713 | €56,713 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €54,853 | €54,853 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€2,058 | -€3,313 | -€1,255 | -61.0% |
| Amounts payable | 17/49 | €15,857 | €13,526 | -€2,331 | -14.7% |
| Amounts payable within one year | 42/48 | €15,857 | €13,526 | -€2,331 | -14.7% |
| Trade debts | 44 | €1,781 | €0 | -€1,781 | -100% |
| Suppliers | 440/4 | €1,781 | €0 | -€1,781 | -100% |
| Taxes, remuneration and social security | 45 | €0 | - | = | |
| Taxes | 450/3 | €0 | - | = | |
| Other amounts payable | 47/48 | €14,076 | €13,526 | -€551 | -3.9% |
| Non-recurring operating income | 76A | €0 | - | = | |
| Other operating charges | 640/8 | €0 | €120 | +€120 | |
| Gross operating margin | 9900 | €98 | -€2,437 | -€2,535 | |
| Operating profit (loss) | 9901 | €98 | -€2,557 | -€2,655 | |
| Financial income | 75/76B | €1,500 | €1,500 | = | 0.0% |
| Recurring financial income | 75 | €1,500 | €1,500 | = | 0.0% |
| Financial charges | 65/66B | €206 | €198 | -€9 | -4.1% |
| Recurring financial charges | 65 | €206 | €198 | -€9 | -4.1% |
| Profit (loss) for the period before taxes | 9903 | €1,391 | -€1,255 | -€2,646 | |
| Profit (loss) for the period | 9904 | €1,391 | -€1,255 | -€2,646 | |
| Profit (loss) for the period to be appropriated | 9905 | €1,391 | -€1,255 | -€2,646 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.