LUCRISA: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
LUCRISA
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€17,504
2024 · -€27,377+€9,872
Equity
€1.1m
2024 · €1.2m-€17,504
Cash
€25,040
2024 · €56,286-€31,245
Balance sheet total
€3.4m
2024 · €3.5m-€68,788
Largest movements
Assets
No asset line moved by more than 1% of the balance sheet total.
Equity and liabilities
- Debts after one year -€51,574
down €51,574 (-3.7%), from €1.4m to €1.4m
of which Financial debts: -€60,000
Income statement
- Staff costs -€21,649
down €21,649, from €21,557 to -€92
- Gross operating margin -€10,008
down €10,008 (-14.6%), from €68,350 to €58,342
- Financial charges -€5,420
down €5,420 (-11.7%), from €46,442 to €41,022
- Other operating charges +€4,566
up €4,566 (+93.6%), from €4,878 to €9,444
- Financial income -€2,547
down €2,547 (-24.4%), from €10,457 to €7,911
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€27,377
Gross operating margin
-€10,008
Staff costs
+€21,649
Depreciation
+€158
Other operating charges
-€4,566
Financial income
-€2,547
Financial charges
+€5,420
Taxes
-€233
Result 2025
-€17,504
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€20,329
Investment
€0
Financing
-€51,574
Cash 2024
€56,286
From operations (derived)
+€20,329
Net result for the year
-€17,504
Depreciation
+€33,150
Receivables within one year
-€6,170
Deferred charges and accrued income
+€10,564
Trade debts
-€3,271
Tax, wage and social debts
-€368
Other debts
+€30,501
Accrued charges and deferred income
-€26,571
Financing
-€51,574
Debts after one year
-€51,574
Cash 2025
€25,040
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,485,534 | €3,416,745 | -€68,788 | -2.0% |
| Fixed assets | 21/28 | €2,578,502 | €2,545,352 | -€33,150 | -1.3% |
| Tangible fixed assets | 22/27 | €1,993,473 | €1,960,324 | -€33,150 | -1.7% |
| Land and buildings | 22 | €1,967,692 | €1,951,271 | -€16,420 | -0.8% |
| Furniture and vehicles | 24 | €25,782 | €9,052 | -€16,729 | -64.9% |
| Financial fixed assets | 28 | €585,029 | €585,029 | = | 0.0% |
| Current assets | 29/58 | €907,032 | €871,393 | -€35,639 | -3.9% |
| Amounts receivable within one year | 40/41 | €820,551 | €826,721 | +€6,170 | +0.8% |
| Trade receivables | 40 | €438,639 | €411,759 | -€26,880 | -6.1% |
| Other amounts receivable | 41 | €381,911 | €414,962 | +€33,050 | +8.7% |
| Current investments | 50/53 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €56,286 | €25,040 | -€31,245 | -55.5% |
| Deferred charges and accrued income | 490/1 | €30,196 | €19,632 | -€10,564 | -35.0% |
| Total equity and liabilities | 10/49 | €3,485,534 | €3,416,745 | -€68,788 | -2.0% |
| Equity | 10/15 | €1,151,621 | €1,134,116 | -€17,504 | -1.5% |
| Contributions | 10/11 | €303,670 | €303,670 | = | 0.0% |
| Capital | 10 | €303,670 | €303,670 | = | 0.0% |
| Issued capital | 100 | €303,670 | €303,670 | = | 0.0% |
| Reserves | 13 | €30,367 | €30,367 | = | 0.0% |
| Non-distributable reserves | 130/1 | €30,367 | €30,367 | = | 0.0% |
| Legal reserve | 130 | €30,367 | €30,367 | = | 0.0% |
| Profit (loss) carried forward | 14 | €817,584 | €800,080 | -€17,504 | -2.1% |
| Amounts payable | 17/49 | €2,333,913 | €2,282,629 | -€51,284 | -2.2% |
| Amounts payable after more than one year | 17 | €1,404,648 | €1,353,074 | -€51,574 | -3.7% |
| Financial debts | 170/4 | €760,000 | €700,000 | -€60,000 | -7.9% |
| Other amounts payable | 178/9 | €644,648 | €653,074 | +€8,426 | +1.3% |
| Amounts payable within one year | 42/48 | €881,072 | €907,933 | +€26,861 | +3.0% |
| Current portion of amounts payable after more than one year | 42 | €60,000 | €60,000 | = | 0.0% |
| Trade debts | 44 | €34,696 | €31,425 | -€3,271 | -9.4% |
| Suppliers | 440/4 | €34,696 | €31,425 | -€3,271 | -9.4% |
| Taxes, remuneration and social security | 45 | €3,016 | €2,648 | -€368 | -12.2% |
| Taxes | 450/3 | €3,016 | €2,648 | -€368 | -12.2% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Other amounts payable | 47/48 | €783,360 | €813,861 | +€30,501 | +3.9% |
| Accrued charges and deferred income | 492/3 | €48,193 | €21,622 | -€26,571 | -55.1% |
| Remuneration, social security and pensions | 62 | €21,557 | -€92 | -€21,649 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €33,307 | €33,150 | -€158 | -0.5% |
| Other operating charges | 640/8 | €4,878 | €9,444 | +€4,566 | +93.6% |
| Gross operating margin | 9900 | €68,350 | €58,342 | -€10,008 | -14.6% |
| Operating profit (loss) | 9901 | €8,608 | €15,840 | +€7,232 | +84.0% |
| Financial income | 75/76B | €10,457 | €7,911 | -€2,547 | -24.4% |
| Recurring financial income | 75 | €10,457 | €7,911 | -€2,547 | -24.4% |
| Financial charges | 65/66B | €46,442 | €41,022 | -€5,420 | -11.7% |
| Recurring financial charges | 65 | €46,442 | €41,022 | -€5,420 | -11.7% |
| Profit (loss) for the period before taxes | 9903 | -€27,377 | -€17,272 | +€10,105 | +36.9% |
| Income taxes | 67/77 | €0 | €233 | +€233 | |
| Profit (loss) for the period | 9904 | -€27,377 | -€17,504 | +€9,872 | +36.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€27,377 | -€17,504 | +€9,872 | +36.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 2 October 2026 via checked.be.