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LUARPA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

LUARPA

BE 0821.997.103
NACE 69.102, Activities of notaries
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€1,916
2024 · €311,115-€313,031
Equity
€1.6m
2024 · €1.8m-€160,142
Cash
€433,565
2024 · €346,938+€86,627
Balance sheet total
€2.3m
2024 · €2.4m-€172,162

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€221,398

    down €221,398 (-78.5%), from €282,093 to €60,695

    of which Trade receivables: -€213,550

  • Cash +€86,627

    up €86,627 (+25.0%), from €346,938 to €433,565

    mainly Receivables within one year (+€221,398) and Depreciation (+€46,694)

  • Tangible fixed assets -€38,288

    down €38,288 (-2.5%), from €1.5m to €1.5m

    of which Land and buildings: -€36,714

Equity and liabilities
  • Reserves -€160,142

    down €160,142 (-9.0%), from €1.8m to €1.6m

    of which Distributable reserves: -€135,050

  • Debts after one year -€28,731

    down €28,731 (-13.4%), from €214,486 to €185,755

Income statement
  • Gross operating margin -€530,046

    down €530,046 (-89.1%), from €594,580 to €64,534

  • Taxes -€119,210

    down €119,210 (-87.8%), from €135,845 to €16,635

  • Depreciation -€98,863

    down €98,863 (-67.9%), from €145,557 to €46,694

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €311,115
Gross operating margin -€530,046
Depreciation +€98,863
Other operating charges -€288
Financial income -€439
Financial charges -€313
Taxes +€119,210
Deferred taxes and other -€18
Result 2025 -€1,916

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€281,147
Investment -€8,406
Financing -€186,114
Cash 2024 €346,938
Net result for the year -€1,916
Depreciation +€46,694
Receivables within one year +€221,398
Deferred charges and accrued income -€897
Provisions -€8,364
Trade debts +€6,675
Tax, wage and social debts +€17,558
Investment in fixed assets (net) -€8,406
Debts after one year -€28,731
Current portion of long-term debt +€843
Contributions, distributions and other -€158,226
Cash 2025 €433,565
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2,446,393 €2,274,231 -€172,162 -7.0%
Fixed assets 21/28 €1,534,490 €1,496,201 -€38,288 -2.5%
Tangible fixed assets 22/27 €1,534,490 €1,496,201 -€38,288 -2.5%
Land and buildings 22 €1,531,089 €1,494,375 -€36,714 -2.4%
Furniture and vehicles 24 €3,401 €1,826 -€1,574 -46.3%
Current assets 29/58 €911,903 €778,030 -€133,874 -14.7%
Amounts receivable after more than one year 29 €185,000 €185,000 = 0.0%
Trade receivables 290 €185,000 €185,000 = 0.0%
Amounts receivable within one year 40/41 €282,093 €60,695 -€221,398 -78.5%
Trade receivables 40 €225,650 €12,100 -€213,550 -94.6%
Other amounts receivable 41 €56,443 €48,595 -€7,848 -13.9%
Current investments 50/53 €92,294 €92,294 = 0.0%
Cash at bank and in hand 54/58 €346,938 €433,565 +€86,627 +25.0%
Deferred charges and accrued income 490/1 €5,579 €6,477 +€897 +16.1%
Total equity and liabilities 10/49 €2,446,393 €2,274,231 -€172,162 -7.0%
Equity 10/15 €1,807,540 €1,647,398 -€160,142 -8.9%
Contributions 10/11 €20,000 €20,000 = 0.0%
Reserves 13 €1,787,540 €1,627,398 -€160,142 -9.0%
Tax-exempt reserves 132 €838,317 €813,225 -€25,091 -3.0%
Distributable reserves 133 €949,223 €814,173 -€135,050 -14.2%
Provisions and deferred taxes 16 €246,181 €237,817 -€8,364 -3.4%
Deferred taxes 168 €246,181 €237,817 -€8,364 -3.4%
Amounts payable 17/49 €392,673 €389,016 -€3,656 -0.9%
Amounts payable after more than one year 17 €214,486 €185,755 -€28,731 -13.4%
Financial debts 170/4 €214,486 €185,755 -€28,731 -13.4%
Amounts payable within one year 42/48 €178,187 €203,262 +€25,075 +14.1%
Current portion of amounts payable after more than one year 42 €27,888 €28,731 +€843 +3.0%
Trade debts 44 €2,115 €8,790 +€6,675 +315.6%
Suppliers 440/4 €2,115 €8,790 +€6,675 +315.6%
Taxes, remuneration and social security 45 €145,271 €162,828 +€17,558 +12.1%
Taxes 450/3 €145,271 €162,828 +€17,558 +12.1%
Other amounts payable 47/48 €2,913 €2,913 = 0.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €145,557 €46,694 -€98,863 -67.9%
Other operating charges 640/8 €7,156 €7,445 +€288 +4.0%
Gross operating margin 9900 €594,580 €64,534 -€530,046 -89.1%
Operating profit (loss) 9901 €441,866 €10,395 -€431,471 -97.6%
Financial income 75/76B €6,576 €6,137 -€439 -6.7%
Recurring financial income 75 €6,576 €6,137 -€439 -6.7%
Financial charges 65/66B €9,863 €10,176 +€313 +3.2%
Recurring financial charges 65 €9,863 €10,176 +€313 +3.2%
Profit (loss) for the period before taxes 9903 €438,579 €6,356 -€432,223 -98.6%
Transfer from deferred taxes 780 €8,382 €8,364 -€18 -0.2%
Income taxes 67/77 €135,845 €16,635 -€119,210 -87.8%
Profit (loss) for the period 9904 €311,115 -€1,916 -€313,031
Transfer from tax-exempt reserves 789 €25,145 €25,091 -€54 -0.2%
Transfer to tax-exempt reserves 689 €105,250 - -€105,250
Profit (loss) for the period to be appropriated 9905 €231,011 €23,175 -€207,835 -90.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.