Lovinhomes: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Lovinhomes
Largest movements
- Tangible fixed assets +€194,510
up €194,510 (+1,298%), from €14,981 to €209,491
of which Land and buildings: +€196,196
- Cash +€5,932
up €5,932 (+53.5%), from €11,087 to €17,020
mainly Debts after one year (+€136,091) and Other debts (+€63,174)
- Receivables within one year +€3,612
up €3,612 (+9.4%), from €38,629 to €42,241
of which Trade receivables: +€5,005
- Debts after one year +€136,091
up €136,091, from €0 to €136,091
- Other debts +€63,174
up €63,174 (+361%), from €17,488 to €80,662
- Trade debts +€6,282
up €6,282 (+226%), from €2,782 to €9,064
- Tax, wage and social debts -€3,636
down €3,636 (-78.0%), from €4,660 to €1,023
of which Remuneration and social security: -€2,847
- Financial charges +€3,250
up €3,250 (+989%), from €329 to €3,579
- Gross operating margin +€1,382
up €1,382 (+9.7%), from €14,261 to €15,643
- Depreciation +€1,193
up €1,193 (+15.0%), from €7,946 to €9,138
- Taxes -€789
down €789 (-43.5%), from €1,813 to €1,023
- Other operating charges +€532
up €532 (+39.0%), from €1,363 to €1,895
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €68,373 | €273,700 | +€205,328 | +300% |
| Fixed assets | 21/28 | €14,981 | €209,491 | +€194,510 | +1,298% |
| Tangible fixed assets | 22/27 | €14,981 | €209,491 | +€194,510 | +1,298% |
| Land and buildings | 22 | €5,922 | €202,117 | +€196,196 | +3,313% |
| Plant, machinery and equipment | 23 | €1,870 | €4,155 | +€2,285 | +122% |
| Furniture and vehicles | 24 | €7,189 | €3,219 | -€3,970 | -55.2% |
| Current assets | 29/58 | €53,392 | €64,209 | +€10,817 | +20.3% |
| Stocks and contracts in progress | 3 | €2,712 | €3,679 | +€966 | +35.6% |
| Stocks | 30/36 | €2,712 | €3,679 | +€966 | +35.6% |
| Amounts receivable within one year | 40/41 | €38,629 | €42,241 | +€3,612 | +9.4% |
| Trade receivables | 40 | €36,106 | €41,111 | +€5,005 | +13.9% |
| Other amounts receivable | 41 | €2,522 | €1,130 | -€1,393 | -55.2% |
| Cash at bank and in hand | 54/58 | €11,087 | €17,020 | +€5,932 | +53.5% |
| Deferred charges and accrued income | 490/1 | €963 | €1,270 | +€306 | +31.8% |
| Total equity and liabilities | 10/49 | €68,373 | €273,700 | +€205,328 | +300% |
| Equity | 10/15 | €40,031 | €40,169 | +€138 | +0.3% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €35,031 | €35,169 | +€138 | +0.4% |
| Amounts payable | 17/49 | €28,342 | €233,531 | +€205,190 | +724% |
| Amounts payable after more than one year | 17 | €0 | €136,091 | +€136,091 | |
| Financial debts | 170/4 | €0 | €136,091 | +€136,091 | |
| Amounts payable within one year | 42/48 | €28,342 | €96,522 | +€68,180 | +241% |
| Current portion of amounts payable after more than one year | 42 | €3,412 | €5,773 | +€2,360 | +69.2% |
| Trade debts | 44 | €2,782 | €9,064 | +€6,282 | +226% |
| Suppliers | 440/4 | €2,782 | €9,064 | +€6,282 | +226% |
| Taxes, remuneration and social security | 45 | €4,660 | €1,023 | -€3,636 | -78.0% |
| Taxes | 450/3 | €1,813 | €1,023 | -€789 | -43.5% |
| Remuneration and social security | 454/9 | €2,847 | €0 | -€2,847 | -100% |
| Other amounts payable | 47/48 | €17,488 | €80,662 | +€63,174 | +361% |
| Accrued charges and deferred income | 492/3 | - | €919 | +€919 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,946 | €9,138 | +€1,193 | +15.0% |
| Other operating charges | 640/8 | €1,363 | €1,895 | +€532 | +39.0% |
| Gross operating margin | 9900 | €14,261 | €15,643 | +€1,382 | +9.7% |
| Operating profit (loss) | 9901 | €4,952 | €4,609 | -€343 | -6.9% |
| Financial income | 75/76B | €5 | €130 | +€125 | +2,493% |
| Recurring financial income | 75 | €5 | €130 | +€125 | +2,493% |
| Financial charges | 65/66B | €329 | €3,579 | +€3,250 | +989% |
| Recurring financial charges | 65 | €329 | €3,579 | +€3,250 | +989% |
| Profit (loss) for the period before taxes | 9903 | €4,628 | €1,161 | -€3,467 | -74.9% |
| Income taxes | 67/77 | €1,813 | €1,023 | -€789 | -43.5% |
| Profit (loss) for the period | 9904 | €2,815 | €138 | -€2,678 | -95.1% |
| Profit (loss) for the period to be appropriated | 9905 | €2,815 | €138 | -€2,678 | -95.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.