Loviflo: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Loviflo
Largest movements
- Tangible fixed assets -€15,401
down €15,401 (-26.1%), from €59,067 to €43,666
of which Furniture and vehicles: -€16,466
- Deferred charges and accrued income -€8,295
down €8,295 (-70.3%), from €11,793 to €3,498
- Receivables within one year +€3,023
up €3,023 (+18.4%), from €16,422 to €19,445
of which Trade receivables: +€2,610
- Stocks and contracts +€2,981
new in 2025: €2,981
- Reserves -€30,000
down €30,000 (-100.0%), from €30,000 to €0
- Other debts +€24,685
up €24,685 (+191.6%), from €12,886 to €37,572
- Current portion of long-term debt -€10,163
down €10,163 (-100.0%), from €10,163 to €0
- Profit (loss) carried forward -€4,835
down €4,835 (-19.1%), from €25,314 to €20,479
- Tax, wage and social debts +€2,109
up €2,109 (+83.8%), from €2,517 to €4,625
of which Taxes: +€2,109
- Gross operating margin +€15,533
up €15,533 (+108.6%), from €14,297 to €29,829
- Staff costs +€10,629
new in 2025: €10,629
- Depreciation -€3,360
down €3,360 (-12.9%), from €26,001 to €22,641
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €98,967 | €81,449 | -€17,518 | -17.7% |
| Formation expenses | 20 | €825 | €392 | -€433 | -52.5% |
| Fixed assets | 21/28 | €59,067 | €43,666 | -€15,401 | -26.1% |
| Tangible fixed assets | 22/27 | €59,067 | €43,666 | -€15,401 | -26.1% |
| Plant, machinery and equipment | 23 | €23,519 | €24,584 | +€1,065 | +4.5% |
| Furniture and vehicles | 24 | €35,548 | €19,083 | -€16,466 | -46.3% |
| Current assets | 29/58 | €39,075 | €37,391 | -€1,684 | -4.3% |
| Stocks and contracts in progress | 3 | - | €2,981 | +€2,981 | |
| Stocks | 30/36 | - | €2,981 | +€2,981 | |
| Amounts receivable within one year | 40/41 | €16,422 | €19,445 | +€3,023 | +18.4% |
| Trade receivables | 40 | €12,646 | €15,256 | +€2,610 | +20.6% |
| Other amounts receivable | 41 | €3,776 | €4,189 | +€413 | +10.9% |
| Cash at bank and in hand | 54/58 | €10,860 | €11,467 | +€606 | +5.6% |
| Deferred charges and accrued income | 490/1 | €11,793 | €3,498 | -€8,295 | -70.3% |
| Total equity and liabilities | 10/49 | €98,967 | €81,449 | -€17,518 | -17.7% |
| Equity | 10/15 | €60,314 | €25,479 | -€34,835 | -57.8% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €30,000 | €0 | -€30,000 | -100.0% |
| Distributable reserves | 133 | €30,000 | €0 | -€30,000 | -100.0% |
| Profit (loss) carried forward | 14 | €25,314 | €20,479 | -€4,835 | -19.1% |
| Amounts payable | 17/49 | €38,653 | €55,970 | +€17,317 | +44.8% |
| Amounts payable within one year | 42/48 | €38,653 | €55,970 | +€17,317 | +44.8% |
| Current portion of amounts payable after more than one year | 42 | €10,163 | €0 | -€10,163 | -100.0% |
| Trade debts | 44 | €9,484 | €9,357 | -€126 | -1.3% |
| Suppliers | 440/4 | €9,484 | €9,357 | -€126 | -1.3% |
| Advances received on contracts in progress | 46 | €3,604 | €4,416 | +€812 | +22.5% |
| Taxes, remuneration and social security | 45 | €2,517 | €4,625 | +€2,109 | +83.8% |
| Taxes | 450/3 | €2,317 | €4,425 | +€2,109 | +91.0% |
| Remuneration and social security | 454/9 | €200 | €200 | = | 0.0% |
| Other amounts payable | 47/48 | €12,886 | €37,572 | +€24,685 | +191.6% |
| Remuneration, social security and pensions | 62 | - | €10,629 | +€10,629 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €26,001 | €22,641 | -€3,360 | -12.9% |
| Other operating charges | 640/8 | €18 | €0 | -€18 | -100.0% |
| Gross operating margin | 9900 | €14,297 | €29,829 | +€15,533 | +108.6% |
| Operating profit (loss) | 9901 | -€11,722 | -€3,441 | +€8,282 | +70.6% |
| Financial income | 75/76B | €294 | €17 | -€277 | -94.3% |
| Recurring financial income | 75 | €294 | €17 | -€277 | -94.3% |
| Financial charges | 65/66B | €1,334 | €1,203 | -€131 | -9.8% |
| Recurring financial charges | 65 | €1,334 | €1,203 | -€131 | -9.8% |
| Profit (loss) for the period before taxes | 9903 | -€12,763 | -€4,627 | +€8,136 | +63.7% |
| Income taxes | 67/77 | €224 | €208 | -€16 | -7.0% |
| Profit (loss) for the period | 9904 | -€12,987 | -€4,835 | +€8,152 | +62.8% |
| Profit (loss) for the period to be appropriated | 9905 | -€12,987 | -€4,835 | +€8,152 | +62.8% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.