LOJA IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
LOJA IMMO
Largest movements
- Intangible fixed assets +€94,384
new in 2025: €94,384
- Deferred charges and accrued income +€33,128
up €33,128 (+8,373%), from €396 to €33,523
- Tangible fixed assets -€23,625
down €23,625 (-3.7%), from €646,468 to €622,843
- Other debts +€148,709
up €148,709 (+273%), from €54,518 to €203,227
- Profit (loss) carried forward -€35,508
new in 2025: -€35,508
- Tax, wage and social debts -€15,778
down €15,778 (-10.3%), from €153,765 to €137,987
of which Taxes: -€14,640
- Gross operating margin -€533,766
down €533,766 (-96.3%), from €554,369 to €20,604
- Taxes -€123,977
down €123,977 (-99.4%), from €124,756 to €779
- Other operating charges -€96,670
down €96,670 (-89.8%), from €107,622 to €10,952
- Financial charges -€41,408
down €41,408 (-89.9%), from €46,060 to €4,651
- Staff costs -€8,138
no longer reported in 2025 (was €8,138)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €907,199 | €1,016,186 | +€108,987 | +12.0% |
| Fixed assets | 21/28 | €646,468 | €717,227 | +€70,759 | +10.9% |
| Intangible fixed assets | 21 | - | €94,384 | +€94,384 | |
| Tangible fixed assets | 22/27 | €646,468 | €622,843 | -€23,625 | -3.7% |
| Land and buildings | 22 | €646,468 | €622,843 | -€23,625 | -3.7% |
| Current assets | 29/58 | €260,731 | €298,959 | +€38,228 | +14.7% |
| Amounts receivable within one year | 40/41 | €260,188 | €261,975 | +€1,787 | +0.7% |
| Trade receivables | 40 | €239,878 | €239,421 | -€457 | -0.2% |
| Other amounts receivable | 41 | €20,311 | €22,554 | +€2,243 | +11.0% |
| Cash at bank and in hand | 54/58 | €147 | €3,461 | +€3,314 | +2,257% |
| Deferred charges and accrued income | 490/1 | €396 | €33,523 | +€33,128 | +8,373% |
| Total equity and liabilities | 10/49 | €907,199 | €1,016,186 | +€108,987 | +12.0% |
| Equity | 10/15 | €564,102 | €528,594 | -€35,508 | -6.3% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €545,502 | €545,502 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €543,642 | €543,642 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | -€35,508 | -€35,508 | |
| Amounts payable | 17/49 | €343,097 | €487,593 | +€144,495 | +42.1% |
| Amounts payable within one year | 42/48 | €330,494 | €472,911 | +€142,416 | +43.1% |
| Trade debts | 44 | €122,211 | €131,697 | +€9,485 | +7.8% |
| Suppliers | 440/4 | €122,211 | €131,697 | +€9,485 | +7.8% |
| Taxes, remuneration and social security | 45 | €153,765 | €137,987 | -€15,778 | -10.3% |
| Taxes | 450/3 | €151,217 | €136,577 | -€14,640 | -9.7% |
| Remuneration and social security | 454/9 | €2,548 | €1,410 | -€1,138 | -44.7% |
| Other amounts payable | 47/48 | €54,518 | €203,227 | +€148,709 | +273% |
| Accrued charges and deferred income | 492/3 | €12,603 | €14,682 | +€2,079 | +16.5% |
| Non-recurring operating income | 76A | €418,856 | - | -€418,856 | |
| Remuneration, social security and pensions | 62 | €8,138 | - | -€8,138 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €35,613 | €41,559 | +€5,946 | +16.7% |
| Other operating charges | 640/8 | €107,622 | €10,952 | -€96,670 | -89.8% |
| Gross operating margin | 9900 | €554,369 | €20,604 | -€533,766 | -96.3% |
| Operating profit (loss) | 9901 | €402,997 | -€31,908 | -€434,904 | |
| Financial income | 75/76B | €2,053 | €1,830 | -€223 | -10.9% |
| Recurring financial income | 75 | €2,053 | €1,830 | -€223 | -10.9% |
| Financial charges | 65/66B | €46,060 | €4,651 | -€41,408 | -89.9% |
| Recurring financial charges | 65 | €46,060 | €4,651 | -€41,408 | -89.9% |
| Profit (loss) for the period before taxes | 9903 | €358,990 | -€34,729 | -€393,719 | |
| Income taxes | 67/77 | €124,756 | €779 | -€123,977 | -99.4% |
| Profit (loss) for the period | 9904 | €234,234 | -€35,508 | -€269,742 | |
| Profit (loss) for the period to be appropriated | 9905 | €234,234 | -€35,508 | -€269,742 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.