Loft 33: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Loft 33
Largest movements
- Receivables within one year -€40,411
down €40,411 (-43.4%), from €93,115 to €52,704
of which Trade receivables: -€38,813
- Cash -€16,851
down €16,851 (-50.2%), from €33,539 to €16,688
mainly Net result for the year (-€72,370) and Trade debts (-€22,499)
- Tangible fixed assets -€16,782
down €16,782 (-15.6%), from €107,564 to €90,782
of which Land and buildings: -€14,769
- Deferred charges and accrued income -€6,767
down €6,767 (-24.2%), from €27,944 to €21,177
- Reserves -€72,370
down €72,370 (-50.8%), from €142,588 to €70,218
of which Distributable reserves: -€72,370
- Trade debts -€22,499
down €22,499 (-94.8%), from €23,744 to €1,245
- Other debts +€17,111
up €17,111 (+201.0%), from €8,512 to €25,623
- Tax, wage and social debts -€3,054
down €3,054 (-4.4%), from €68,976 to €65,922
of which Remuneration and social security: -€3,690
- Gross operating margin -€42,407
down €42,407 (-19.4%), from €218,477 to €176,070
- Staff costs -€5,023
down €5,023 (-2.2%), from €224,323 to €219,300
- Depreciation -€3,032
down €3,032 (-12.9%), from €23,567 to €20,535
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €262,412 | €181,601 | -€80,811 | -30.8% |
| Fixed assets | 21/28 | €107,814 | €91,032 | -€16,782 | -15.6% |
| Tangible fixed assets | 22/27 | €107,564 | €90,782 | -€16,782 | -15.6% |
| Land and buildings | 22 | €104,677 | €89,908 | -€14,769 | -14.1% |
| Furniture and vehicles | 24 | €2,887 | €874 | -€2,013 | -69.7% |
| Financial fixed assets | 28 | €250 | €250 | = | 0.0% |
| Current assets | 29/58 | €154,598 | €90,569 | -€64,029 | -41.4% |
| Amounts receivable within one year | 40/41 | €93,115 | €52,704 | -€40,411 | -43.4% |
| Trade receivables | 40 | €86,932 | €48,119 | -€38,813 | -44.6% |
| Other amounts receivable | 41 | €6,183 | €4,585 | -€1,598 | -25.8% |
| Cash at bank and in hand | 54/58 | €33,539 | €16,688 | -€16,851 | -50.2% |
| Deferred charges and accrued income | 490/1 | €27,944 | €21,177 | -€6,767 | -24.2% |
| Total equity and liabilities | 10/49 | €262,412 | €181,601 | -€80,811 | -30.8% |
| Equity | 10/15 | €161,180 | €88,811 | -€72,369 | -44.9% |
| Contributions | 10/11 | €18,592 | €18,593 | +€1 | 0.0% |
| Contributions outside capital | 11 | €18,592 | €18,593 | +€1 | 0.0% |
| Other | 1109/19 | €18,592 | €18,593 | +€1 | 0.0% |
| Reserves | 13 | €142,588 | €70,218 | -€72,370 | -50.8% |
| Tax-exempt reserves | 132 | €23,797 | €23,797 | = | 0.0% |
| Distributable reserves | 133 | €118,791 | €46,421 | -€72,370 | -60.9% |
| Amounts payable | 17/49 | €101,232 | €92,790 | -€8,442 | -8.3% |
| Amounts payable within one year | 42/48 | €101,232 | €92,790 | -€8,442 | -8.3% |
| Trade debts | 44 | €23,744 | €1,245 | -€22,499 | -94.8% |
| Suppliers | 440/4 | €23,744 | €1,245 | -€22,499 | -94.8% |
| Taxes, remuneration and social security | 45 | €68,976 | €65,922 | -€3,054 | -4.4% |
| Taxes | 450/3 | €25,692 | €26,328 | +€636 | +2.5% |
| Remuneration and social security | 454/9 | €43,284 | €39,594 | -€3,690 | -8.5% |
| Other amounts payable | 47/48 | €8,512 | €25,623 | +€17,111 | +201.0% |
| Remuneration, social security and pensions | 62 | €224,323 | €219,300 | -€5,023 | -2.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €23,567 | €20,535 | -€3,032 | -12.9% |
| Other operating charges | 640/8 | €4,034 | €4,027 | -€7 | -0.2% |
| Gross operating margin | 9900 | €218,477 | €176,070 | -€42,407 | -19.4% |
| Operating profit (loss) | 9901 | -€33,447 | -€67,792 | -€34,345 | -102.7% |
| Financial income | 75/76B | €346 | €23 | -€323 | -93.4% |
| Recurring financial income | 75 | €346 | €23 | -€323 | -93.4% |
| Financial charges | 65/66B | €4,274 | €4,176 | -€98 | -2.3% |
| Recurring financial charges | 65 | €4,274 | €4,176 | -€98 | -2.3% |
| Profit (loss) for the period before taxes | 9903 | -€37,375 | -€71,945 | -€34,570 | -92.5% |
| Income taxes | 67/77 | €425 | €425 | = | 0.0% |
| Profit (loss) for the period | 9904 | -€37,800 | -€72,370 | -€34,570 | -91.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€37,800 | -€72,370 | -€34,570 | -91.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.