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LoCo: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

LoCo

BE 0797.699.294
NACE 56.112, Limited-service restaurants, excluding mobile food services
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€2,103
2024 · €2,487-€384
Equity
€15,610
2024 · €13,507+€2,103
Cash
€2,028
2024 · €1,660+€368
Balance sheet total
€41,040
2024 · €48,112-€7,071

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€10,543

    down €10,543 (-41.5%), from €25,417 to €14,874

    of which Trade receivables: -€8,867

  • Financial fixed assets +€2,700

    new in 2025: €2,700

  • Tangible fixed assets +€2,474

    up €2,474 (+18.3%), from €13,530 to €16,005

    of which Plant, machinery and equipment: +€2,901

  • Stocks and contracts -€2,394

    down €2,394 (-33.7%), from €7,104 to €4,710

Equity and liabilities
  • Trade debts -€13,043

    down €13,043 (-54.5%), from €23,913 to €10,869

  • Other debts +€3,676

    up €3,676 (+44.1%), from €8,341 to €12,018

  • Reserves +€2,103

    new in 2025: €2,103

Income statement
  • Gross operating margin +€3,248

    up €3,248 (+47.4%), from €6,859 to €10,107

  • Financial income -€2,636

    down €2,636 (-78.6%), from €3,353 to €717

  • Depreciation +€1,014

    up €1,014 (+60.0%), from €1,689 to €2,702

  • Financial charges -€284

    down €284 (-18.7%), from €1,522 to €1,238

  • Taxes +€167

    up €167 (+26.9%), from €622 to €789

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €2,487
Gross operating margin +€3,248
Staff costs -€60
Depreciation -€1,014
Other operating charges -€39
Financial income -€2,636
Financial charges +€284
Taxes -€167
Result 2025 €2,103

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€8,245
Investment -€7,877
Financing €0
Cash 2024 €1,660
Net result for the year +€2,103
Depreciation +€2,702
Stocks and contracts +€2,394
Receivables within one year +€10,543
Deferred charges and accrued income -€324
Trade debts -€13,043
Tax, wage and social debts +€193
Other debts +€3,676
Investment in fixed assets (net) -€7,877
Cash 2025 €2,028
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €48,112 €41,040 -€7,071 -14.7%
Fixed assets 21/28 €13,530 €18,705 +€5,174 +38.2%
Tangible fixed assets 22/27 €13,530 €16,005 +€2,474 +18.3%
Plant, machinery and equipment 23 €11,929 €14,829 +€2,901 +24.3%
Furniture and vehicles 24 €1,602 €1,176 -€426 -26.6%
Financial fixed assets 28 - €2,700 +€2,700
Current assets 29/58 €34,581 €22,335 -€12,246 -35.4%
Stocks and contracts in progress 3 €7,104 €4,710 -€2,394 -33.7%
Stocks 30/36 €7,104 €4,710 -€2,394 -33.7%
Amounts receivable within one year 40/41 €25,417 €14,874 -€10,543 -41.5%
Trade receivables 40 €20,959 €12,092 -€8,867 -42.3%
Other amounts receivable 41 €4,458 €2,782 -€1,676 -37.6%
Cash at bank and in hand 54/58 €1,660 €2,028 +€368 +22.2%
Deferred charges and accrued income 490/1 €400 €723 +€324 +80.9%
Total equity and liabilities 10/49 €48,112 €41,040 -€7,071 -14.7%
Equity 10/15 €13,507 €15,610 +€2,103 +15.6%
Contributions 10/11 €6,000 €6,000 = 0.0%
Outside capital 11 €6,000 - -€6,000
Other 1109/19 €6,000 - -€6,000
Reserves 13 - €2,103 +€2,103
Non-distributable reserves 130/1 - €2,103 +€2,103
Reserves not available under the articles 1311 - €2,103 +€2,103
Profit (loss) carried forward 14 €7,507 €7,507 = 0.0%
Amounts payable 17/49 €34,605 €25,430 -€9,174 -26.5%
Amounts payable within one year 42/48 €34,605 €25,430 -€9,174 -26.5%
Trade debts 44 €23,913 €10,869 -€13,043 -54.5%
Suppliers 440/4 €23,913 €10,869 -€13,043 -54.5%
Taxes, remuneration and social security 45 €2,351 €2,543 +€193 +8.2%
Taxes 450/3 €2,351 €2,512 +€162 +6.9%
Remuneration and social security 454/9 - €31 +€31
Other amounts payable 47/48 €8,341 €12,018 +€3,676 +44.1%
Remuneration, social security and pensions 62 €2,435 €2,495 +€60 +2.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,689 €2,702 +€1,014 +60.0%
Other operating charges 640/8 €1,457 €1,496 +€39 +2.7%
Gross operating margin 9900 €6,859 €10,107 +€3,248 +47.4%
Operating profit (loss) 9901 €1,278 €3,413 +€2,135 +167.1%
Financial income 75/76B €3,353 €717 -€2,636 -78.6%
Recurring financial income 75 €3,353 €717 -€2,636 -78.6%
Financial charges 65/66B €1,522 €1,238 -€284 -18.7%
Recurring financial charges 65 €1,522 €1,238 -€284 -18.7%
Profit (loss) for the period before taxes 9903 €3,109 €2,892 -€217 -7.0%
Income taxes 67/77 €622 €789 +€167 +26.9%
Profit (loss) for the period 9904 €2,487 €2,103 -€384 -15.4%
Profit (loss) for the period to be appropriated 9905 €2,487 €2,103 -€384 -15.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.