LOBIMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
LOBIMMO
Largest movements
- Tangible fixed assets -€3,534
down €3,534 (-7.6%), from €46,457 to €42,923
of which Land and buildings: -€2,584
- Deferred charges and accrued income +€2,338
new in 2025: €2,338
- Receivables within one year -€2,000
down €2,000 (-1.3%), from €149,425 to €147,425
of which Trade receivables: -€2,000
- Other debts -€5,672
down €5,672 (-10.9%), from €51,882 to €46,211
- Taxes +€703
new in 2025: €703
- Other operating charges +€636
up €636 (+30.0%), from €2,121 to €2,757
- Gross operating margin +€608
up €608 (+7.1%), from €8,562 to €9,170
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €198,522 | €194,150 | -€4,372 | -2.2% |
| Fixed assets | 21/28 | €46,457 | €42,923 | -€3,534 | -7.6% |
| Tangible fixed assets | 22/27 | €46,457 | €42,923 | -€3,534 | -7.6% |
| Land and buildings | 22 | €43,608 | €41,024 | -€2,584 | -5.9% |
| Plant, machinery and equipment | 23 | €2,850 | €1,900 | -€950 | -33.3% |
| Current assets | 29/58 | €152,065 | €151,227 | -€838 | -0.6% |
| Amounts receivable within one year | 40/41 | €149,425 | €147,425 | -€2,000 | -1.3% |
| Trade receivables | 40 | €2,000 | - | -€2,000 | |
| Other amounts receivable | 41 | €147,425 | €147,425 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €2,640 | €1,464 | -€1,176 | -44.6% |
| Deferred charges and accrued income | 490/1 | - | €2,338 | +€2,338 | |
| Total equity and liabilities | 10/49 | €198,522 | €194,150 | -€4,372 | -2.2% |
| Equity | 10/15 | €126,094 | €128,027 | +€1,932 | +1.5% |
| Contributions | 10/11 | €61,973 | €61,973 | = | 0.0% |
| Capital | 10 | €61,973 | €61,973 | = | 0.0% |
| Issued capital | 100 | €61,973 | €61,973 | = | 0.0% |
| Reserves | 13 | €64,121 | €66,053 | +€1,932 | +3.0% |
| Non-distributable reserves | 130/1 | €6,197 | €6,197 | = | 0.0% |
| Legal reserve | 130 | €6,197 | €6,197 | = | 0.0% |
| Distributable reserves | 133 | €57,923 | €59,856 | +€1,932 | +3.3% |
| Amounts payable | 17/49 | €72,428 | €66,124 | -€6,305 | -8.7% |
| Amounts payable within one year | 42/48 | €72,428 | €66,124 | -€6,305 | -8.7% |
| Trade debts | 44 | €20,546 | €19,210 | -€1,336 | -6.5% |
| Suppliers | 440/4 | €20,546 | €19,210 | -€1,336 | -6.5% |
| Taxes, remuneration and social security | 45 | - | €703 | +€703 | |
| Taxes | 450/3 | - | €703 | +€703 | |
| Other amounts payable | 47/48 | €51,882 | €46,211 | -€5,672 | -10.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,508 | €3,534 | +€26 | +0.7% |
| Other operating charges | 640/8 | €2,121 | €2,757 | +€636 | +30.0% |
| Gross operating margin | 9900 | €8,562 | €9,170 | +€608 | +7.1% |
| Operating profit (loss) | 9901 | €2,933 | €2,879 | -€53 | -1.8% |
| Financial income | 75/76B | €2 | - | -€2 | |
| Recurring financial income | 75 | €2 | - | -€2 | |
| Financial charges | 65/66B | €291 | €244 | -€48 | -16.4% |
| Recurring financial charges | 65 | €80 | €244 | +€164 | +204.3% |
| Non-recurring financial charges | 66B | €211 | - | -€211 | |
| Profit (loss) for the period before taxes | 9903 | €2,644 | €2,636 | -€8 | -0.3% |
| Income taxes | 67/77 | - | €703 | +€703 | |
| Profit (loss) for the period | 9904 | €2,644 | €1,932 | -€711 | -26.9% |
| Profit (loss) for the period to be appropriated | 9905 | €2,644 | €1,932 | -€711 | -26.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.