LOANA: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
LOANA
Largest movements
- Receivables within one year -€2,553
down €2,553 (-93.0%), from €2,744 to €191
of which Trade receivables: -€2,553
- Profit (loss) carried forward -€2,496
down €2,496 (-8.2%), from -€30,483 to -€32,979
- Debts after one year -€57
down €57 (-0.5%), from €12,431 to €12,375
- Other operating charges +€2,087
up €2,087 (+447.8%), from €466 to €2,553
- Gross operating margin -€499
down €499 (-82.1%), from €607 to €109
- Financial charges -€21
down €21 (-28.3%), from €73 to €52
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,744 | €191 | -€2,553 | -93.0% |
| Current assets | 29/58 | €2,744 | €191 | -€2,553 | -93.0% |
| Amounts receivable within one year | 40/41 | €2,744 | €191 | -€2,553 | -93.0% |
| Trade receivables | 40 | €2,553 | €0 | -€2,553 | -100.0% |
| Other amounts receivable | 41 | €191 | €191 | = | 0.0% |
| Cash at bank and in hand | 54/58 | - | €0 | +€0 | |
| Total equity and liabilities | 10/49 | €2,744 | €191 | -€2,553 | -93.0% |
| Equity | 10/15 | -€10,023 | -€12,519 | -€2,496 | -24.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Outside capital | 11 | €18,600 | - | -€18,600 | |
| Other | 1109/19 | €18,600 | - | -€18,600 | |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€30,483 | -€32,979 | -€2,496 | -8.2% |
| Amounts payable | 17/49 | €12,767 | €12,711 | -€57 | -0.4% |
| Amounts payable after more than one year | 17 | €12,431 | €12,375 | -€57 | -0.5% |
| Other amounts payable | 178/9 | €12,431 | €12,375 | -€57 | -0.5% |
| Amounts payable within one year | 42/48 | €336 | €336 | = | 0.0% |
| Taxes, remuneration and social security | 45 | €336 | €336 | = | 0.0% |
| Taxes | 450/3 | €336 | €336 | = | 0.0% |
| Other operating charges | 640/8 | €466 | €2,553 | +€2,087 | +447.8% |
| Gross operating margin | 9900 | €607 | €109 | -€499 | -82.1% |
| Operating profit (loss) | 9901 | €141 | -€2,444 | -€2,585 | |
| Financial charges | 65/66B | €73 | €52 | -€21 | -28.3% |
| Recurring financial charges | 65 | €73 | €52 | -€21 | -28.3% |
| Profit (loss) for the period before taxes | 9903 | €69 | -€2,496 | -€2,565 | |
| Profit (loss) for the period | 9904 | €69 | -€2,496 | -€2,565 | |
| Profit (loss) for the period to be appropriated | 9905 | €69 | -€2,496 | -€2,565 |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.