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Loaf 'N Peas: what changed

Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Loaf 'N Peas

BE 0452.838.659
NACE 46.180, Agents specialised in the wholesale of other particular products
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
-€18,395
2024 · €2,992-€21,387
Equity
-€15,438
2024 · €2,957-€18,395
Cash
€5,778
2024 · €6,250-€472
Balance sheet total
€12,524
2024 · €39,594-€27,070

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€23,499

    no longer reported in 2025 (was €23,499)

    of which Furniture and vehicles: -€22,752

  • Receivables within one year -€3,100

    down €3,100 (-31.5%), from €9,845 to €6,745

    of which Other amounts receivable: -€3,696

  • Cash -€472

    down €472 (-7.5%), from €6,250 to €5,778

    mainly Net result for the year (-€18,395) and Other debts (-€11,560)

Equity and liabilities
  • Profit (loss) carried forward -€18,395

    down €18,395 (-108%), from -€16,974 to -€35,370

  • Other debts -€11,560

    down €11,560 (-39.0%), from €29,679 to €18,119

  • Tax, wage and social debts +€2,422

    up €2,422 (+34.8%), from €6,958 to €9,379

  • Trade debts +€463

    new in 2025: €463

Income statement
  • Depreciation +€20,836

    up €20,836 (+782%), from €2,663 to €23,499

  • Gross operating margin -€2,361

    down €2,361 (-29.3%), from €8,053 to €5,691

  • Taxes -€1,870

    no longer reported in 2025 (was €1,870)

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €2,992
Gross operating margin -€2,361
Depreciation -€20,836
Other operating charges -€16
Financial income +€5
Financial charges -€49
Taxes +€1,870
Result 2025 -€18,395
raises the resultlowers the result

Derived cash bridge

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€472
Investment €0
Financing €0
Cash 2024 €6,250
Net result for the year -€18,395
Depreciation +€23,499
Receivables within one year +€3,100
Trade debts +€463
Tax, wage and social debts +€2,422
Other debts -€11,560
Cash 2025 €5,778
brings cash intakes cash out
Every line side by side 36 lines
Line Code 2024 2025 Change %
Total assets 20/58 €39,594 €12,524 -€27,070 -68.4%
Fixed assets 21/28 €23,499 - -€23,499
Tangible fixed assets 22/27 €23,499 - -€23,499
Plant, machinery and equipment 23 €747 - -€747
Furniture and vehicles 24 €22,752 - -€22,752
Current assets 29/58 €16,095 €12,524 -€3,572 -22.2%
Amounts receivable within one year 40/41 €9,845 €6,745 -€3,100 -31.5%
Trade receivables 40 €5,664 €6,260 +€596 +10.5%
Other amounts receivable 41 €4,182 €485 -€3,696 -88.4%
Cash at bank and in hand 54/58 €6,250 €5,778 -€472 -7.5%
Total equity and liabilities 10/49 €39,594 €12,524 -€27,070 -68.4%
Equity 10/15 €2,957 -€15,438 -€18,395
Contributions 10/11 €18,592 €18,592 = 0.0%
Reserves 13 €1,340 €1,340 = 0.0%
Non-distributable reserves 130/1 €1,340 €1,340 = 0.0%
Reserves not available under the articles 1311 €1,340 €1,340 = 0.0%
Profit (loss) carried forward 14 -€16,974 -€35,370 -€18,395 -108%
Amounts payable 17/49 €36,637 €27,961 -€8,675 -23.7%
Amounts payable within one year 42/48 €36,637 €27,961 -€8,675 -23.7%
Trade debts 44 - €463 +€463
Suppliers 440/4 - €463 +€463
Taxes, remuneration and social security 45 €6,958 €9,379 +€2,422 +34.8%
Taxes 450/3 €6,958 €9,379 +€2,422 +34.8%
Other amounts payable 47/48 €29,679 €18,119 -€11,560 -39.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,663 €23,499 +€20,836 +782%
Other operating charges 640/8 €528 €544 +€16 +3.0%
Gross operating margin 9900 €8,053 €5,691 -€2,361 -29.3%
Operating profit (loss) 9901 €4,862 -€18,351 -€23,213
Financial income 75/76B - €5 +€5
Recurring financial income 75 - €5 +€5
Financial charges 65/66B - €49 +€49
Recurring financial charges 65 - €49 +€49
Profit (loss) for the period before taxes 9903 €4,862 -€18,395 -€23,257
Income taxes 67/77 €1,870 - -€1,870
Profit (loss) for the period 9904 €2,992 -€18,395 -€21,387
Profit (loss) for the period to be appropriated 9905 €2,992 -€18,395 -€21,387

Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.