Lizzy Invest: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Lizzy Invest
Largest movements
- Receivables within one year +€120,613
up €120,613 (+84.6%), from €142,491 to €263,104
of which Other amounts receivable: +€84,173
- Current investments +€13,970
new in 2025: €13,970
- Profit (loss) carried forward +€113,466
up €113,466 (+213%), from €53,173 to €166,639
- Tax, wage and social debts +€56,311
up €56,311 (+145%), from €38,965 to €95,275
of which Taxes: +€51,311
- Short-term financial debts -€46,000
no longer reported in 2025 (was €46,000)
- Trade debts +€6,037
up €6,037 (+90.0%), from €6,705 to €12,742
- Other debts +€3,727
up €3,727 (+47,659%), from €8 to €3,735
- Gross operating margin +€137,551
up €137,551 (+165%), from €83,520 to €221,071
- Turnover -€115,760
no longer reported in 2025 (was €115,760)
- Staff costs +€65,107
up €65,107 (+1,795%), from €3,628 to €68,735
- Purchases and services -€32,240
no longer reported in 2025 (was €32,240)
- Taxes +€14,685
up €14,685 (+68.4%), from €21,459 to €36,144
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €144,851 | €278,391 | +€133,540 | +92.2% |
| Fixed assets | 21/28 | - | €367 | +€367 | |
| Tangible fixed assets | 22/27 | - | €367 | +€367 | |
| Plant, machinery and equipment | 23 | - | €367 | +€367 | |
| Current assets | 29/58 | €144,851 | €278,025 | +€133,174 | +91.9% |
| Amounts receivable within one year | 40/41 | €142,491 | €263,104 | +€120,613 | +84.6% |
| Trade receivables | 40 | €62,442 | €98,881 | +€36,439 | +58.4% |
| Other amounts receivable | 41 | €80,049 | €164,223 | +€84,173 | +105% |
| Current investments | 50/53 | - | €13,970 | +€13,970 | |
| Cash at bank and in hand | 54/58 | €1,409 | €259 | -€1,149 | -81.6% |
| Deferred charges and accrued income | 490/1 | €951 | €691 | -€260 | -27.3% |
| Total equity and liabilities | 10/49 | €144,851 | €278,391 | +€133,540 | +92.2% |
| Equity | 10/15 | €53,173 | €166,639 | +€113,466 | +213% |
| Profit (loss) carried forward | 14 | €53,173 | €166,639 | +€113,466 | +213% |
| Amounts payable | 17/49 | €91,678 | €111,752 | +€20,075 | +21.9% |
| Amounts payable within one year | 42/48 | €91,678 | €111,752 | +€20,075 | +21.9% |
| Financial debts | 43 | €46,000 | - | -€46,000 | |
| Other loans | 439 | €46,000 | - | -€46,000 | |
| Trade debts | 44 | €6,705 | €12,742 | +€6,037 | +90.0% |
| Suppliers | 440/4 | €6,705 | €12,742 | +€6,037 | +90.0% |
| Taxes, remuneration and social security | 45 | €38,965 | €95,275 | +€56,311 | +145% |
| Taxes | 450/3 | €38,965 | €90,275 | +€51,311 | +132% |
| Remuneration and social security | 454/9 | - | €5,000 | +€5,000 | |
| Other amounts payable | 47/48 | €8 | €3,735 | +€3,727 | +47,659% |
| Turnover | 70 | €115,760 | - | -€115,760 | |
| Goods, raw materials, services and sundry goods | 60/61 | €32,240 | - | -€32,240 | |
| Remuneration, social security and pensions | 62 | €3,628 | €68,735 | +€65,107 | +1,795% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €183 | +€183 | |
| Other operating charges | 640/8 | €1,448 | €1,727 | +€279 | +19.2% |
| Gross operating margin | 9900 | €83,520 | €221,071 | +€137,551 | +165% |
| Operating profit (loss) | 9901 | €78,444 | €150,427 | +€71,983 | +91.8% |
| Financial income | 75/76B | - | €10 | +€10 | |
| Recurring financial income | 75 | - | €10 | +€10 | |
| Financial charges | 65/66B | €955 | €827 | -€128 | -13.4% |
| Recurring financial charges | 65 | €955 | €827 | -€128 | -13.4% |
| Profit (loss) for the period before taxes | 9903 | €77,488 | €149,610 | +€72,121 | +93.1% |
| Income taxes | 67/77 | €21,459 | €36,144 | +€14,685 | +68.4% |
| Profit (loss) for the period | 9904 | €56,029 | €113,466 | +€57,437 | +103% |
| Profit (loss) for the period to be appropriated | 9905 | €56,029 | €113,466 | +€57,437 | +103% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.