Lifetime Invest: what changed
Lifetime Invest
Largest movements
- Stocks and contracts -€495,094
no longer reported in 2025 (was €495,094)
- Cash +€259,721
up €259,721 (+46,627%), from €557 to €260,278
mainly Stocks and contracts (+€495,094) and Net result for the year (+€50,959)
- Tangible fixed assets -€21,755
down €21,755 (-2.8%), from €783,043 to €761,287
of which Land and buildings: -€21,382
- Short-term financial debts -€278,283
down €278,283 (-31.4%), from €886,000 to €607,717
- Profit (loss) carried forward +€34,159
up €34,159, from -€6,874 to €27,285
- Other debts -€22,869
down €22,869 (-5.6%), from €405,529 to €382,660
- Depreciation -€88,836
down €88,836 (-80.3%), from €110,591 to €21,755
- Gross operating margin -€43,043
down €43,043 (-26.5%), from €162,726 to €119,683
- Other operating charges -€14,002
down €14,002 (-93.3%), from €15,004 to €1,003
- Taxes +€7,593
new in 2025: €7,593
- Financial charges -€5,112
down €5,112 (-11.6%), from €44,007 to €38,895
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,287,770 | €1,030,517 | -€257,253 | -20.0% |
| Fixed assets | 21/28 | €783,043 | €761,287 | -€21,755 | -2.8% |
| Tangible fixed assets | 22/27 | €783,043 | €761,287 | -€21,755 | -2.8% |
| Land and buildings | 22 | €782,009 | €760,628 | -€21,382 | -2.7% |
| Plant, machinery and equipment | 23 | €1,033 | €660 | -€373 | -36.1% |
| Current assets | 29/58 | €504,727 | €269,229 | -€235,498 | -46.7% |
| Stocks and contracts in progress | 3 | €495,094 | - | -€495,094 | |
| Stocks | 30/36 | €495,094 | - | -€495,094 | |
| Amounts receivable within one year | 40/41 | €9,076 | €8,951 | -€125 | -1.4% |
| Other amounts receivable | 41 | €9,076 | €8,951 | -€125 | -1.4% |
| Cash at bank and in hand | 54/58 | €557 | €260,278 | +€259,721 | +46,627% |
| Total equity and liabilities | 10/49 | €1,287,770 | €1,030,517 | -€257,253 | -20.0% |
| Equity | 10/15 | -€3,874 | €30,285 | +€34,159 | |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€6,874 | €27,285 | +€34,159 | |
| Amounts payable | 17/49 | €1,291,644 | €1,000,231 | -€291,412 | -22.6% |
| Amounts payable within one year | 42/48 | €1,291,644 | €1,000,231 | -€291,412 | -22.6% |
| Financial debts | 43 | €886,000 | €607,717 | -€278,283 | -31.4% |
| Credit institutions | 430/8 | €886,000 | €607,717 | -€278,283 | -31.4% |
| Trade debts | 44 | €114 | €2,261 | +€2,147 | +1,879% |
| Suppliers | 440/4 | €114 | €2,261 | +€2,147 | +1,879% |
| Taxes, remuneration and social security | 45 | - | €7,593 | +€7,593 | |
| Taxes | 450/3 | - | €7,593 | +€7,593 | |
| Other amounts payable | 47/48 | €405,529 | €382,660 | -€22,869 | -5.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €110,591 | €21,755 | -€88,836 | -80.3% |
| Other operating charges | 640/8 | €15,004 | €1,003 | -€14,002 | -93.3% |
| Gross operating margin | 9900 | €162,726 | €119,683 | -€43,043 | -26.5% |
| Operating profit (loss) | 9901 | €37,131 | €96,925 | +€59,794 | +161% |
| Financial income | 75/76B | €2 | €522 | +€520 | +24,989% |
| Recurring financial income | 75 | €2 | €522 | +€520 | +24,989% |
| Financial charges | 65/66B | €44,007 | €38,895 | -€5,112 | -11.6% |
| Recurring financial charges | 65 | €44,007 | €38,895 | -€5,112 | -11.6% |
| Profit (loss) for the period before taxes | 9903 | -€6,874 | €58,552 | +€65,426 | |
| Income taxes | 67/77 | - | €7,593 | +€7,593 | |
| Profit (loss) for the period | 9904 | -€6,874 | €50,959 | +€57,833 | |
| Profit (loss) for the period to be appropriated | 9905 | -€6,874 | €50,959 | +€57,833 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.