LENDIT LA CAMBRE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
LENDIT LA CAMBRE
Largest movements
- Receivables within one year -€123,177
down €123,177 (-5.9%), from €2.1m to €2.0m
of which Trade receivables: -€366,955
- Financial fixed assets -€68,159
down €68,159 (-7.9%), from €864,285 to €796,126
- Profit (loss) carried forward -€493,581
down €493,581 (-71.5%), from €690,097 to €196,516
- Other debts +€185,824
up €185,824 (+35.2%), from €527,582 to €713,406
- Provisions +€114,646
up €114,646 (+62.5%), from €183,479 to €298,124
- Provisions +€393,509
up €393,509, from -€278,863 to €114,646
- Financial income +€2,161
up €2,161 (+6.8%), from €31,891 to €34,052
- Gross operating margin -€1,867
down €1,867 (-8.9%), from -€21,061 to -€22,928
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,941,405 | €2,750,070 | -€191,336 | -6.5% |
| Fixed assets | 21/28 | €864,285 | €796,126 | -€68,159 | -7.9% |
| Financial fixed assets | 28 | €864,285 | €796,126 | -€68,159 | -7.9% |
| Current assets | 29/58 | €2,077,120 | €1,953,944 | -€123,177 | -5.9% |
| Amounts receivable within one year | 40/41 | €2,077,120 | €1,953,944 | -€123,177 | -5.9% |
| Trade receivables | 40 | €366,955 | - | -€366,955 | |
| Other amounts receivable | 41 | €1,710,165 | €1,953,944 | +€243,778 | +14.3% |
| Total equity and liabilities | 10/49 | €2,941,405 | €2,750,070 | -€191,336 | -6.5% |
| Equity | 10/15 | €2,230,097 | €1,737,541 | -€492,556 | -22.1% |
| Contributions | 10/11 | €1,400,000 | €1,400,000 | = | 0.0% |
| Capital | 10 | €1,400,000 | €1,400,000 | = | 0.0% |
| Issued capital | 100 | €1,400,000 | €1,400,000 | = | 0.0% |
| Reserves | 13 | €140,000 | €141,025 | +€1,025 | +0.7% |
| Non-distributable reserves | 130/1 | €140,000 | €141,025 | +€1,025 | +0.7% |
| Legal reserve | 130 | €140,000 | €141,025 | +€1,025 | +0.7% |
| Profit (loss) carried forward | 14 | €690,097 | €196,516 | -€493,581 | -71.5% |
| Provisions and deferred taxes | 16 | €183,479 | €298,124 | +€114,646 | +62.5% |
| Provisions for liabilities and charges | 160/5 | €183,479 | €298,124 | +€114,646 | +62.5% |
| Other liabilities and charges | 164/5 | €183,479 | €298,124 | +€114,646 | +62.5% |
| Amounts payable | 17/49 | €527,830 | €714,405 | +€186,575 | +35.3% |
| Amounts payable within one year | 42/48 | €527,830 | €713,406 | +€185,576 | +35.2% |
| Trade debts | 44 | €248 | - | -€248 | |
| Suppliers | 440/4 | €248 | - | -€248 | |
| Other amounts payable | 47/48 | €527,582 | €713,406 | +€185,824 | +35.2% |
| Accrued charges and deferred income | 492/3 | - | €998 | +€998 | |
| Non-recurring operating income | 76A | - | €11,823 | +€11,823 | |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | -€278,863 | €114,646 | +€393,509 | |
| Other operating charges | 640/8 | €968 | €998 | +€31 | +3.2% |
| Non-recurring operating charges | 66A | €1,034,081 | €373,114 | -€660,967 | -63.9% |
| Gross operating margin | 9900 | -€21,061 | -€22,928 | -€1,867 | -8.9% |
| Operating profit (loss) | 9901 | -€777,246 | -€511,685 | +€265,561 | +34.2% |
| Financial income | 75/76B | €31,891 | €34,052 | +€2,161 | +6.8% |
| Recurring financial income | 75 | €31,891 | €34,052 | +€2,161 | +6.8% |
| Financial charges | 65/66B | €45 | - | -€45 | |
| Recurring financial charges | 65 | €45 | - | -€45 | |
| Profit (loss) for the period before taxes | 9903 | -€745,400 | -€477,634 | +€267,767 | +35.9% |
| Profit (loss) for the period | 9904 | -€745,400 | -€477,634 | +€267,767 | +35.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€745,400 | -€477,634 | +€267,767 | +35.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.