Le Petit Propriétaire: what changed
What changed
Le Petit Propriétaire
NACE 64.922, Financial service activities, except insurance and pension funding
filed annual accounts (NBB)
Net result for the year
-€106,054
2024 · -€9,328-€96,726
Equity
-€1.1m
2024 · -€1.1m-€70,967
Cash
€504,886
2024 · €151,089+€353,797
Balance sheet total
€1.6m
2024 · €2.1m-€459,087
Largest movements
Assets
- Current investments -€702,600
no longer reported in 2025 (was €702,600)
- Cash +€353,797
up €353,797 (+234%), from €151,089 to €504,886
mainly Current investments (+€702,600) and Receivables after one year (+€131,631)
- Receivables after one year -€131,631
down €131,631 (-12.7%), from €1.0m to €908,532
- Receivables within one year +€21,346
up €21,346 (+12.7%), from €167,602 to €188,948
of which Trade receivables: +€23,073
Equity and liabilities
- Debts after one year -€410,437
down €410,437 (-15.4%), from €2.7m to €2.3m
- Profit (loss) carried forward -€106,054
down €106,054 (-9.1%), from -€1.2m to -€1.3m
- Contributions +€35,087
up €35,087 (+41.0%), from €85,601 to €120,688
Income statement
- Financial income -€56,023
down €56,023 (-98.8%), from €56,722 to €700
- Financial charges +€37,579
up €37,579 (+45.3%), from -€82,949 to -€45,370
- Purchases and services -€6,733
down €6,733 (-4.3%), from €158,199 to €151,467
- Provisions +€6,333
up €6,333, from -€1,723 to €4,610
- Turnover -€6,031
down €6,031 (-11.3%), from €53,146 to €47,116
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€9,328
Gross operating margin
+€4,667
Staff costs
-€1,812
Provisions
-€6,333
Other operating charges
+€353
Financial income
-€56,023
Financial charges
-€37,579
Result 2025
-€106,054
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€10,761
Investment
+€702,600
Financing
-€359,564
Cash 2024
€151,089
From operations (derived)
+€10,761
Net result for the year
-€106,054
Receivables after one year
+€131,631
Receivables within one year
-€21,346
Provisions
+€4,610
Trade debts
+€7,664
Smaller working-capital items
+€1,134
Accrued charges and deferred income
-€6,878
Investment (derived)
+€702,600
Current investments
+€702,600
Financing
-€359,564
Debts after one year
-€410,437
Current portion of long-term debt
+€15,786
Contributions, distributions and other
+€35,087
Cash 2025
€504,886
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,065,373 | €1,606,286 | -€459,087 | -22.2% |
| Fixed assets | 21/28 | €3,793 | €3,793 | = | 0.0% |
| Tangible fixed assets | 22/27 | €3,793 | €3,793 | = | 0.0% |
| Land and buildings | 22 | €3,793 | €3,793 | = | 0.0% |
| Current assets | 29/58 | €2,061,580 | €1,602,493 | -€459,087 | -22.3% |
| Amounts receivable after more than one year | 29 | €1,040,163 | €908,532 | -€131,631 | -12.7% |
| Trade receivables | 290 | €1,040,163 | €908,532 | -€131,631 | -12.7% |
| Amounts receivable within one year | 40/41 | €167,602 | €188,948 | +€21,346 | +12.7% |
| Trade receivables | 40 | €152,182 | €175,256 | +€23,073 | +15.2% |
| Other amounts receivable | 41 | €15,420 | €13,693 | -€1,727 | -11.2% |
| Current investments | 50/53 | €702,600 | - | -€702,600 | |
| Cash at bank and in hand | 54/58 | €151,089 | €504,886 | +€353,797 | +234% |
| Deferred charges and accrued income | 490/1 | €126 | €126 | = | 0.0% |
| Total equity and liabilities | 10/49 | €2,065,373 | €1,606,286 | -€459,087 | -22.2% |
| Equity | 10/15 | -€1,065,135 | -€1,136,101 | -€70,967 | -6.7% |
| Contributions | 10/11 | €85,601 | €120,688 | +€35,087 | +41.0% |
| Capital | 10 | €85,601 | €120,688 | +€35,087 | +41.0% |
| Issued capital | 100 | €148,750 | €148,750 | = | 0.0% |
| Uncalled capital | 101 | €63,149 | €28,063 | -€35,087 | -55.6% |
| Reserves | 13 | €14,750 | €14,750 | = | 0.0% |
| Non-distributable reserves | 130/1 | €14,750 | €14,750 | = | 0.0% |
| Legal reserve | 130 | €14,750 | €14,750 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€1,165,485 | -€1,271,539 | -€106,054 | -9.1% |
| Provisions and deferred taxes | 16 | €3,229 | €7,839 | +€4,610 | +143% |
| Provisions for liabilities and charges | 160/5 | €3,229 | €7,839 | +€4,610 | +143% |
| Other liabilities and charges | 164/5 | €3,229 | €7,839 | +€4,610 | +143% |
| Amounts payable | 17/49 | €3,127,279 | €2,734,548 | -€392,731 | -12.6% |
| Amounts payable after more than one year | 17 | €2,670,042 | €2,259,605 | -€410,437 | -15.4% |
| Financial debts | 170/4 | €2,670,042 | €2,259,605 | -€410,437 | -15.4% |
| Amounts payable within one year | 42/48 | €406,933 | €431,517 | +€24,584 | +6.0% |
| Current portion of amounts payable after more than one year | 42 | €394,650 | €410,437 | +€15,786 | +4.0% |
| Trade debts | 44 | €6,419 | €14,083 | +€7,664 | +119% |
| Suppliers | 440/4 | €6,419 | €14,083 | +€7,664 | +119% |
| Taxes, remuneration and social security | 45 | €5,778 | €5,983 | +€205 | +3.6% |
| Remuneration and social security | 454/9 | €5,778 | €5,983 | +€205 | +3.6% |
| Other amounts payable | 47/48 | €85 | €1,014 | +€928 | +1,087% |
| Accrued charges and deferred income | 492/3 | €50,304 | €43,425 | -€6,878 | -13.7% |
| Turnover | 70 | €53,146 | €47,116 | -€6,031 | -11.3% |
| Non-recurring operating income | 76A | - | €538 | +€538 | |
| Goods, raw materials, services and sundry goods | 60/61 | €158,199 | €151,467 | -€6,733 | -4.3% |
| Remuneration, social security and pensions | 62 | €45,894 | €47,706 | +€1,812 | +3.9% |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | -€1,723 | €4,610 | +€6,333 | |
| Other operating charges | 640/8 | €4,299 | €3,946 | -€353 | -8.2% |
| Gross operating margin | 9900 | -€100,529 | -€95,862 | +€4,667 | +4.6% |
| Operating profit (loss) | 9901 | -€148,999 | -€152,123 | -€3,124 | -2.1% |
| Financial income | 75/76B | €56,722 | €700 | -€56,023 | -98.8% |
| Recurring financial income | 75 | €56,722 | €700 | -€56,023 | -98.8% |
| Financial charges | 65/66B | -€82,949 | -€45,370 | +€37,579 | +45.3% |
| Recurring financial charges | 65 | -€82,949 | -€45,370 | +€37,579 | +45.3% |
| Profit (loss) for the period before taxes | 9903 | -€9,328 | -€106,054 | -€96,726 | -1,037% |
| Profit (loss) for the period | 9904 | -€9,328 | -€106,054 | -€96,726 | -1,037% |
| Profit (loss) for the period to be appropriated | 9905 | -€9,328 | -€106,054 | -€96,726 | -1,037% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.