LE CRETOIS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
LE CRETOIS
Largest movements
- Tangible fixed assets -€4,608
down €4,608 (-21.3%), from €21,686 to €17,078
of which Other tangible fixed assets: -€3,844
- Deferred charges and accrued income +€3,106
up €3,106, from €0 to €3,106
- Stocks and contracts +€998
up €998 (+37.6%), from €2,653 to €3,651
- Trade debts +€2,104
up €2,104 (+55.3%), from €3,803 to €5,907
- Profit (loss) carried forward -€1,991
down €1,991 (-4.5%), from €44,637 to €42,646
- Tax, wage and social debts -€867
down €867 (-7.7%), from €11,238 to €10,371
of which Remuneration and social security: -€1,407
- Gross operating margin -€32,541
down €32,541 (-23.8%), from €136,549 to €104,008
- Turnover -€13,823
down €13,823 (-4.1%), from €333,439 to €319,616
- Staff costs +€9,266
up €9,266 (+9.9%), from €93,533 to €102,800
- Financial income +€6,820
up €6,820 (+688,920%), from €1 to €6,821
of which Non-recurring financial income: +€6,820
- Taxes -€3,433
no longer reported in 2025 (was €3,433)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €78,888 | €78,986 | +€98 | +0.1% |
| Fixed assets | 21/28 | €21,686 | €17,078 | -€4,608 | -21.3% |
| Tangible fixed assets | 22/27 | €21,686 | €17,078 | -€4,608 | -21.3% |
| Plant, machinery and equipment | 23 | €3,668 | €2,723 | -€945 | -25.8% |
| Furniture and vehicles | 24 | €1,316 | €1,497 | +€181 | +13.8% |
| Other tangible fixed assets | 26 | €16,702 | €12,858 | -€3,844 | -23.0% |
| Current assets | 29/58 | €57,201 | €61,908 | +€4,707 | +8.2% |
| Stocks and contracts in progress | 3 | €2,653 | €3,651 | +€998 | +37.6% |
| Stocks | 30/36 | €2,653 | €3,651 | +€998 | +37.6% |
| Amounts receivable within one year | 40/41 | €380 | €430 | +€49 | +13.0% |
| Trade receivables | 40 | €0 | €0 | = | |
| Other amounts receivable | 41 | €380 | €430 | +€49 | +13.0% |
| Cash at bank and in hand | 54/58 | €54,168 | €54,722 | +€553 | +1.0% |
| Deferred charges and accrued income | 490/1 | €0 | €3,106 | +€3,106 | |
| Total equity and liabilities | 10/49 | €78,888 | €78,986 | +€98 | +0.1% |
| Equity | 10/15 | €59,817 | €57,826 | -€1,991 | -3.3% |
| Contributions | 10/11 | €15,180 | €15,180 | = | 0.0% |
| Profit (loss) carried forward | 14 | €44,637 | €42,646 | -€1,991 | -4.5% |
| Amounts payable | 17/49 | €19,070 | €21,160 | +€2,090 | +11.0% |
| Amounts payable within one year | 42/48 | €19,070 | €20,887 | +€1,817 | +9.5% |
| Trade debts | 44 | €3,803 | €5,907 | +€2,104 | +55.3% |
| Suppliers | 440/4 | €3,803 | €5,907 | +€2,104 | +55.3% |
| Taxes, remuneration and social security | 45 | €11,238 | €10,371 | -€867 | -7.7% |
| Taxes | 450/3 | €2,106 | €2,645 | +€539 | +25.6% |
| Remuneration and social security | 454/9 | €9,132 | €7,725 | -€1,407 | -15.4% |
| Other amounts payable | 47/48 | €4,029 | €4,610 | +€580 | +14.4% |
| Accrued charges and deferred income | 492/3 | €0 | €273 | +€273 | |
| Turnover | 70 | €333,439 | €319,616 | -€13,823 | -4.1% |
| Goods, raw materials, services and sundry goods | 60/61 | €217,203 | €216,654 | -€549 | -0.3% |
| Remuneration, social security and pensions | 62 | €93,533 | €102,800 | +€9,266 | +9.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,097 | €5,794 | -€304 | -5.0% |
| Other operating charges | 640/8 | €286 | €242 | -€44 | -15.5% |
| Gross operating margin | 9900 | €136,549 | €104,008 | -€32,541 | -23.8% |
| Operating profit (loss) | 9901 | €36,632 | -€4,827 | -€41,459 | |
| Financial income | 75/76B | €1 | €6,821 | +€6,820 | +688,920% |
| Recurring financial income | 75 | €1 | €1 | +€0 | +54.3% |
| Non-recurring financial income | 76B | €0 | €6,820 | +€6,820 | +2,351,700% |
| Financial charges | 65/66B | €2,955 | €3,985 | +€1,030 | +34.8% |
| Recurring financial charges | 65 | €2,802 | €3,985 | +€1,183 | +42.2% |
| Non-recurring financial charges | 66B | €154 | - | -€154 | |
| Profit (loss) for the period before taxes | 9903 | €33,678 | -€1,991 | -€35,669 | |
| Income taxes | 67/77 | €3,433 | - | -€3,433 | |
| Profit (loss) for the period | 9904 | €30,244 | -€1,991 | -€32,235 | |
| Profit (loss) for the period to be appropriated | 9905 | €30,244 | -€1,991 | -€32,235 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.