LCL Immo: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
LCL Immo
Largest movements
- Cash -€63,996
down €63,996 (-98.3%), from €65,108 to €1,112
mainly Other debts (-€56,109) and Stocks and contracts (-€41,930)
- Stocks and contracts +€41,930
up €41,930 (+39.6%), from €105,861 to €147,791
- Other debts -€56,109
down €56,109 (-79.6%), from €70,476 to €14,367
- Reserves +€36,000
up €36,000 (+50.7%), from €71,000 to €107,000
- Taxes +€4,649
up €4,649 (+65.9%), from €7,059 to €11,708
- Financial charges +€2,520
up €2,520 (+710.9%), from €354 to €2,874
- Gross operating margin +€1,581
up €1,581 (+2.8%), from €56,443 to €58,025
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €241,195 | €219,974 | -€21,220 | -8.8% |
| Fixed assets | 21/28 | €49,140 | €49,140 | = | 0.0% |
| Tangible fixed assets | 22/27 | €49,140 | €49,140 | = | 0.0% |
| Land and buildings | 22 | €49,140 | €49,140 | = | 0.0% |
| Current assets | 29/58 | €192,055 | €170,834 | -€21,220 | -11.0% |
| Stocks and contracts in progress | 3 | €105,861 | €147,791 | +€41,930 | +39.6% |
| Stocks | 30/36 | €105,861 | €147,791 | +€41,930 | +39.6% |
| Amounts receivable within one year | 40/41 | €19,820 | €21,092 | +€1,273 | +6.4% |
| Trade receivables | 40 | €4,020 | €0 | -€4,020 | -100.0% |
| Other amounts receivable | 41 | €15,800 | €21,092 | +€5,292 | +33.5% |
| Cash at bank and in hand | 54/58 | €65,108 | €1,112 | -€63,996 | -98.3% |
| Deferred charges and accrued income | 490/1 | €1,265 | €839 | -€427 | -33.7% |
| Total equity and liabilities | 10/49 | €241,195 | €219,974 | -€21,220 | -8.8% |
| Equity | 10/15 | €89,609 | €125,975 | +€36,366 | +40.6% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €71,000 | €107,000 | +€36,000 | +50.7% |
| Distributable reserves | 133 | €71,000 | €107,000 | +€36,000 | +50.7% |
| Profit (loss) carried forward | 14 | €17 | €383 | +€366 | +2111.3% |
| Amounts payable | 17/49 | €151,585 | €93,999 | -€57,586 | -38.0% |
| Amounts payable after more than one year | 17 | €70,000 | €70,000 | = | 0.0% |
| Financial debts | 170/4 | €70,000 | €70,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €81,585 | €23,999 | -€57,586 | -70.6% |
| Current portion of amounts payable after more than one year | 42 | €7,515 | €7,546 | +€31 | +0.4% |
| Trade debts | 44 | €3,594 | €2,086 | -€1,509 | -42.0% |
| Suppliers | 440/4 | €3,594 | €2,086 | -€1,509 | -42.0% |
| Taxes, remuneration and social security | 45 | €0 | - | = | |
| Taxes | 450/3 | €0 | - | = | |
| Other amounts payable | 47/48 | €70,476 | €14,367 | -€56,109 | -79.6% |
| Non-recurring operating income | 76A | - | €3,000 | +€3,000 | |
| Other operating charges | 640/8 | €7,290 | €7,077 | -€213 | -2.9% |
| Gross operating margin | 9900 | €56,443 | €58,025 | +€1,581 | +2.8% |
| Operating profit (loss) | 9901 | €49,154 | €50,948 | +€1,794 | +3.7% |
| Financial charges | 65/66B | €354 | €2,874 | +€2,520 | +710.9% |
| Recurring financial charges | 65 | €354 | €2,874 | +€2,520 | +710.9% |
| Profit (loss) for the period before taxes | 9903 | €48,799 | €48,074 | -€726 | -1.5% |
| Income taxes | 67/77 | €7,059 | €11,708 | +€4,649 | +65.9% |
| Profit (loss) for the period | 9904 | €41,740 | €36,366 | -€5,374 | -12.9% |
| Profit (loss) for the period to be appropriated | 9905 | €41,740 | €36,366 | -€5,374 | -12.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 2 October 2026 via checked.be.