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Laurent Ruidant: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Laurent Ruidant

BE 0597.738.942
NACE 70.200, Business and other management consultancy
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€812
2024 · €82,198-€83,010
Equity
€110,464
2024 · €111,276-€812
Cash
€20,038
2024 · €179,257-€159,219
Balance sheet total
€255,230
2024 · €351,847-€96,617

Largest movements

2024 to 2025
Assets
  • Cash -€159,219

    down €159,219 (-88.8%), from €179,257 to €20,038

    mainly Investment in fixed assets (net) (-€81,297) and Other debts (-€55,622)

  • Financial fixed assets +€79,794

    new in 2025: €79,794

  • Tangible fixed assets -€8,396

    down €8,396 (-5.6%), from €151,037 to €142,642

    of which Leasing and similar rights: -€4,607

  • Receivables within one year -€8,024

    down €8,024 (-45.4%), from €17,679 to €9,655

    of which Trade receivables: -€8,044

Equity and liabilities
  • Other debts -€55,622

    down €55,622 (-69.0%), from €80,669 to €25,047

  • Trade debts -€18,935

    down €18,935 (-65.6%), from €28,881 to €9,946

  • Debts after one year -€13,697

    down €13,697 (-17.3%), from €79,225 to €65,527

    of which Financial debts: -€13,697

  • Tax, wage and social debts -€8,368

    down €8,368 (-21.7%), from €38,527 to €30,159

    of which Taxes: -€6,868

Income statement
  • Gross operating margin -€111,746

    down €111,746 (-85.0%), from €131,539 to €19,793

  • Taxes -€21,347

    down €21,347 (-92.8%), from €23,004 to €1,657

  • Other operating charges -€3,866

    down €3,866 (-50.0%), from €7,734 to €3,868

  • Financial charges -€3,211

    down €3,211 (-36.6%), from €8,772 to €5,560

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €82,198
Gross operating margin -€111,746
Depreciation -€45
Other operating charges +€3,866
Financial income +€356
Financial charges +€3,211
Taxes +€21,347
Result 2025 -€812

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€64,652
Investment -€81,297
Financing -€13,270
Cash 2024 €179,257
Net result for the year -€812
Depreciation +€9,899
Receivables within one year +€8,024
Deferred charges and accrued income +€773
Trade debts -€18,935
Tax, wage and social debts -€8,368
Other debts -€55,622
Accrued charges and deferred income +€390
Investment in fixed assets (net) -€81,297
Debts after one year -€13,697
Current portion of long-term debt +€428
Cash 2025 €20,038
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €351,847 €255,230 -€96,617 -27.5%
Fixed assets 21/28 €151,037 €222,435 +€71,398 +47.3%
Tangible fixed assets 22/27 €151,037 €142,642 -€8,396 -5.6%
Land and buildings 22 €130,584 €126,656 -€3,927 -3.0%
Plant, machinery and equipment 23 €170 €127 -€43 -25.4%
Furniture and vehicles 24 €2,112 €2,294 +€182 +8.6%
Leasing and similar rights 25 €18,172 €13,564 -€4,607 -25.4%
Financial fixed assets 28 - €79,794 +€79,794
Current assets 29/58 €200,810 €32,795 -€168,015 -83.7%
Amounts receivable within one year 40/41 €17,679 €9,655 -€8,024 -45.4%
Trade receivables 40 €17,679 €9,634 -€8,044 -45.5%
Other amounts receivable 41 - €21 +€21
Cash at bank and in hand 54/58 €179,257 €20,038 -€159,219 -88.8%
Deferred charges and accrued income 490/1 €3,874 €3,101 -€773 -19.9%
Total equity and liabilities 10/49 €351,847 €255,230 -€96,617 -27.5%
Equity 10/15 €111,276 €110,464 -€812 -0.7%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €33,723 €33,723 = 0.0%
Distributable reserves 133 €33,723 €33,723 = 0.0%
Profit (loss) carried forward 14 €58,953 €58,141 -€812 -1.4%
Amounts payable 17/49 €240,571 €144,766 -€95,805 -39.8%
Amounts payable after more than one year 17 €79,225 €65,527 -€13,697 -17.3%
Financial debts 170/4 €79,225 €65,527 -€13,697 -17.3%
Other amounts payable 178/9 €0 - =
Amounts payable within one year 42/48 €161,346 €78,849 -€82,497 -51.1%
Current portion of amounts payable after more than one year 42 €13,270 €13,697 +€428 +3.2%
Trade debts 44 €28,881 €9,946 -€18,935 -65.6%
Suppliers 440/4 €28,881 €9,946 -€18,935 -65.6%
Taxes, remuneration and social security 45 €38,527 €30,159 -€8,368 -21.7%
Taxes 450/3 €37,027 €30,159 -€6,868 -18.5%
Remuneration and social security 454/9 €1,500 €0 -€1,500 -100.0%
Other amounts payable 47/48 €80,669 €25,047 -€55,622 -69.0%
Accrued charges and deferred income 492/3 - €390 +€390
Non-recurring operating income 76A €88,732 - -€88,732
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €9,854 €9,899 +€45 +0.5%
Other operating charges 640/8 €7,734 €3,868 -€3,866 -50.0%
Gross operating margin 9900 €131,539 €19,793 -€111,746 -85.0%
Operating profit (loss) 9901 €113,951 €6,026 -€107,925 -94.7%
Financial income 75/76B €22 €378 +€356 +1601.7%
Recurring financial income 75 €22 €378 +€356 +1601.7%
Non-recurring financial income 76B - €0 =
Financial charges 65/66B €8,772 €5,560 -€3,211 -36.6%
Recurring financial charges 65 €8,772 €5,560 -€3,211 -36.6%
Profit (loss) for the period before taxes 9903 €105,202 €845 -€104,357 -99.2%
Income taxes 67/77 €23,004 €1,657 -€21,347 -92.8%
Profit (loss) for the period 9904 €82,198 -€812 -€83,010
Profit (loss) for the period to be appropriated 9905 €82,198 -€812 -€83,010

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.