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LARETEX: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

LARETEX

BE 0480.103.874
NACE 46.160, Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€4,577
2024 · €14,527-€9,950
Equity
€69,830
2024 · €182,039-€112,209
Cash
€148,573
2024 · €173,206-€24,633
Balance sheet total
€214,030
2024 · €246,287-€32,257

Largest movements

2024 to 2025
Assets
  • Cash -€24,633

    down €24,633 (-14.2%), from €173,206 to €148,573

    mainly Contributions, distributions and other (-€116,786) and Investment in fixed assets (net) (-€4,289)

  • Receivables within one year -€10,861

    down €10,861 (-16.6%), from €65,431 to €54,570

    of which Trade receivables: -€12,628

Equity and liabilities
  • Reserves -€112,209

    down €112,209 (-63.8%), from €175,839 to €63,630

    of which Distributable reserves: -€112,209

  • Other debts +€75,841

    up €75,841 (+185.2%), from €40,944 to €116,786

  • Trade debts +€4,762

    up €4,762 (+48.7%), from €9,784 to €14,547

Income statement
  • Write-downs -€39,373

    no longer reported in 2025 (was €39,373)

  • Gross operating margin -€34,667

    down €34,667 (-27.2%), from €127,586 to €92,919

  • Other operating charges +€17,416

    up €17,416 (+4530.1%), from €384 to €17,800

  • Taxes -€3,493

    down €3,493 (-42.1%), from €8,300 to €4,807

  • Staff costs +€1,674

    up €1,674 (+2.7%), from €61,908 to €63,582

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €14,527
Gross operating margin -€34,667
Staff costs -€1,674
Depreciation +€497
Write-downs +€39,373
Other operating charges -€17,416
Financial income +€273
Financial charges +€169
Taxes +€3,493
Result 2025 €4,577

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€96,442
Investment -€4,289
Financing -€116,786
Cash 2024 €173,206
Net result for the year +€4,577
Depreciation +€2,236
Receivables within one year +€10,861
Deferred charges and accrued income -€1,184
Trade debts +€4,762
Tax, wage and social debts +€48
Other debts +€75,841
Accrued charges and deferred income -€700
Investment in fixed assets (net) -€4,289
Contributions, distributions and other -€116,786
Cash 2025 €148,573
Every line side by side 41 lines
Line Code 2024 2025 Change %
Total assets 20/58 €246,287 €214,030 -€32,257 -13.1%
Fixed assets 21/28 €7,650 €9,703 +€2,053 +26.8%
Tangible fixed assets 22/27 €7,650 €9,703 +€2,053 +26.8%
Furniture and vehicles 24 €3,975 €6,509 +€2,534 +63.7%
Other tangible fixed assets 26 €3,675 €3,194 -€481 -13.1%
Current assets 29/58 €238,637 €204,327 -€34,310 -14.4%
Amounts receivable within one year 40/41 €65,431 €54,570 -€10,861 -16.6%
Trade receivables 40 €43,941 €31,313 -€12,628 -28.7%
Other amounts receivable 41 €21,490 €23,257 +€1,767 +8.2%
Cash at bank and in hand 54/58 €173,206 €148,573 -€24,633 -14.2%
Deferred charges and accrued income 490/1 - €1,184 +€1,184
Total equity and liabilities 10/49 €246,287 €214,030 -€32,257 -13.1%
Equity 10/15 €182,039 €69,830 -€112,209 -61.6%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €175,839 €63,630 -€112,209 -63.8%
Non-distributable reserves 130/1 €620 €620 = 0.0%
Reserves not available under the articles 1311 €620 €620 = 0.0%
Distributable reserves 133 €175,219 €63,010 -€112,209 -64.0%
Amounts payable 17/49 €64,249 €144,200 +€79,952 +124.4%
Amounts payable within one year 42/48 €63,549 €144,200 +€80,652 +126.9%
Trade debts 44 €9,784 €14,547 +€4,762 +48.7%
Suppliers 440/4 €9,784 €14,547 +€4,762 +48.7%
Taxes, remuneration and social security 45 €12,820 €12,868 +€48 +0.4%
Taxes 450/3 €2,750 €2,297 -€453 -16.5%
Remuneration and social security 454/9 €10,070 €10,572 +€501 +5.0%
Other amounts payable 47/48 €40,944 €116,786 +€75,841 +185.2%
Accrued charges and deferred income 492/3 €700 - -€700
Remuneration, social security and pensions 62 €61,908 €63,582 +€1,674 +2.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,733 €2,236 -€497 -18.2%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €39,373 - -€39,373
Other operating charges 640/8 €384 €17,800 +€17,416 +4530.1%
Gross operating margin 9900 €127,586 €92,919 -€34,667 -27.2%
Operating profit (loss) 9901 €23,187 €9,301 -€13,886 -59.9%
Financial income 75/76B €390 €663 +€273 +70.1%
Recurring financial income 75 €390 €663 +€273 +70.1%
Financial charges 65/66B €750 €581 -€169 -22.6%
Recurring financial charges 65 €750 €581 -€169 -22.6%
Profit (loss) for the period before taxes 9903 €22,827 €9,383 -€13,443 -58.9%
Income taxes 67/77 €8,300 €4,807 -€3,493 -42.1%
Profit (loss) for the period 9904 €14,527 €4,577 -€9,950 -68.5%
Profit (loss) for the period to be appropriated 9905 €14,527 €4,577 -€9,950 -68.5%

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.