La Maison du Prêt: what changed
What changed
La Maison du Prêt
NACE 66.199, Other activities auxiliary to financial services, excluding insurance and pension funding
filed annual accounts (NBB)
Net result for the year
€116,017
2024 · €38,152+€77,865
Equity
€1.1m
2024 · €1.0m+€116,017
Cash
€1.3m
2024 · €595,428+€690,280
Balance sheet total
€2.9m
2024 · €1.7m+€1.2m
Largest movements
Assets
- Cash +€690,280
up €690,280 (+116%), from €595,428 to €1.3m
mainly Trade debts (+€1.1m) and Net result for the year (+€116,017)
- Tangible fixed assets +€315,136
up €315,136 (+30.8%), from €1.0m to €1.3m
of which Land and buildings: +€241,719
- Receivables within one year +€234,961
up €234,961 (+73,655%), from €319 to €235,280
of which Other amounts receivable: +€235,280
Equity and liabilities
- Trade debts +€1.1m
up €1.1m (+301%), from €374,241 to €1.5m
of which Bills of exchange payable: +€1.1m
- Profit (loss) carried forward +€116,017
up €116,017 (+25.2%), from €460,472 to €576,490
- Debts after one year -€103,868
down €103,868 (-40.5%), from €256,642 to €152,774
- Other debts +€60,159
new in 2025: €60,159
Income statement
- Turnover -€2.2m
no longer reported in 2025 (was €2.2m)
- Purchases and services -€2.0m
no longer reported in 2025 (was €2.0m)
- Gross operating margin +€230,591
up €230,591 (+96.8%), from €238,324 to €468,915
- Staff costs +€98,590
up €98,590 (+103%), from €96,011 to €194,601
- Depreciation +€39,242
up €39,242 (+71.8%), from €54,641 to €93,883
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€38,152
Gross operating margin
+€230,591
Staff costs
-€98,590
Depreciation
-€39,242
Other operating charges
-€141
Other operating items
-€26,156
Financial income
+€644
Financial charges
+€1,222
Taxes
+€9,538
Result 2025
€116,017
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€1.2m
Investment
-€409,019
Financing
-€95,287
Cash 2024
€595,428
From operations (derived)
+€1.2m
Net result for the year
+€116,017
Depreciation
+€93,883
Receivables within one year
-€234,961
Deferred charges and accrued income
+€26,769
Trade debts
+€1.1m
Tax, wage and social debts
+€7,037
Other debts
+€60,159
Investment (derived)
-€409,019
Investment in fixed assets (net)
-€409,019
Financing
-€95,287
Debts after one year
-€103,868
Current portion of long-term debt
+€8,581
Cash 2025
€1.3m
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,700,949 | €2,914,557 | +€1.2m | +71.3% |
| Fixed assets | 21/28 | €1,078,432 | €1,393,569 | +€315,136 | +29.2% |
| Tangible fixed assets | 22/27 | €1,024,435 | €1,339,571 | +€315,136 | +30.8% |
| Land and buildings | 22 | €854,554 | €1,096,273 | +€241,719 | +28.3% |
| Plant, machinery and equipment | 23 | €135,907 | €173,339 | +€37,432 | +27.5% |
| Furniture and vehicles | 24 | €33,975 | €69,960 | +€35,985 | +106% |
| Financial fixed assets | 28 | €53,997 | €53,997 | = | 0.0% |
| Current assets | 29/58 | €622,516 | €1,520,988 | +€898,472 | +144% |
| Amounts receivable within one year | 40/41 | €319 | €235,280 | +€234,961 | +73,655% |
| Trade receivables | 40 | €319 | - | -€319 | |
| Other amounts receivable | 41 | - | €235,280 | +€235,280 | |
| Cash at bank and in hand | 54/58 | €595,428 | €1,285,708 | +€690,280 | +116% |
| Deferred charges and accrued income | 490/1 | €26,769 | - | -€26,769 | |
| Total equity and liabilities | 10/49 | €1,700,949 | €2,914,557 | +€1.2m | +71.3% |
| Equity | 10/15 | €1,029,472 | €1,145,490 | +€116,017 | +11.3% |
| Contributions | 10/11 | €18,000 | €18,000 | = | 0.0% |
| Capital | 10 | €18,000 | €18,000 | = | 0.0% |
| Issued capital | 100 | €18,000 | €18,000 | = | 0.0% |
| Revaluation surpluses | 12 | €551,000 | €551,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €460,472 | €576,490 | +€116,017 | +25.2% |
| Amounts payable | 17/49 | €671,476 | €1,769,067 | +€1.1m | +163% |
| Amounts payable after more than one year | 17 | €256,642 | €152,774 | -€103,868 | -40.5% |
| Financial debts | 170/4 | €256,642 | €152,774 | -€103,868 | -40.5% |
| Amounts payable within one year | 42/48 | €414,834 | €1,616,294 | +€1.2m | +290% |
| Current portion of amounts payable after more than one year | 42 | €40,593 | €49,175 | +€8,581 | +21.1% |
| Trade debts | 44 | €374,241 | €1,499,923 | +€1.1m | +301% |
| Suppliers | 440/4 | - | €2,164 | +€2,164 | |
| Bills of exchange payable | 441 | €374,241 | €1,497,759 | +€1.1m | +300% |
| Taxes, remuneration and social security | 45 | - | €7,037 | +€7,037 | |
| Taxes | 450/3 | - | €1,553 | +€1,553 | |
| Remuneration and social security | 454/9 | - | €5,483 | +€5,483 | |
| Other amounts payable | 47/48 | - | €60,159 | +€60,159 | |
| Turnover | 70 | €2,209,819 | - | -€2.2m | |
| Goods, raw materials, services and sundry goods | 60/61 | €1,985,232 | - | -€2.0m | |
| Remuneration, social security and pensions | 62 | €96,011 | €194,601 | +€98,590 | +103% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €54,641 | €93,883 | +€39,242 | +71.8% |
| Other operating charges | 640/8 | €6,817 | €6,958 | +€141 | +2.1% |
| Non-recurring operating charges | 66A | - | €26,156 | +€26,156 | |
| Gross operating margin | 9900 | €238,324 | €468,915 | +€230,591 | +96.8% |
| Operating profit (loss) | 9901 | €80,855 | €147,317 | +€66,462 | +82.2% |
| Financial income | 75/76B | €82 | €726 | +€644 | +789% |
| Recurring financial income | 75 | €82 | €726 | +€644 | +789% |
| Financial charges | 65/66B | €10,650 | €9,428 | -€1,222 | -11.5% |
| Recurring financial charges | 65 | €10,650 | €9,428 | -€1,222 | -11.5% |
| Profit (loss) for the period before taxes | 9903 | €70,287 | €138,614 | +€68,328 | +97.2% |
| Income taxes | 67/77 | €32,135 | €22,597 | -€9,538 | -29.7% |
| Profit (loss) for the period | 9904 | €38,152 | €116,017 | +€77,865 | +204% |
| Profit (loss) for the period to be appropriated | 9905 | €38,152 | €116,017 | +€77,865 | +204% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.