L. Creemers: what changed
What changed
L. Creemers
NACE 86.210, General medical practice
filed annual accounts (NBB)
Net result for the year
€63,289
2024 · €67,528-€4,239
Equity
€18,600
2024 · €18,600
Cash
€49,748
2024 · €24,492+€25,256
Balance sheet total
€82,050
2024 · €121,182-€39,132
Largest movements
Assets
- Current investments -€65,000
down €65,000 (-100%), from €65,000 to €0
- Cash +€25,256
up €25,256 (+103%), from €24,492 to €49,748
mainly Current investments (+€65,000) and Net result for the year (+€63,289)
Equity and liabilities
- Other debts -€37,126
down €37,126 (-40.8%), from €90,922 to €53,795
- Tax, wage and social debts -€1,839
down €1,839 (-16.2%), from €11,332 to €9,493
Income statement
- Gross operating margin -€4,547
down €4,547 (-5.1%), from €88,696 to €84,150
- Financial charges -€4,253
down €4,253 (-99.0%), from €4,298 to €45
- Financial income -€3,875
down €3,875 (-84.9%), from €4,563 to €688
- Taxes -€1,148
down €1,148 (-6.3%), from €18,232 to €17,084
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€67,528
Gross operating margin
-€4,547
Depreciation
-€675
Other operating charges
-€544
Financial income
-€3,875
Financial charges
+€4,253
Taxes
+€1,148
Result 2025
€63,289
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€27,575
Investment
+€60,970
Financing
-€63,289
Cash 2024
€24,492
From operations (derived)
+€27,575
Net result for the year
+€63,289
Depreciation
+€3,112
Receivables within one year
+€307
Trade debts
+€161
Tax, wage and social debts
-€1,839
Other debts
-€37,126
Accrued charges and deferred income
-€328
Investment (derived)
+€60,970
Investment in fixed assets (net)
-€4,030
Current investments
+€65,000
Financing
-€63,289
Contributions, distributions and other
-€63,289
Cash 2025
€49,748
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €121,182 | €82,050 | -€39,132 | -32.3% |
| Fixed assets | 21/28 | €12,037 | €12,955 | +€918 | +7.6% |
| Tangible fixed assets | 22/27 | €12,037 | €12,955 | +€918 | +7.6% |
| Furniture and vehicles | 24 | €5,636 | €5,671 | +€35 | +0.6% |
| Other tangible fixed assets | 26 | €6,401 | €7,284 | +€883 | +13.8% |
| Current assets | 29/58 | €109,145 | €69,095 | -€40,050 | -36.7% |
| Amounts receivable within one year | 40/41 | €19,653 | €19,346 | -€307 | -1.6% |
| Trade receivables | 40 | €12,424 | €8,605 | -€3,819 | -30.7% |
| Other amounts receivable | 41 | €7,229 | €10,742 | +€3,512 | +48.6% |
| Current investments | 50/53 | €65,000 | €0 | -€65,000 | -100% |
| Cash at bank and in hand | 54/58 | €24,492 | €49,748 | +€25,256 | +103% |
| Total equity and liabilities | 10/49 | €121,182 | €82,050 | -€39,132 | -32.3% |
| Equity | 10/15 | €18,600 | €18,600 | = | 0.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €0 | - | = | |
| Distributable reserves | 133 | €0 | - | = | |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €102,582 | €63,450 | -€39,132 | -38.1% |
| Amounts payable within one year | 42/48 | €102,254 | €63,450 | -€38,804 | -37.9% |
| Trade debts | 44 | €0 | €161 | +€161 | |
| Suppliers | 440/4 | €0 | €161 | +€161 | |
| Taxes, remuneration and social security | 45 | €11,332 | €9,493 | -€1,839 | -16.2% |
| Taxes | 450/3 | €11,332 | €9,493 | -€1,839 | -16.2% |
| Other amounts payable | 47/48 | €90,922 | €53,795 | -€37,126 | -40.8% |
| Accrued charges and deferred income | 492/3 | €328 | €0 | -€328 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,437 | €3,112 | +€675 | +27.7% |
| Other operating charges | 640/8 | €764 | €1,308 | +€544 | +71.2% |
| Gross operating margin | 9900 | €88,696 | €84,150 | -€4,547 | -5.1% |
| Operating profit (loss) | 9901 | €85,495 | €79,730 | -€5,765 | -6.7% |
| Financial income | 75/76B | €4,563 | €688 | -€3,875 | -84.9% |
| Recurring financial income | 75 | €4,563 | €688 | -€3,875 | -84.9% |
| Financial charges | 65/66B | €4,298 | €45 | -€4,253 | -99.0% |
| Recurring financial charges | 65 | €4,298 | €45 | -€4,253 | -99.0% |
| Profit (loss) for the period before taxes | 9903 | €85,760 | €80,372 | -€5,387 | -6.3% |
| Income taxes | 67/77 | €18,232 | €17,084 | -€1,148 | -6.3% |
| Profit (loss) for the period | 9904 | €67,528 | €63,289 | -€4,239 | -6.3% |
| Profit (loss) for the period to be appropriated | 9905 | €67,528 | €63,289 | -€4,239 | -6.3% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.