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KWALITIJD: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

KWALITIJD

BE 0437.890.860
NACE 79.120, Travel agency, tour operator and other reservation service and related activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€9,585
2024 · -€3,811-€5,774
Equity
-€111,069
2024 · -€101,484-€9,585
Cash
€4,980
2024 · €8,411-€3,431
Balance sheet total
€9,031
2024 · €13,900-€4,869

Largest movements

2024 to 2025
Assets
  • Cash -€3,431

    down €3,431 (-40.8%), from €8,411 to €4,980

    mainly Net result for the year (-€9,585) and Trade debts (-€283)

  • Stocks and contracts -€870

    down €870 (-34.7%), from €2,510 to €1,640

  • Receivables within one year -€567

    down €567 (-50.1%), from €1,131 to €564

    of which Trade receivables: -€876

Equity and liabilities
  • Profit (loss) carried forward -€9,585

    down €9,585 (-6.9%), from -€138,276 to -€147,861

  • Other debts +€5,000

    up €5,000 (+4.3%), from €115,100 to €120,100

  • Trade debts -€283

    down €283 (-100.0%), from €283 to €0

Income statement
  • Gross operating margin -€5,556

    down €5,556 (-301.8%), from -€1,841 to -€7,397

  • Other operating charges +€218

    up €218 (+11.6%), from €1,877 to €2,095

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€3,811
Gross operating margin -€5,556
Other operating charges -€218
Result 2025 -€9,585

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€3,431
Investment €0
Financing €0
Cash 2024 €8,411
Net result for the year -€9,585
Stocks and contracts +€870
Receivables within one year +€567
Deferred charges and accrued income +€1
Trade debts -€283
Other debts +€5,000
Cash 2025 €4,980
Every line side by side 29 lines
Line Code 2024 2025 Change %
Total assets 20/58 €13,900 €9,031 -€4,869 -35.0%
Current assets 29/58 €13,900 €9,031 -€4,869 -35.0%
Stocks and contracts in progress 3 €2,510 €1,640 -€870 -34.7%
Stocks 30/36 €2,510 €1,640 -€870 -34.7%
Amounts receivable within one year 40/41 €1,131 €564 -€567 -50.1%
Trade receivables 40 €920 €45 -€876 -95.2%
Other amounts receivable 41 €210 €519 +€309 +146.8%
Cash at bank and in hand 54/58 €8,411 €4,980 -€3,431 -40.8%
Deferred charges and accrued income 490/1 €1,849 €1,847 -€1 -0.1%
Total equity and liabilities 10/49 €13,900 €9,031 -€4,869 -35.0%
Equity 10/15 -€101,484 -€111,069 -€9,585 -9.4%
Contributions 10/11 €36,000 €36,000 = 0.0%
Reserves 13 €792 €792 = 0.0%
Distributable reserves 133 €792 €792 = 0.0%
Profit (loss) carried forward 14 -€138,276 -€147,861 -€9,585 -6.9%
Amounts payable 17/49 €115,383 €120,100 +€4,717 +4.1%
Amounts payable within one year 42/48 €115,383 €120,100 +€4,717 +4.1%
Trade debts 44 €283 €0 -€283 -100.0%
Suppliers 440/4 €283 €0 -€283 -100.0%
Other amounts payable 47/48 €115,100 €120,100 +€5,000 +4.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €0 - =
Other operating charges 640/8 €1,877 €2,095 +€218 +11.6%
Gross operating margin 9900 -€1,841 -€7,397 -€5,556 -301.8%
Operating profit (loss) 9901 -€3,718 -€9,492 -€5,774 -155.3%
Financial charges 65/66B €93 €93 = 0.0%
Recurring financial charges 65 €93 €93 = 0.0%
Profit (loss) for the period before taxes 9903 -€3,811 -€9,585 -€5,774 -151.5%
Profit (loss) for the period 9904 -€3,811 -€9,585 -€5,774 -151.5%
Profit (loss) for the period to be appropriated 9905 -€3,811 -€9,585 -€5,774 -151.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.