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KRZ-CONSTRUCT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

KRZ-CONSTRUCT

BE 0668.956.936
NACE 43.990, Other specialised construction activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€7,341
2024 · €7,285-€14,626
Equity
€88,517
2024 · €95,859-€7,341
Cash
€6,840
2024 · €12,505-€5,665
Balance sheet total
€126,357
2024 · €180,333-€53,976

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€45,597

    down €45,597 (-40.9%), from €111,506 to €65,909

    of which Trade receivables: -€37,085

  • Cash -€5,665

    down €5,665 (-45.3%), from €12,505 to €6,840

    mainly Trade debts (-€33,041) and Tax, wage and social debts (-€11,094)

  • Tangible fixed assets -€3,599

    down €3,599 (-58.0%), from €6,207 to €2,609

Equity and liabilities
  • Trade debts -€33,041

    down €33,041 (-51.3%), from €64,415 to €31,375

  • Tax, wage and social debts -€11,094

    down €11,094 (-63.2%), from €17,559 to €6,465

    of which Taxes: -€10,094

  • Profit (loss) carried forward -€7,341

    down €7,341 (-12.7%), from €57,799 to €50,457

Income statement
  • Write-downs +€27,591

    new in 2025: €27,591

  • Gross operating margin +€10,664

    up €10,664 (+39.2%), from €27,199 to €37,862

  • Other operating charges -€4,304

    down €4,304 (-30.3%), from €14,195 to €9,890

  • Depreciation +€2,335

    up €2,335 (+184.7%), from €1,264 to €3,599

  • Taxes -€609

    down €609 (-26.6%), from €2,292 to €1,684

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €7,285
Gross operating margin +€10,664
Depreciation -€2,335
Write-downs -€27,591
Other operating charges +€4,304
Financial income -€16
Financial charges -€261
Taxes +€609
Result 2025 -€7,341

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€4,780
Investment -€885
Financing €0
Cash 2024 €12,505
Net result for the year -€7,341
Depreciation +€3,599
Receivables within one year +€45,597
Trade debts -€33,041
Tax, wage and social debts -€11,094
Other debts -€1,000
Accrued charges and deferred income -€1,500
Investment in fixed assets (net) -€885
Cash 2025 €6,840
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €180,333 €126,357 -€53,976 -29.9%
Fixed assets 21/28 €6,322 €3,609 -€2,714 -42.9%
Tangible fixed assets 22/27 €6,207 €2,609 -€3,599 -58.0%
Furniture and vehicles 24 €6,207 €2,609 -€3,599 -58.0%
Financial fixed assets 28 €115 €1,000 +€885 +769.0%
Current assets 29/58 €174,011 €122,749 -€51,262 -29.5%
Amounts receivable after more than one year 29 €50,000 €50,000 = 0.0%
Other amounts receivable 291 €50,000 €50,000 = 0.0%
Amounts receivable within one year 40/41 €111,506 €65,909 -€45,597 -40.9%
Trade receivables 40 €67,333 €30,248 -€37,085 -55.1%
Other amounts receivable 41 €44,173 €35,660 -€8,513 -19.3%
Cash at bank and in hand 54/58 €12,505 €6,840 -€5,665 -45.3%
Total equity and liabilities 10/49 €180,333 €126,357 -€53,976 -29.9%
Equity 10/15 €95,859 €88,517 -€7,341 -7.7%
Contributions 10/11 €8,060 €8,060 = 0.0%
Reserves 13 €30,000 €30,000 = 0.0%
Distributable reserves 133 €30,000 €30,000 = 0.0%
Profit (loss) carried forward 14 €57,799 €50,457 -€7,341 -12.7%
Amounts payable 17/49 €84,474 €37,840 -€46,634 -55.2%
Amounts payable within one year 42/48 €82,974 €37,840 -€45,134 -54.4%
Trade debts 44 €64,415 €31,375 -€33,041 -51.3%
Suppliers 440/4 €64,415 €31,375 -€33,041 -51.3%
Taxes, remuneration and social security 45 €17,559 €6,465 -€11,094 -63.2%
Taxes 450/3 €16,559 €6,465 -€10,094 -61.0%
Remuneration and social security 454/9 €1,000 - -€1,000
Other amounts payable 47/48 €1,000 - -€1,000
Accrued charges and deferred income 492/3 €1,500 - -€1,500
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,264 €3,599 +€2,335 +184.7%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 - €27,591 +€27,591
Other operating charges 640/8 €14,195 €9,890 -€4,304 -30.3%
Gross operating margin 9900 €27,199 €37,862 +€10,664 +39.2%
Operating profit (loss) 9901 €11,740 -€3,218 -€14,957
Financial income 75/76B €18 €1 -€16 -92.2%
Recurring financial income 75 €18 €1 -€16 -92.2%
Financial charges 65/66B €2,181 €2,442 +€261 +12.0%
Recurring financial charges 65 €2,181 €2,442 +€261 +12.0%
Profit (loss) for the period before taxes 9903 €9,577 -€5,658 -€15,235
Income taxes 67/77 €2,292 €1,684 -€609 -26.6%
Profit (loss) for the period 9904 €7,285 -€7,341 -€14,626
Profit (loss) for the period to be appropriated 9905 €7,285 -€7,341 -€14,626

Source: filed annual accounts (NBB), fiscal years ended 31 August 2024 and 31 August 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.