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KOVERO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

KOVERO

BE 0891.138.703
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€226,173
2024 · €22,036+€204,137
Equity
€75,177
2024 · €29,004+€46,173
Cash
€547,494
2024 · €120,106+€427,388
Balance sheet total
€550,872
2024 · €2.6m-€2.0m

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€2.4m

    down €2.4m (-100.0%), from €2.4m to €0

  • Cash +€427,388

    up €427,388 (+355.8%), from €120,106 to €547,494

    mainly Stocks and contracts (+€2.4m) and Net result for the year (+€226,173)

  • Receivables within one year -€69,430

    down €69,430 (-95.4%), from €72,808 to €3,377

    of which Other amounts receivable: -€69,430

Equity and liabilities
  • Short-term financial debts -€2.4m

    down €2.4m (-100.0%), from €2.4m to €0

  • Tax, wage and social debts +€203,519

    up €203,519 (+6739.9%), from €3,020 to €206,538

  • Other debts +€87,245

    up €87,245 (+94.1%), from €92,755 to €180,000

  • Reserves +€46,173

    up €46,173 (+576.8%), from €8,004 to €54,177

  • Trade debts +€39,754

    up €39,754 (+81.3%), from €48,875 to €88,628

Income statement
  • Gross operating margin +€353,823

    up €353,823 (+1353.7%), from €26,137 to €379,960

  • Financial charges +€98,265

    up €98,265 (+9652.6%), from €1,018 to €99,283

  • Taxes +€81,698

    up €81,698 (+2705.6%), from €3,020 to €84,718

  • Financial income +€30,708

    up €30,708, from €0 to €30,708

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €22,036
Gross operating margin +€353,823
Other operating charges -€431
Financial income +€30,708
Financial charges -€98,265
Taxes -€81,698
Result 2025 €226,173

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€3.0m
Investment €0
Financing -€2.6m
Cash 2024 €120,106
Net result for the year +€226,173
Stocks and contracts +€2.4m
Receivables within one year +€69,430
Trade debts +€39,754
Tax, wage and social debts +€203,519
Other debts +€87,245
Accrued charges and deferred income -€24,540
Short-term financial debts -€2.4m
Contributions, distributions and other -€180,000
Cash 2025 €547,494
Every line side by side 35 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2,598,721 €550,872 -€2.0m -78.8%
Current assets 29/58 €2,598,721 €550,872 -€2.0m -78.8%
Stocks and contracts in progress 3 €2,405,807 €0 -€2.4m -100.0%
Stocks 30/36 €2,405,807 €0 -€2.4m -100.0%
Amounts receivable within one year 40/41 €72,808 €3,377 -€69,430 -95.4%
Trade receivables 40 €0 - =
Other amounts receivable 41 €72,808 €3,377 -€69,430 -95.4%
Cash at bank and in hand 54/58 €120,106 €547,494 +€427,388 +355.8%
Total equity and liabilities 10/49 €2,598,721 €550,872 -€2.0m -78.8%
Equity 10/15 €29,004 €75,177 +€46,173 +159.2%
Contributions 10/11 €21,000 €21,000 = 0.0%
Reserves 13 €8,004 €54,177 +€46,173 +576.8%
Distributable reserves 133 €8,004 €54,177 +€46,173 +576.8%
Profit (loss) carried forward 14 €0 €0 =
Amounts payable 17/49 €2,569,716 €475,695 -€2.1m -81.5%
Amounts payable within one year 42/48 €2,544,649 €475,167 -€2.1m -81.3%
Financial debts 43 €2,400,000 €0 -€2.4m -100.0%
Credit institutions 430/8 €2,400,000 €0 -€2.4m -100.0%
Trade debts 44 €48,875 €88,628 +€39,754 +81.3%
Suppliers 440/4 €48,875 €88,628 +€39,754 +81.3%
Taxes, remuneration and social security 45 €3,020 €206,538 +€203,519 +6739.9%
Taxes 450/3 €3,020 €206,538 +€203,519 +6739.9%
Other amounts payable 47/48 €92,755 €180,000 +€87,245 +94.1%
Accrued charges and deferred income 492/3 €25,068 €528 -€24,540 -97.9%
Other operating charges 640/8 €64 €495 +€431 +675.4%
Gross operating margin 9900 €26,137 €379,960 +€353,823 +1353.7%
Operating profit (loss) 9901 €26,074 €379,466 +€353,392 +1355.4%
Financial income 75/76B €0 €30,708 +€30,708
Recurring financial income 75 €0 €30,708 +€30,708
Financial charges 65/66B €1,018 €99,283 +€98,265 +9652.6%
Recurring financial charges 65 €1,018 €99,283 +€98,265 +9652.6%
Profit (loss) for the period before taxes 9903 €25,056 €310,890 +€285,835 +1140.8%
Income taxes 67/77 €3,020 €84,718 +€81,698 +2705.6%
Profit (loss) for the period 9904 €22,036 €226,173 +€204,137 +926.4%
Profit (loss) for the period to be appropriated 9905 €22,036 €226,173 +€204,137 +926.4%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.