Koncrete: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Koncrete
Largest movements
- Cash +€23,703
up €23,703 (+62.8%), from €37,740 to €61,443
mainly Net result for the year (+€76,656) and Other debts (+€22,932)
- Receivables within one year -€3,651
down €3,651 (-8.5%), from €43,138 to €39,487
of which Trade receivables: -€6,632
- Deferred charges and accrued income +€2,736
up €2,736 (+117.3%), from €2,332 to €5,069
- Profit (loss) carried forward +€61,126
no longer reported in 2025 (was -€61,126)
- Advances received -€35,006
no longer reported in 2025 (was €35,006)
- Other debts +€22,932
new in 2025: €22,932
- Trade debts -€12,395
down €12,395 (-73.6%), from €16,844 to €4,449
- Accrued charges and deferred income -€7,916
down €7,916 (-25.4%), from €31,193 to €23,278
- Gross operating margin +€46,864
up €46,864 (+117.3%), from €39,951 to €86,815
- Taxes +€5,465
up €5,465 (+2975.3%), from €184 to €5,649
- Write-downs +€3,449
new in 2025: €3,449
- Financial charges -€1,722
down €1,722 (-89.4%), from €1,926 to €204
of which Non-recurring financial charges: -€1,510
- Other operating charges +€1,022
up €1,022 (+886.8%), from €115 to €1,137
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €85,182 | €107,178 | +€21,996 | +25.8% |
| Fixed assets | 21/28 | €1,972 | €1,179 | -€793 | -40.2% |
| Tangible fixed assets | 22/27 | €1,767 | €774 | -€993 | -56.2% |
| Furniture and vehicles | 24 | €1,767 | €774 | -€993 | -56.2% |
| Financial fixed assets | 28 | €205 | €405 | +€200 | +97.6% |
| Current assets | 29/58 | €83,210 | €105,998 | +€22,788 | +27.4% |
| Amounts receivable within one year | 40/41 | €43,138 | €39,487 | -€3,651 | -8.5% |
| Trade receivables | 40 | €26,017 | €19,385 | -€6,632 | -25.5% |
| Other amounts receivable | 41 | €17,121 | €20,103 | +€2,981 | +17.4% |
| Cash at bank and in hand | 54/58 | €37,740 | €61,443 | +€23,703 | +62.8% |
| Deferred charges and accrued income | 490/1 | €2,332 | €5,069 | +€2,736 | +117.3% |
| Total equity and liabilities | 10/49 | €85,182 | €107,178 | +€21,996 | +25.8% |
| Equity | 10/15 | -€3,093 | €50,631 | +€53,724 | |
| Contributions | 10/11 | €4,000 | €4,000 | = | 0.0% |
| Reserves | 13 | €54,033 | €46,631 | -€7,402 | -13.7% |
| Distributable reserves | 133 | €54,033 | €46,631 | -€7,402 | -13.7% |
| Profit (loss) carried forward | 14 | -€61,126 | - | +€61,126 | |
| Amounts payable | 17/49 | €88,275 | €56,547 | -€31,728 | -35.9% |
| Amounts payable within one year | 42/48 | €57,082 | €33,270 | -€23,813 | -41.7% |
| Trade debts | 44 | €16,844 | €4,449 | -€12,395 | -73.6% |
| Suppliers | 440/4 | €16,844 | €4,449 | -€12,395 | -73.6% |
| Advances received on contracts in progress | 46 | €35,006 | - | -€35,006 | |
| Taxes, remuneration and social security | 45 | €5,233 | €5,889 | +€656 | +12.5% |
| Taxes | 450/3 | €3,133 | €5,889 | +€2,756 | +88.0% |
| Remuneration and social security | 454/9 | €2,100 | - | -€2,100 | |
| Other amounts payable | 47/48 | - | €22,932 | +€22,932 | |
| Accrued charges and deferred income | 492/3 | €31,193 | €23,278 | -€7,916 | -25.4% |
| Non-recurring operating income | 76A | €9,807 | €7,916 | -€1,891 | -19.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €993 | €993 | = | 0.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €3,449 | +€3,449 | |
| Other operating charges | 640/8 | €115 | €1,137 | +€1,022 | +886.8% |
| Non-recurring operating charges | 66A | €694 | - | -€694 | |
| Gross operating margin | 9900 | €39,951 | €86,815 | +€46,864 | +117.3% |
| Operating profit (loss) | 9901 | €38,149 | €81,236 | +€43,087 | +112.9% |
| Financial income | 75/76B | €1,891 | €1,273 | -€618 | -32.7% |
| Recurring financial income | 75 | €564 | €1,273 | +€709 | +125.8% |
| Non-recurring financial income | 76B | €1,327 | - | -€1,327 | |
| Financial charges | 65/66B | €1,926 | €204 | -€1,722 | -89.4% |
| Recurring financial charges | 65 | €426 | €214 | -€211 | -49.7% |
| Non-recurring financial charges | 66B | €1,500 | -€10 | -€1,510 | |
| Profit (loss) for the period before taxes | 9903 | €38,114 | €82,305 | +€44,191 | +115.9% |
| Income taxes | 67/77 | €184 | €5,649 | +€5,465 | +2975.3% |
| Profit (loss) for the period | 9904 | €37,930 | €76,656 | +€38,726 | +102.1% |
| Profit (loss) for the period to be appropriated | 9905 | €37,930 | €76,656 | +€38,726 | +102.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.