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KLUZZ: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

KLUZZ

BE 0835.452.288
NACE 47.519, Retail trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€8,822
2024 · €23,995-€15,173
Equity
€145,126
2024 · €136,304+€8,822
Cash
€53,222
2024 · €30,757+€22,465
Balance sheet total
€248,078
2024 · €223,613+€24,464

Largest movements

2024 to 2025
Assets
  • Cash +€22,465

    up €22,465 (+73.0%), from €30,757 to €53,222

    mainly Depreciation (+€24,420) and Debts after one year (+€11,403)

  • Tangible fixed assets +€12,389

    up €12,389 (+10.6%), from €116,470 to €128,859

    of which Furniture and vehicles: +€18,054

  • Receivables within one year -€10,390

    down €10,390 (-13.6%), from €76,386 to €65,996

    of which Other amounts receivable: -€7,747

Equity and liabilities
  • Other debts -€12,320

    down €12,320 (-100.0%), from €12,320 to €0

  • Debts after one year +€11,403

    up €11,403 (+20.0%), from €57,024 to €68,426

  • Trade debts +€10,518

    up €10,518 (+1142.6%), from €921 to €11,438

  • Reserves +€8,822

    up €8,822 (+7.5%), from €117,704 to €126,526

    of which Distributable reserves: +€8,822

  • Current portion of long-term debt +€6,519

    up €6,519 (+39.9%), from €16,348 to €22,866

Income statement
  • Depreciation +€11,962

    up €11,962 (+96.0%), from €12,458 to €24,420

  • Gross operating margin -€8,743

    down €8,743 (-16.8%), from €52,182 to €43,440

  • Taxes -€5,918

    down €5,918 (-59.8%), from €9,897 to €3,979

  • Financial charges +€2,262

    up €2,262 (+152.2%), from €1,486 to €3,748

  • Other operating charges -€2,092

    down €2,092 (-58.8%), from €3,560 to €1,468

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €23,995
Gross operating margin -€8,743
Depreciation -€11,962
Other operating charges +€2,092
Financial income -€217
Financial charges -€2,262
Taxes +€5,918
Result 2025 €8,822

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€41,353
Investment -€36,809
Financing +€17,922
Cash 2024 €30,757
Net result for the year +€8,822
Depreciation +€24,420
Receivables within one year +€10,390
Trade debts +€10,518
Tax, wage and social debts -€477
Other debts -€12,320
Investment in fixed assets (net) -€36,809
Debts after one year +€11,403
Current portion of long-term debt +€6,519
Cash 2025 €53,222
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €223,613 €248,078 +€24,464 +10.9%
Fixed assets 21/28 €116,470 €128,859 +€12,389 +10.6%
Tangible fixed assets 22/27 €116,470 €128,859 +€12,389 +10.6%
Land and buildings 22 €25,150 €19,006 -€6,144 -24.4%
Plant, machinery and equipment 23 €12,940 €13,419 +€478 +3.7%
Furniture and vehicles 24 €78,380 €96,435 +€18,054 +23.0%
Current assets 29/58 €107,143 €119,218 +€12,075 +11.3%
Stocks and contracts in progress 3 €0 - =
Contracts in progress 37 €0 - =
Amounts receivable within one year 40/41 €76,386 €65,996 -€10,390 -13.6%
Trade receivables 40 €15,544 €12,901 -€2,642 -17.0%
Other amounts receivable 41 €60,842 €53,095 -€7,747 -12.7%
Cash at bank and in hand 54/58 €30,757 €53,222 +€22,465 +73.0%
Total equity and liabilities 10/49 €223,613 €248,078 +€24,464 +10.9%
Equity 10/15 €136,304 €145,126 +€8,822 +6.5%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €117,704 €126,526 +€8,822 +7.5%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Distributable reserves 133 €115,844 €124,666 +€8,822 +7.6%
Profit (loss) carried forward 14 €0 €0 =
Amounts payable 17/49 €87,309 €102,951 +€15,642 +17.9%
Amounts payable after more than one year 17 €57,024 €68,426 +€11,403 +20.0%
Financial debts 170/4 €57,024 €68,426 +€11,403 +20.0%
Amounts payable within one year 42/48 €30,285 €34,525 +€4,239 +14.0%
Current portion of amounts payable after more than one year 42 €16,348 €22,866 +€6,519 +39.9%
Trade debts 44 €921 €11,438 +€10,518 +1142.6%
Suppliers 440/4 €921 €11,438 +€10,518 +1142.6%
Taxes, remuneration and social security 45 €697 €220 -€477 -68.5%
Taxes 450/3 €697 €220 -€477 -68.5%
Other amounts payable 47/48 €12,320 €0 -€12,320 -100.0%
Non-recurring operating income 76A €5,661 €12,096 +€6,435 +113.7%
Remuneration, social security and pensions 62 €3,840 €3,840 = 0.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €12,458 €24,420 +€11,962 +96.0%
Other operating charges 640/8 €3,560 €1,468 -€2,092 -58.8%
Gross operating margin 9900 €52,182 €43,440 -€8,743 -16.8%
Operating profit (loss) 9901 €32,324 €13,712 -€18,612 -57.6%
Financial income 75/76B €3,054 €2,837 -€217 -7.1%
Recurring financial income 75 €3,054 €2,837 -€217 -7.1%
Financial charges 65/66B €1,486 €3,748 +€2,262 +152.2%
Recurring financial charges 65 €1,486 €3,748 +€2,262 +152.2%
Profit (loss) for the period before taxes 9903 €33,892 €12,801 -€21,091 -62.2%
Income taxes 67/77 €9,897 €3,979 -€5,918 -59.8%
Profit (loss) for the period 9904 €23,995 €8,822 -€15,173 -63.2%
Profit (loss) for the period to be appropriated 9905 €23,995 €8,822 -€15,173 -63.2%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.