KLOZY: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
KLOZY
Largest movements
- Receivables within one year -€5,847
down €5,847 (-99.9%), from €5,853 to €6
of which Trade receivables: -€5,838
- Intangible fixed assets -€1,019
down €1,019 (-24.4%), from €4,177 to €3,158
- Cash -€998
down €998 (-48.8%), from €2,047 to €1,049
mainly Trade debts (-€5,945) and Net result for the year (-€2,106)
- Trade debts -€5,945
down €5,945 (-86.0%), from €6,915 to €970
- Profit (loss) carried forward -€2,106
down €2,106 (-37.1%), from -€5,678 to -€7,783
- Tax, wage and social debts +€130
new in 2025: €130
- Staff costs -€9,897
no longer reported in 2025 (was €9,897)
- Gross operating margin -€6,232
down €6,232, from €5,381 to -€851
- Financial charges -€140
down €140 (-57.8%), from €242 to €102
- Other operating charges +€133
new in 2025: €133
- Depreciation +€99
up €99 (+10.8%), from €920 to €1,019
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €12,077 | €4,213 | -€7,864 | -65.1% |
| Fixed assets | 21/28 | €4,177 | €3,158 | -€1,019 | -24.4% |
| Intangible fixed assets | 21 | €4,177 | €3,158 | -€1,019 | -24.4% |
| Current assets | 29/58 | €7,900 | €1,055 | -€6,845 | -86.6% |
| Amounts receivable within one year | 40/41 | €5,853 | €6 | -€5,847 | -99.9% |
| Trade receivables | 40 | €5,838 | - | -€5,838 | |
| Other amounts receivable | 41 | €15 | €6 | -€9 | -58.8% |
| Cash at bank and in hand | 54/58 | €2,047 | €1,049 | -€998 | -48.8% |
| Total equity and liabilities | 10/49 | €12,077 | €4,213 | -€7,864 | -65.1% |
| Equity | 10/15 | -€2,678 | -€4,783 | -€2,106 | -78.6% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€5,678 | -€7,783 | -€2,106 | -37.1% |
| Amounts payable | 17/49 | €14,754 | €8,996 | -€5,758 | -39.0% |
| Amounts payable within one year | 42/48 | €14,715 | €8,996 | -€5,719 | -38.9% |
| Trade debts | 44 | €6,915 | €970 | -€5,945 | -86.0% |
| Suppliers | 440/4 | €6,915 | €970 | -€5,945 | -86.0% |
| Taxes, remuneration and social security | 45 | - | €130 | +€130 | |
| Taxes | 450/3 | - | €130 | +€130 | |
| Other amounts payable | 47/48 | €7,800 | €7,896 | +€96 | +1.2% |
| Accrued charges and deferred income | 492/3 | €39 | - | -€39 | |
| Remuneration, social security and pensions | 62 | €9,897 | - | -€9,897 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €920 | €1,019 | +€99 | +10.8% |
| Other operating charges | 640/8 | - | €133 | +€133 | |
| Gross operating margin | 9900 | €5,381 | -€851 | -€6,232 | |
| Operating profit (loss) | 9901 | -€5,436 | -€2,004 | +€3,433 | +63.1% |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €242 | €102 | -€140 | -57.8% |
| Recurring financial charges | 65 | €242 | €102 | -€140 | -57.8% |
| Profit (loss) for the period before taxes | 9903 | -€5,678 | -€2,106 | +€3,572 | +62.9% |
| Profit (loss) for the period | 9904 | -€5,678 | -€2,106 | +€3,572 | +62.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€5,678 | -€2,106 | +€3,572 | +62.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.