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KLEPPER Pascal: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

KLEPPER Pascal

BE 0463.015.840
NACE 43.410, Roofing work
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€148,456
2024 · €149,437-€980
Equity
€74,446
2024 · €80,990-€6,544
Cash
€132,851
2024 · €165,295-€32,443
Balance sheet total
€864,356
2024 · €897,036-€32,679

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€64,871

    down €64,871 (-10.4%), from €622,184 to €557,313

    of which Leasing and similar rights: -€59,653

  • Cash -€32,443

    down €32,443 (-19.6%), from €165,295 to €132,851

    mainly Contributions, distributions and other (-€155,000) and Debts after one year (-€70,359)

  • Stocks and contracts +€29,994

    up €29,994 (+51.1%), from €58,662 to €88,656

  • Receivables within one year +€24,285

    up €24,285 (+61.1%), from €39,719 to €64,004

    of which Other amounts receivable: +€42,380

  • Deferred charges and accrued income +€10,356

    up €10,356 (+95.6%), from €10,834 to €21,189

Equity and liabilities
  • Debts after one year -€70,359

    down €70,359 (-15.0%), from €469,829 to €399,470

  • Trade debts +€31,160

    up €31,160 (+234.5%), from €13,288 to €44,448

  • Advances received +€20,962

    up €20,962 (+72.3%), from €29,000 to €49,962

Income statement
  • Gross operating margin +€91,339

    up €91,339 (+20.6%), from €442,568 to €533,907

  • Taxes +€40,493

    up €40,493 (+228.0%), from €17,759 to €58,251

  • Depreciation +€36,206

    up €36,206 (+54.6%), from €66,350 to €102,556

  • Write-downs +€15,900

    new in 2025: €15,900

  • Other operating charges +€10,171

    up €10,171 (+175.3%), from €5,802 to €15,974

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €149,437
Gross operating margin +€91,339
Staff costs -€8,245
Depreciation -€36,206
Write-downs -€15,900
Other operating charges -€10,171
Financial income -€1,981
Financial charges -€6,017
Taxes -€40,493
Deferred taxes and other +€26,694
Result 2025 €148,456

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€233,586
Investment -€37,684
Financing -€228,345
Cash 2024 €165,295
Net result for the year +€148,456
Depreciation +€102,556
Stocks and contracts -€29,994
Receivables within one year -€24,285
Deferred charges and accrued income -€10,356
Provisions -€2,500
Trade debts +€31,160
Tax, wage and social debts +€5,010
Advances received +€20,962
Other debts -€7,423
Investment in fixed assets (net) -€37,684
Debts after one year -€70,359
Current portion of long-term debt -€2,986
Contributions, distributions and other -€155,000
Cash 2025 €132,851
Every line side by side 55 lines
Line Code 2024 2025 Change %
Total assets 20/58 €897,036 €864,356 -€32,679 -3.6%
Formation expenses 20 €0 €0 =
Fixed assets 21/28 €622,527 €557,656 -€64,871 -10.4%
Tangible fixed assets 22/27 €622,184 €557,313 -€64,871 -10.4%
Land and buildings 22 €48,877 €41,537 -€7,341 -15.0%
Plant, machinery and equipment 23 €28,304 €21,941 -€6,363 -22.5%
Furniture and vehicles 24 €791 €9,276 +€8,486 +1073.2%
Leasing and similar rights 25 €544,212 €484,559 -€59,653 -11.0%
Financial fixed assets 28 €343 €343 = 0.0%
Current assets 29/58 €274,509 €306,700 +€32,192 +11.7%
Stocks and contracts in progress 3 €58,662 €88,656 +€29,994 +51.1%
Stocks 30/36 €58,662 €88,656 +€29,994 +51.1%
Amounts receivable within one year 40/41 €39,719 €64,004 +€24,285 +61.1%
Trade receivables 40 €34,249 €16,154 -€18,094 -52.8%
Other amounts receivable 41 €5,470 €47,850 +€42,380 +774.8%
Cash at bank and in hand 54/58 €165,295 €132,851 -€32,443 -19.6%
Deferred charges and accrued income 490/1 €10,834 €21,189 +€10,356 +95.6%
Total equity and liabilities 10/49 €897,036 €864,356 -€32,679 -3.6%
Equity 10/15 €80,990 €74,446 -€6,544 -8.1%
Contributions 10/11 €6,197 €6,197 = 0.0%
Reserves 13 €72,582 €65,082 -€7,500 -10.3%
Tax-exempt reserves 132 €72,582 €65,082 -€7,500 -10.3%
Profit (loss) carried forward 14 €2,211 €3,167 +€956 +43.3%
Provisions and deferred taxes 16 €24,194 €21,694 -€2,500 -10.3%
Deferred taxes 168 €24,194 €21,694 -€2,500 -10.3%
Amounts payable 17/49 €791,852 €768,216 -€23,636 -3.0%
Amounts payable after more than one year 17 €469,829 €399,470 -€70,359 -15.0%
Financial debts 170/4 €469,829 €399,470 -€70,359 -15.0%
Amounts payable within one year 42/48 €322,023 €368,746 +€46,723 +14.5%
Current portion of amounts payable after more than one year 42 €92,934 €89,948 -€2,986 -3.2%
Trade debts 44 €13,288 €44,448 +€31,160 +234.5%
Suppliers 440/4 €13,288 €44,448 +€31,160 +234.5%
Advances received on contracts in progress 46 €29,000 €49,962 +€20,962 +72.3%
Taxes, remuneration and social security 45 €24,178 €29,188 +€5,010 +20.7%
Taxes 450/3 €14,546 €18,611 +€4,065 +27.9%
Remuneration and social security 454/9 €9,631 €10,577 +€945 +9.8%
Other amounts payable 47/48 €162,623 €155,200 -€7,423 -4.6%
Remuneration, social security and pensions 62 €169,211 €177,456 +€8,245 +4.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €66,350 €102,556 +€36,206 +54.6%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 - €15,900 +€15,900
Other operating charges 640/8 €5,802 €15,974 +€10,171 +175.3%
Gross operating margin 9900 €442,568 €533,907 +€91,339 +20.6%
Operating profit (loss) 9901 €201,205 €222,022 +€20,817 +10.3%
Financial income 75/76B €8,074 €6,093 -€1,981 -24.5%
Recurring financial income 75 €8,074 €6,093 -€1,981 -24.5%
Financial charges 65/66B €17,890 €23,907 +€6,017 +33.6%
Recurring financial charges 65 €17,890 €23,907 +€6,017 +33.6%
Profit (loss) for the period before taxes 9903 €191,389 €204,208 +€12,818 +6.7%
Transfer from deferred taxes 780 €806 €2,500 +€1,694 +210.2%
Transfer to deferred taxes 680 €25,000 - -€25,000
Income taxes 67/77 €17,759 €58,251 +€40,493 +228.0%
Profit (loss) for the period 9904 €149,437 €148,456 -€980 -0.7%
Transfer from tax-exempt reserves 789 €2,418 €7,500 +€5,082 +210.2%
Transfer to tax-exempt reserves 689 €75,000 - -€75,000
Profit (loss) for the period to be appropriated 9905 €76,855 €155,956 +€79,102 +102.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.