Klaverveld: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Klaverveld
Largest movements
- Receivables after one year -€156,598
no longer reported in 2025 (was €156,598)
- Cash +€14,734
up €14,734 (+24.7%), from €59,596 to €74,330
mainly Net result for the year (+€540,303) and Receivables after one year (+€156,598)
- Debts after one year -€491,890
down €491,890 (-54.8%), from €898,175 to €406,285
- Profit (loss) carried forward +€345,056
up €345,056 (+101%), from €342,025 to €687,080
- Tax, wage and social debts +€18,530
up €18,530 (+65.0%), from €28,520 to €47,050
- Other debts -€13,752
no longer reported in 2025 (was €13,752)
- Financial income +€313,628
up €313,628 (+172%), from €182,800 to €496,428
- Gross operating margin -€121,987
down €121,987 (-43.3%), from €281,801 to €159,814
- Taxes -€37,156
down €37,156 (-59.7%), from €62,269 to €25,113
- Financial charges -€3,723
down €3,723 (-4.2%), from €89,482 to €85,759
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,338,776 | €1,203,252 | -€135,524 | -10.1% |
| Fixed assets | 21/28 | €917,272 | €916,046 | -€1,227 | -0.1% |
| Tangible fixed assets | 22/27 | €4,940 | €3,713 | -€1,227 | -24.8% |
| Land and buildings | 22 | €4,940 | €3,713 | -€1,227 | -24.8% |
| Financial fixed assets | 28 | €912,333 | €912,333 | = | 0.0% |
| Current assets | 29/58 | €421,504 | €287,206 | -€134,298 | -31.9% |
| Amounts receivable after more than one year | 29 | €156,598 | - | -€156,598 | |
| Other amounts receivable | 291 | €156,598 | - | -€156,598 | |
| Amounts receivable within one year | 40/41 | €200,000 | €207,487 | +€7,487 | +3.7% |
| Trade receivables | 40 | €200,000 | €172,600 | -€27,400 | -13.7% |
| Other amounts receivable | 41 | - | €34,887 | +€34,887 | |
| Cash at bank and in hand | 54/58 | €59,596 | €74,330 | +€14,734 | +24.7% |
| Deferred charges and accrued income | 490/1 | €5,310 | €5,389 | +€79 | +1.5% |
| Total equity and liabilities | 10/49 | €1,338,776 | €1,203,252 | -€135,524 | -10.1% |
| Equity | 10/15 | €360,625 | €705,680 | +€345,056 | +95.7% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | €342,025 | €687,080 | +€345,056 | +101% |
| Amounts payable | 17/49 | €978,152 | €497,572 | -€480,580 | -49.1% |
| Amounts payable after more than one year | 17 | €898,175 | €406,285 | -€491,890 | -54.8% |
| Financial debts | 170/4 | €898,175 | €406,285 | -€491,890 | -54.8% |
| Amounts payable within one year | 42/48 | €79,977 | €91,287 | +€11,310 | +14.1% |
| Trade debts | 44 | €37,705 | €44,237 | +€6,532 | +17.3% |
| Suppliers | 440/4 | €37,705 | €44,237 | +€6,532 | +17.3% |
| Taxes, remuneration and social security | 45 | €28,520 | €47,050 | +€18,530 | +65.0% |
| Taxes | 450/3 | €28,520 | €47,050 | +€18,530 | +65.0% |
| Other amounts payable | 47/48 | €13,752 | - | -€13,752 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,373 | €1,227 | -€1,146 | -48.3% |
| Other operating charges | 640/8 | €4,028 | €3,840 | -€188 | -4.7% |
| Gross operating margin | 9900 | €281,801 | €159,814 | -€121,987 | -43.3% |
| Operating profit (loss) | 9901 | €275,399 | €154,747 | -€120,652 | -43.8% |
| Financial income | 75/76B | €182,800 | €496,428 | +€313,628 | +172% |
| Recurring financial income | 75 | €182,800 | €496,428 | +€313,628 | +172% |
| Financial charges | 65/66B | €89,482 | €85,759 | -€3,723 | -4.2% |
| Recurring financial charges | 65 | €89,482 | €85,759 | -€3,723 | -4.2% |
| Profit (loss) for the period before taxes | 9903 | €368,717 | €565,416 | +€196,699 | +53.3% |
| Income taxes | 67/77 | €62,269 | €25,113 | -€37,156 | -59.7% |
| Profit (loss) for the period | 9904 | €306,448 | €540,303 | +€233,855 | +76.3% |
| Profit (loss) for the period to be appropriated | 9905 | €306,448 | €540,303 | +€233,855 | +76.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.