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KFJ: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

KFJ

BE 0645.858.761
NACE 68.121, Development of residential building projects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€58,369
2024 · €61,248-€119,618
Equity
-€3,925
2024 · €54,444-€58,369
Cash
€5,185
2024 · €45,611-€40,426
Balance sheet total
€20,174
2024 · €98,058-€77,884

Largest movements

2024 to 2025
Assets
  • Cash -€40,426

    down €40,426 (-88.6%), from €45,611 to €5,185

    mainly Net result for the year (-€58,369) and Tax, wage and social debts (-€13,101)

  • Receivables within one year -€35,700

    down €35,700 (-75.1%), from €47,522 to €11,822

    of which Trade receivables: -€40,000

  • Tangible fixed assets -€2,818

    down €2,818 (-59.8%), from €4,709 to €1,891

  • Deferred charges and accrued income +€1,059

    new in 2025: €1,059

Equity and liabilities
  • Profit (loss) carried forward -€58,369

    down €58,369, from €33,984 to -€24,385

  • Tax, wage and social debts -€13,101

    down €13,101 (-35.9%), from €36,499 to €23,398

    of which Taxes: -€14,803

  • Trade debts -€6,414

    down €6,414 (-90.1%), from €7,115 to €701

Income statement
  • Gross operating margin -€192,344

    down €192,344 (-96.1%), from €200,195 to €7,852

  • Financial charges -€63,174

    down €63,174 (-99.5%), from €63,487 to €313

  • Taxes -€11,536

    down €11,536 (-92.5%), from €12,473 to €937

  • Staff costs +€2,371

    up €2,371 (+4.0%), from €59,769 to €62,140

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €61,248
Gross operating margin -€192,344
Staff costs -€2,371
Other operating charges +€330
Financial income +€57
Financial charges +€63,174
Taxes +€11,536
Result 2025 -€58,369

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€40,426
Investment €0
Financing €0
Cash 2024 €45,611
Net result for the year -€58,369
Depreciation +€2,818
Receivables within one year +€35,700
Deferred charges and accrued income -€1,059
Trade debts -€6,414
Tax, wage and social debts -€13,101
Cash 2025 €5,185
Every line side by side 37 lines
Line Code 2024 2025 Change %
Total assets 20/58 €98,058 €20,174 -€77,884 -79.4%
Fixed assets 21/28 €4,925 €2,107 -€2,818 -57.2%
Tangible fixed assets 22/27 €4,709 €1,891 -€2,818 -59.8%
Other tangible fixed assets 26 €4,709 €1,891 -€2,818 -59.8%
Financial fixed assets 28 €216 €216 = 0.0%
Current assets 29/58 €93,133 €18,067 -€75,067 -80.6%
Amounts receivable within one year 40/41 €47,522 €11,822 -€35,700 -75.1%
Trade receivables 40 €40,000 - -€40,000
Other amounts receivable 41 €7,522 €11,822 +€4,300 +57.2%
Cash at bank and in hand 54/58 €45,611 €5,185 -€40,426 -88.6%
Deferred charges and accrued income 490/1 - €1,059 +€1,059
Total equity and liabilities 10/49 €98,058 €20,174 -€77,884 -79.4%
Equity 10/15 €54,444 -€3,925 -€58,369
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Distributable reserves 133 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €33,984 -€24,385 -€58,369
Amounts payable 17/49 €43,614 €24,099 -€19,515 -44.7%
Amounts payable within one year 42/48 €43,614 €24,099 -€19,515 -44.7%
Trade debts 44 €7,115 €701 -€6,414 -90.1%
Suppliers 440/4 €7,115 €701 -€6,414 -90.1%
Taxes, remuneration and social security 45 €36,499 €23,398 -€13,101 -35.9%
Taxes 450/3 €32,548 €17,745 -€14,803 -45.5%
Remuneration and social security 454/9 €3,951 €5,653 +€1,702 +43.1%
Remuneration, social security and pensions 62 €59,769 €62,140 +€2,371 +4.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,818 €2,818 = 0.0%
Other operating charges 640/8 €858 €528 -€330 -38.4%
Gross operating margin 9900 €200,195 €7,852 -€192,344 -96.1%
Operating profit (loss) 9901 €136,750 -€57,634 -€194,385
Financial income 75/76B €459 €515 +€57 +12.4%
Recurring financial income 75 €459 €515 +€57 +12.4%
Financial charges 65/66B €63,487 €313 -€63,174 -99.5%
Recurring financial charges 65 €63,487 €313 -€63,174 -99.5%
Profit (loss) for the period before taxes 9903 €73,721 -€57,432 -€131,154
Income taxes 67/77 €12,473 €937 -€11,536 -92.5%
Profit (loss) for the period 9904 €61,248 -€58,369 -€119,618
Profit (loss) for the period to be appropriated 9905 €61,248 -€58,369 -€119,618

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.