KEYBOARD SERVICES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
KEYBOARD SERVICES
Largest movements
- Cash -€5,488
down €5,488 (-72.5%), from €7,564 to €2,076
mainly Net result for the year (-€2,115) and Receivables within one year (-€1,785)
- Receivables within one year +€1,785
up €1,785 (+38.3%), from €4,663 to €6,447
of which Trade receivables: +€3,280
- Profit (loss) carried forward -€2,115
down €2,115 (-16.1%), from -€13,158 to -€15,273
- Trade debts -€1,591
down €1,591 (-54.6%), from €2,914 to €1,323
- Gross operating margin -€6,218
down €6,218, from €4,821 to -€1,397
- Financial charges -€221
down €221 (-49.3%), from €448 to €227
- Other operating charges +€79
up €79 (+17.5%), from €450 to €529
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €12,648 | €8,942 | -€3,706 | -29.3% |
| Fixed assets | 21/28 | €195 | €195 | = | 0.0% |
| Financial fixed assets | 28 | €195 | €195 | = | 0.0% |
| Current assets | 29/58 | €12,453 | €8,747 | -€3,706 | -29.8% |
| Amounts receivable within one year | 40/41 | €4,663 | €6,447 | +€1,785 | +38.3% |
| Trade receivables | 40 | €1,743 | €5,023 | +€3,280 | +188.1% |
| Other amounts receivable | 41 | €2,919 | €1,424 | -€1,495 | -51.2% |
| Cash at bank and in hand | 54/58 | €7,564 | €2,076 | -€5,488 | -72.5% |
| Deferred charges and accrued income | 490/1 | €226 | €223 | -€3 | -1.4% |
| Total equity and liabilities | 10/49 | €12,648 | €8,942 | -€3,706 | -29.3% |
| Equity | 10/15 | €9,723 | €7,607 | -€2,115 | -21.8% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €4,289 | €4,289 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,859 | €1,859 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,859 | €1,859 | = | 0.0% |
| Tax-exempt reserves | 132 | €2,429 | €2,429 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€13,158 | -€15,273 | -€2,115 | -16.1% |
| Amounts payable | 17/49 | €2,926 | €1,335 | -€1,591 | -54.4% |
| Amounts payable within one year | 42/48 | €2,926 | €1,335 | -€1,591 | -54.4% |
| Trade debts | 44 | €2,914 | €1,323 | -€1,591 | -54.6% |
| Suppliers | 440/4 | €2,914 | €1,323 | -€1,591 | -54.6% |
| Taxes, remuneration and social security | 45 | €12 | €12 | = | 0.0% |
| Taxes | 450/3 | €12 | €12 | = | 0.0% |
| Other operating charges | 640/8 | €450 | €529 | +€79 | +17.5% |
| Gross operating margin | 9900 | €4,821 | -€1,397 | -€6,218 | |
| Operating profit (loss) | 9901 | €4,371 | -€1,926 | -€6,297 | |
| Financial income | 75/76B | €26 | €38 | +€13 | +50.2% |
| Recurring financial income | 75 | €26 | €38 | +€13 | +50.2% |
| Financial charges | 65/66B | €448 | €227 | -€221 | -49.3% |
| Recurring financial charges | 65 | €448 | €227 | -€221 | -49.3% |
| Profit (loss) for the period before taxes | 9903 | €3,949 | -€2,115 | -€6,064 | |
| Income taxes | 67/77 | €12 | €0 | -€12 | -97.6% |
| Profit (loss) for the period | 9904 | €3,936 | -€2,115 | -€6,052 | |
| Profit (loss) for the period to be appropriated | 9905 | €3,936 | -€2,115 | -€6,052 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.