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KEY CHALLENGE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

KEY CHALLENGE

BE 0744.584.767
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€135,361
2024 · €47,721+€87,641
Equity
€2,000
2024 · €26,721-€24,721
Cash
€43,942
2024 · €82,229-€38,287
Balance sheet total
€118,404
2024 · €96,519+€21,885

Largest movements

2024 to 2025
Assets
  • Current investments +€40,000

    new in 2025: €40,000

  • Cash -€38,287

    down €38,287 (-46.6%), from €82,229 to €43,942

    mainly Contributions, distributions and other (-€160,082) and Current investments (-€40,000)

  • Receivables within one year +€22,432

    up €22,432 (+757.9%), from €2,960 to €25,391

    of which Trade receivables: +€22,194

Equity and liabilities
  • Other debts +€29,916

    up €29,916 (+50.0%), from €59,811 to €89,726

  • Profit (loss) carried forward -€24,721

    no longer reported in 2025 (was €24,721)

  • Tax, wage and social debts +€15,852

    up €15,852 (+198.8%), from €7,972 to €23,824

Income statement
  • Gross operating margin +€122,923

    up €122,923 (+226.3%), from €54,313 to €177,236

  • Taxes +€38,501

    up €38,501 (+2476.7%), from €1,555 to €40,056

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €47,721
Gross operating margin +€122,923
Depreciation +€1,079
Other operating charges -€62
Financial income +€757
Financial charges +€1,446
Taxes -€38,501
Result 2025 €135,361

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€160,904
Investment -€40,000
Financing -€159,192
Cash 2024 €82,229
Net result for the year +€135,361
Depreciation +€1,102
Receivables within one year -€22,432
Deferred charges and accrued income +€1,157
Smaller working-capital items -€52
Tax, wage and social debts +€15,852
Other debts +€29,916
Current investments -€40,000
Short-term financial debts +€890
Contributions, distributions and other -€160,082
Cash 2025 €43,942
Every line side by side 38 lines
Line Code 2024 2025 Change %
Total assets 20/58 €96,519 €118,404 +€21,885 +22.7%
Fixed assets 21/28 €7,600 €6,499 -€1,102 -14.5%
Tangible fixed assets 22/27 €7,600 €6,499 -€1,102 -14.5%
Furniture and vehicles 24 €115 €0 -€115 -100.0%
Other tangible fixed assets 26 €7,486 €6,499 -€987 -13.2%
Current assets 29/58 €88,918 €111,905 +€22,987 +25.9%
Amounts receivable within one year 40/41 €2,960 €25,391 +€22,432 +757.9%
Trade receivables 40 €1,948 €24,142 +€22,194 +1139.3%
Other amounts receivable 41 €1,012 €1,249 +€238 +23.5%
Current investments 50/53 - €40,000 +€40,000
Cash at bank and in hand 54/58 €82,229 €43,942 -€38,287 -46.6%
Deferred charges and accrued income 490/1 €3,729 €2,572 -€1,157 -31.0%
Total equity and liabilities 10/49 €96,519 €118,404 +€21,885 +22.7%
Equity 10/15 €26,721 €2,000 -€24,721 -92.5%
Contributions 10/11 €2,000 €2,000 = 0.0%
Profit (loss) carried forward 14 €24,721 - -€24,721
Amounts payable 17/49 €69,798 €116,404 +€46,606 +66.8%
Amounts payable within one year 42/48 €69,773 €116,404 +€46,631 +66.8%
Financial debts 43 - €890 +€890
Credit institutions 430/8 - €890 +€890
Trade debts 44 €1,990 €1,963 -€27 -1.4%
Suppliers 440/4 €1,990 €1,963 -€27 -1.4%
Taxes, remuneration and social security 45 €7,972 €23,824 +€15,852 +198.8%
Taxes 450/3 €7,972 €23,824 +€15,852 +198.8%
Other amounts payable 47/48 €59,811 €89,726 +€29,916 +50.0%
Accrued charges and deferred income 492/3 €25 - -€25
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,180 €1,102 -€1,079 -49.5%
Other operating charges 640/8 €873 €935 +€62 +7.1%
Gross operating margin 9900 €54,313 €177,236 +€122,923 +226.3%
Operating profit (loss) 9901 €51,260 €175,199 +€123,939 +241.8%
Financial income 75/76B €221 €978 +€757 +342.3%
Recurring financial income 75 €221 €978 +€757 +342.3%
Financial charges 65/66B €2,205 €760 -€1,446 -65.6%
Recurring financial charges 65 €2,205 €760 -€1,446 -65.6%
Profit (loss) for the period before taxes 9903 €49,275 €175,417 +€126,142 +256.0%
Income taxes 67/77 €1,555 €40,056 +€38,501 +2476.7%
Profit (loss) for the period 9904 €47,721 €135,361 +€87,641 +183.7%
Profit (loss) for the period to be appropriated 9905 €47,721 €135,361 +€87,641 +183.7%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.