KERMAJA: what changed
What changed
KERMAJA
NACE 68.110, Buying and selling of own real estate
filed annual accounts (NBB)
Net result for the year
-€16,786
2023 · -€4,738-€12,048
Equity
-€19,263
2023 · -€2,478-€16,786
Cash
€1,329
2023 · €81+€1,247
Balance sheet total
€1.7m
2023 · €1.6m+€10,518
Largest movements
Assets
No asset line moved by more than 1% of the balance sheet total.
Equity and liabilities
- Debts after one year +€57,338
up €57,338 (+5.2%), from €1.1m to €1.2m
- Provisions -€30,000
down €30,000 (-5.8%), from €519,583 to €489,583
- Profit (loss) carried forward -€16,786
down €16,786 (-183%), from -€9,178 to -€25,963
Income statement
- Gross operating margin -€12,488
down €12,488, from €501 to -€11,987
- Financial charges -€768
down €768 (-82.1%), from €935 to €167
- Depreciation +€236
up €236 (+18.6%), from €1,268 to €1,504
Change in the result, 2023 to 2024
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2023
-€4,738
Gross operating margin
-€12,488
Depreciation
-€236
Other operating charges
-€92
Financial charges
+€768
Result 2024
-€16,786
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2023 and 2024 balance sheets and the 2024 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€47,655
Investment
-€8,437
Financing
+€57,338
Cash 2023
€81
From operations (derived)
-€47,655
Net result for the year
-€16,786
Depreciation
+€1,504
Deferred charges and accrued income
-€2,338
Provisions
-€30,000
Trade debts
-€652
Tax, wage and social debts
+€466
Accrued charges and deferred income
+€151
Investment (derived)
-€8,437
Investment in fixed assets (net)
-€8,437
Financing
+€57,338
Debts after one year
+€57,338
Cash 2024
€1,329
brings cash intakes cash out
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,648,850 | €1,659,368 | +€10,518 | +0.6% |
| Fixed assets | 21/28 | €1,609,707 | €1,616,640 | +€6,933 | +0.4% |
| Tangible fixed assets | 22/27 | €1,609,707 | €1,616,640 | +€6,933 | +0.4% |
| Land and buildings | 22 | €1,263,879 | €1,263,879 | = | 0.0% |
| Plant, machinery and equipment | 23 | €344,159 | €351,092 | +€6,933 | +2.0% |
| Furniture and vehicles | 24 | €1,669 | €1,669 | = | 0.0% |
| Current assets | 29/58 | €39,142 | €42,728 | +€3,585 | +9.2% |
| Stocks and contracts in progress | 3 | €3,744 | €3,744 | = | 0.0% |
| Stocks | 30/36 | €3,744 | €3,744 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €33,937 | €33,937 | = | 0.0% |
| Other amounts receivable | 41 | €33,937 | €33,937 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €81 | €1,329 | +€1,247 | +1,532% |
| Deferred charges and accrued income | 490/1 | €1,380 | €3,718 | +€2,338 | +169% |
| Total equity and liabilities | 10/49 | €1,648,850 | €1,659,368 | +€10,518 | +0.6% |
| Equity | 10/15 | -€2,478 | -€19,263 | -€16,786 | -678% |
| Contributions | 10/11 | €6,700 | €6,700 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€9,178 | -€25,963 | -€16,786 | -183% |
| Provisions and deferred taxes | 16 | €519,583 | €489,583 | -€30,000 | -5.8% |
| Provisions for liabilities and charges | 160/5 | €519,583 | €489,583 | -€30,000 | -5.8% |
| Environmental obligations | 163 | €519,583 | €489,583 | -€30,000 | -5.8% |
| Amounts payable | 17/49 | €1,131,744 | €1,189,048 | +€57,304 | +5.1% |
| Amounts payable after more than one year | 17 | €1,108,588 | €1,165,926 | +€57,338 | +5.2% |
| Other amounts payable | 178/9 | €1,108,588 | €1,165,926 | +€57,338 | +5.2% |
| Amounts payable within one year | 42/48 | €23,143 | €22,958 | -€186 | -0.8% |
| Trade debts | 44 | €12,872 | €12,221 | -€652 | -5.1% |
| Suppliers | 440/4 | €12,872 | €12,221 | -€652 | -5.1% |
| Taxes, remuneration and social security | 45 | - | €466 | +€466 | |
| Taxes | 450/3 | - | €466 | +€466 | |
| Other amounts payable | 47/48 | €10,271 | €10,271 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €13 | €164 | +€151 | +1,172% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,268 | €1,504 | +€236 | +18.6% |
| Other operating charges | 640/8 | €3,036 | €3,128 | +€92 | +3.0% |
| Gross operating margin | 9900 | €501 | -€11,987 | -€12,488 | |
| Operating profit (loss) | 9901 | -€3,803 | -€16,618 | -€12,816 | -337% |
| Financial charges | 65/66B | €935 | €167 | -€768 | -82.1% |
| Recurring financial charges | 65 | €935 | €167 | -€768 | -82.1% |
| Profit (loss) for the period before taxes | 9903 | -€4,738 | -€16,786 | -€12,048 | -254% |
| Profit (loss) for the period | 9904 | -€4,738 | -€16,786 | -€12,048 | -254% |
| Profit (loss) for the period to be appropriated | 9905 | -€4,738 | -€16,786 | -€12,048 | -254% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.